The top-rated disability insurance agent in Superior, Wisconsin is Matt Thoreson - State Farm Insurance Agent, rated 4.7 stars across 55 reviews. Other highly rated options include Lori Ronchi American Family Insurance, Reliable Insurance Agency, Dwight Swanstrom Co. This directory lists 14 disability insurance agents serving Superior.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Thoreson - State Farm Insurance Agent | 2202 E 2nd St Suite 607 | (715) 395-6083 |
| 2 | Lori Ronchi American Family Insurance | 2305 E 5th St | (715) 395-1777 |
| 3 | Reliable Insurance Agency | 515 Belknap St | (715) 718-5900 |
| 4 | Dwight Swanstrom Co | 1908 Iowa Ave | (715) 392-5177 |
| 5 | Nick Korhonen American Family Insurance | 10 N 21st St | (715) 394-2882 |
| 6 | Holden Insurance Agency, Inc. | 823 Belknap St Suite 121 | (715) 394-7741 |
| 7 | Sentry Insurance | 1516 Hughitt Ave | (608) 535-6003 |
| 8 | Field & Connolly Ltd | 1317 Tower Ave | (715) 392-9829 |
| 9 | Farmers Insurance - Brett Potaracke | 1225 Tower Ave Suite 218 | (715) 514-4006 |
| 10 | Koehler Insurance Solutions - Rachel Nelson | 1215 Tower Ave | (715) 718-0900 |
Matt Thoreson - State Farm Insurance Agent serves the Superior, Wisconsin area as a disability insurance agent. The company helps clients in this region find disability coverage that can provide income protection if an illness or injury prevents them from working. Working with a local agent allows customers to discuss their specific financial needs and employment situations. This business assists with both short-term and long-term disability insurance policies to match different coverage requirements.
Lori Ronchi American Family Insurance offers disability insurance agent services in Superior, Wisconsin. The agency assists clients in understanding policy options that replace a portion of income if injury or illness prevents work. Ongoing plan reviews help ensure coverage adapts to changing needs and income levels. The company guides customers through claim processes and benefit coordination. These services address protection for a wide variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Reliable Insurance Agency serves homeowners, businesses, and property managers in Superior, Wisconsin, who require income protection through disability insurance. The agency helps clients understand how disability policies replace lost wages during illness or injury, guiding them through plan selection and application details. With a focus on local risk factors common in the region, the company covers a neighboring community such as the larger Duluth metro area across the bay.
The Dwight Swanstrom Co serves clients in Superior, Wisconsin, and the surrounding communities of northwestern Wisconsin and northeastern Minnesota. The agency handles the full process of helping individuals and businesses secure disability insurance policies that replace lost income during periods of illness or injury. It navigates the complex policy options available to suit different budgets and coverage needs. It typically begins each job by discussing the client’s occupation and financial responsibilities to match them with an appropriate plan.
People seeking disability insurance from Nick Korhonen American Family Insurance in Superior, WI can choose a single consultation to address a specific need or an ongoing relationship that reviews coverage as circumstances change. The agency helps individuals protect their income by offering policies that replace a portion of earnings if illness or injury prevents work. Service runs on a scheduled basis, with the option to arrange meetings when personal or professional events create new insurance requirements.
Holden Insurance Agency, Inc. in Superior, WI specializes in offering disability insurance policies designed to protect an individual’s income against unexpected illness or injury. It also provides general guidance on coverage options for local professionals and residents navigating the complexities of benefit planning. The agency helps clients understand the critical role of long-term disability protection within their overall financial strategy. Whether facing a sudden medical event that prevents work or recovering from a seasonal accident, the agency assists in securing benefits to maintain financial stability.
Winter storms in Superior often result in slips and falls, making disability insurance protection a timely concern for local workers. Sentry Insurance serves this need as a disability insurance agent, offering policies that provide income replacement during recovery from illness or injury. The company helps clients navigate the coverage available for long-term or short-term disabilities that might interrupt their livelihoods. An initial assessment of individual employment and health factors is conducted to determine the right policy for each client.
Field & Connolly Ltd operates as a disability insurance agent based in Superior, WI, with a primary focus on guiding professionals and business owners through the process of securing income protection. The agency specializes in tailoring disability coverage to meet individual risk profiles and long-term financial planning needs. Their work involves evaluating policy options that address temporary or permanent loss of earnings due to illness or injury. This full-service support extends to protecting employers and employees in distinct local commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Brett Potaracke in Superior, WI provides residential disability insurance to help individuals protect their income from unexpected illness or injury. The agency also offers commercial coverage tailored for local business owners who require income protection for themselves and their employees. Service extends throughout the Superior area and nearby communities in Wisconsin. Clients receive ongoing support to adjust their policies as circumstances change, with scheduled follow-ups between regular visits ensuring consistent protection.
Koehler Insurance Solutions - Rachel Nelson in Superior, WI, is known for guiding clients through the complexities of disability income protection. The agency helps local professionals secure coverage that replaces a portion of their earnings if an illness or injury prevents them from working. Every policy is tailored to individual occupations and income levels. This service is essential for maintaining financial stability during recovery. A specialty offering includes planning for elimination periods and benefit durations that match a client's budget.
What Does a a Disability Insurance Agent in Superior Cost?
Disability insurance premiums in Wisconsin typically range from 1% to 3% of your annual income for individual policies. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Group policies through employers are often cheaper but may have less coverage. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Superior
Disability insurance agents in Superior, Wisconsin help individuals and businesses find coverage that protects income if an illness or injury prevents work. Wisconsin law requires certain policies to include a 30-day grace period and a 60-day contestability period. Agents in Superior understand the local job market and can guide you through policy options for both short-term and long-term disability.
Frequently Asked Questions
What does a disability insurance agent in Superior do?
A disability insurance agent helps you compare policies from different carriers, explains coverage terms, and assists with the application process. They can also help you understand Wisconsin-specific rules, such as the state's definition of total disability.
How do I choose a disability insurance agent in Wisconsin?
Look for an agent licensed in Wisconsin with experience in disability insurance. Ask about their familiarity with policies that comply with Wisconsin insurance statutes, including Chapter 632 of the Wisconsin Statutes.
Are there time limits for filing a disability claim in Wisconsin?
Yes, most disability policies require you to submit proof of loss within 90 days of the start of disability. Wisconsin law also gives insurers up to 45 days to make a claim decision after receiving all necessary information.
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