The top-rated disability insurance agent in Madison, Wisconsin is TruStage Insurance Agency, rated 4.6 stars across 1,883 reviews. Other highly rated options include Cliff Insurance Agency, Inc, Prairie Grove Insurance, C4 Insurance Services, LLC. This directory lists 21 disability insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | TruStage Insurance Agency | 5910 Mineral Point Rd | (888) 888-0375 |
| 2 | Cliff Insurance Agency, Inc | 2009 W Beltline Hwy Ste 100 | (608) 203-8585 |
| 3 | Prairie Grove Insurance | 5231 Voges Rd | (608) 839-0275 |
| 4 | C4 Insurance Services, LLC | 8446 Excelsior Dr Ste 2 | (608) 824-7267 |
| 5 | Scott Hinrichs at Comparion Insurance Agency | 555 Zor Shrine Pl #100 | (608) 535-3094 |
| 6 | McClone Insurance - Madison | 2601 W Beltline Hwy Suite 510 | (608) 238-2686 |
| 7 | Informed Choice Insurance Agency | 5325 Wall St Suite 2055 | (608) 819-6311 |
| 8 | Hausmann Group | 740 Regent St #400 | (608) 257-3795 |
| 9 | Arriens Insurance Services LLC | 2352 S Park St Ste 467 Fl 4 | (608) 888-4752 |
| 10 | M3 Insurance | 828 John Nolen Dr | (608) 273-0655 |
TruStage Insurance Agency serves the Madison, Wisconsin metro area and surrounding counties as a disability insurance agent. It assists individuals and professionals in securing income protection policies tailored to their financial needs. The agency helps clients navigate options for short-term and long-term disability coverage to safeguard their earnings. Its work in this area includes guiding clients through coverage selection for injury- or illness-related income loss and addressing policy details for occupational and non-occupational disability claims.
Cliff Insurance Agency, Inc in Madison, WI provides a range of disability insurance agent services, including the evaluation of policy options and the filing of claims. It offers ongoing service plans to help clients review their coverage needs as their income or employment situation changes. The agency serves individual professionals working in various fields, as well as local businesses that need commercial disability coverage. Its services extend to single-family homes, apartments, retail, and restaurants.
Prairie Grove Insurance serves homeowners, businesses, and property managers in the Madison, Wisconsin, area. It provides disability insurance agent services, helping clients secure coverage that supports income during illness or injury. Policies are tailored to individual professional and personal circumstances. The company addresses local regulatory considerations relevant to Wisconsin residents. Prairie Grove Insurance also covers clients throughout the greater Madison metro, including the neighboring community of Middleton.
C4 Insurance Services, LLC serves the Madison area and its surrounding communities, handling disability insurance policies designed to protect income during periods of illness or injury. The agency works with individuals to assess their specific needs and explain how different policy options function in the local market. For a typical client, it begins by reviewing financial obligations and occupation risks to identify suitable coverage levels, then recommends a plan that aligns with those circumstances.
Scott Hinrichs at Comparion Insurance Agency offers specialized disability income insurance solutions for professionals in Madison, Wisconsin. These products replace a portion of lost earnings if injury or illness prevents work. The agency also guides local residents through the nuances of short-term and long-term disability policies, helping them understand coverage gaps within employer plans. As the winter months approach, many clients seek advice on protecting income during seasonal slowdowns or recovering from weather-related accidents that may keep them from their jobs.
McClone Insurance in Madison provides clients with the choice between one-time consultations for immediate needs or recurring service options for ongoing policy reviews. Their focus is on securing coverage that protects income when illness or injury prevents work, customizing plans for local professionals and small business owners. These disability insurance agent services in Madison run on a one-time, scheduled, or as-needed basis to match individual client preferences for engagement and policy management.
Informed Choice Insurance Agency serves residential clients in Bellevue, Wisconsin, seeking disability income protection through individual policies that replace a portion of lost wages. The agency additionally assists local small businesses by identifying commercial disability coverage options for their key employees. Its service area covers Bellevue and the surrounding Brown County communities, working with clients to match their specific occupation and earnings needs. After an initial placement, the agency contacts policyholders periodically to review any changes in circumstances before an annual visit.
As winter weather increases the risk of slips and falls in Madison, individuals often seek ways to protect their income if an injury prevents them from working. Hausmann Group serves as a disability insurance agent in the area, helping clients review their current coverage needs. They assist with understanding various policy types that provide income replacement during recovery. A typical first step for anyone concerned about financial stability after an accident is to schedule an initial assessment to review their existing benefits and explore available plan options.
What Does a a Disability Insurance Agent in Madison Cost?
Disability insurance agent services in Wisconsin typically do not charge a separate fee because they earn commissions from the insurance carrier. Premiums for individual disability policies in Madison can range from 1 percent to 3 percent of your annual income. Group plans through employers often have lower rates. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Madison
Disability insurance agents in Madison Wisconsin help individuals and businesses find the right coverage for income protection. Wisconsin law requires certain policy provisions under Chapter 632 of the state statutes. Agents can guide you through group and individual plans that meet local needs.
Frequently Asked Questions
What does a disability insurance agent in Madison do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods elimination periods and riders. They do not provide legal advice but can help you understand your options.
Are there Wisconsin specific rules for disability insurance?
Yes Wisconsin law under Chapter 632 regulates disability insurance policies. Policies must include a grace period of at least 30 days. The state also requires a free look period of 10 days for individual policies.
How do I choose a disability insurance agent in Madison?
Look for an agent licensed in Wisconsin with experience in disability coverage. Ask about their knowledge of local employers and group plans. Check their standing with the Wisconsin Office of the Commissioner of Insurance.
Disability Insurance Agents in Other Wisconsin Cities
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