The top-rated disability insurance agent in Beloit, Wisconsin is Nick Oldenburg - State Farm Insurance Agent, rated 5.0 stars across 387 reviews. Other highly rated options include Senz Redieske Insurance Agency, Kris Rodriguez | Insure360 - Health, Medicare, and Life, Shannon Ahrens American Family Insurance. This directory lists 16 disability insurance agents serving Beloit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Oldenburg - State Farm Insurance Agent | 1406 Willowbrook Rd #130 | (608) 312-4747 |
| 2 | Senz Redieske Insurance Agency | 630 E Grand Ave | (608) 362-3313 |
| 3 | Kris Rodriguez | Insure360 - Health, Medicare, and Life | 645 3rd St | (608) 313-4816 |
| 4 | Shannon Ahrens American Family Insurance | 1122 Cranston Rd | (608) 362-8818 |
| 5 | Terry Sminchak - State Farm Insurance Agent | 1116 Cranston Rd | (608) 365-3836 |
| 6 | Kathy Hayden - State Farm Insurance Agent | 418 Pleasant St | (608) 362-3646 |
| 7 | Joe Dencker - COUNTRY Financial Agent | 2101 S Riverside Dr Suite 2 | (608) 421-7980 |
| 8 | TRICOR Insurance | 2031 S Riverside Dr | (608) 365-5551 |
| 9 | Wright Insurance Group | 1805 E Zick Dr | (608) 365-6649 |
| 10 | Alongi Santas Moss Insurance Agency | 2211 Cranston Rd | (608) 362-3370 |
Nick Oldenburg - State Farm Insurance Agent serves the Beloit, Wisconsin area, where it focuses on disability insurance for local residents. The agency helps clients protect their income by explaining how disability coverage replaces lost earnings during unexpected illnesses or injuries. Policies are designed to provide financial stability when an individual cannot work for an extended period. The office works closely with policyholders to evaluate their specific income protection needs. It also assists with filing short-term disability claims and reviewing long-term disability insurance options.
Senz Redieske Insurance Agency provides services as a disability insurance agent in Beloit, Wisconsin, helping clients understand and secure coverage to protect their income in the event of illness or injury. The agency offers service plans that explain policy options, assist with applications, and guide clients through claims processes. It works with individual homeowners and renters as well as businesses, including apartment complexes, retail locations, and restaurants.
Serving Beloit, Wisconsin, and its surrounding communities, Kris Rodriguez | Insure360 handles disability insurance coverage alongside health, Medicare, and life options. The company assists local residents in finding policies that provide income protection if an injury or illness prevents them from working. Its typical approach involves assessing each client’s occupation and monthly expenses to match them with a suitable disability plan.
Homeowners, businesses, and property managers in Beloit, WI can turn to Shannon Ahrens American Family Insurance for disability insurance agent services. These policies help replace a portion of income if a client becomes unable to work due to illness or injury. The agency works with individuals and local employers to structure coverage that fits their financial needs. It serves clients throughout Beloit and also covers nearby Janesville in Rock County for disability insurance solutions.
Terry Sminchak - State Farm Insurance Agent helps individuals in Beloit, WI understand the difference between one-time disability coverage options and recurring service plans that provide ongoing protection. Disability insurance can replace a portion of income if illness or injury prevents work. Policies are designed to support financial stability during recovery periods. Service at this agency runs on an as-needed basis, allowing clients to request guidance or policy adjustments whenever their situation changes.
Kathy Hayden - State Farm Insurance Agent in Beloit, WI provides disability insurance services, helping individuals secure income protection in the event of illness or injury. The agency also offers general insurance products for auto, home, and life coverage. Clients planning for unexpected financial disruptions receive guidance tailored to regional employment risks. As cold weather months increase the likelihood of workplace slips and seasonal accidents, the agency assists Beloit residents in adjusting their disability policies accordingly.
Joe Dencker with COUNTRY Financial in Beloit, Wisconsin, assists clients in evaluating their income protection needs and securing plans to cover lost wages from illness or injury. As a disability insurance agent, he focuses on crafting personalized coverage that aligns with individual budgets and risk factors. This service is available to small business offices, local warehouses managing physical labor demands, and food service operations with shift-based employees.
As the seasons change in Beloit, unexpected health challenges can leave local workers facing lost wages without adequate preparation. TRICOR Insurance helps residents secure personal disability policies designed to replace a portion of their income during recovery from illness or injury. Working as a disability insurance agent in this community requires a clear explanation of policy terms and coverage waiting periods. The company begins its process with a thorough initial consultation, during which it reviews each client’s occupation, current health status, and typical monthly expenses.
Wright Insurance Group provides residential disability insurance services in Beloit, WI, ensuring local homeowners can protect their income against unexpected illness or injury. The agency also extends this coverage to commercial clients throughout the surrounding area, offering customized plans for small business owners and independent contractors. Follow-up consultations help adjust policies as needs change, and repeat service between regular visits maintains ongoing protection during employment transitions.
Alongi Santas Moss Insurance Agency is known for guiding residents of Beloit, Wisconsin through disability insurance options. The agency helps individuals and local professionals secure coverage that protects their income if illness or injury prevents them from working. It focuses on matching policies to specific personal and occupational needs, assisting with policy selection including elimination periods and benefit amounts. For those who are self-employed, its specialty service is tailoring short-term disability plans to cover temporary gaps in income.
What Does a a Disability Insurance Agent in Beloit Cost?
Disability insurance agent services in Wisconsin are typically paid through commissions from the insurance company. Premiums for individual disability policies range from 1% to 3% of your annual income, or about $50 to $200 per month for a $3,000 monthly benefit. Costs vary by age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Beloit
A disability insurance agent in Beloit Wisconsin can help you understand your policy options and file claims. Wisconsin law requires insurers to respond to claims within 30 days under Wis. Stat. sec. 632.72. Local agents know the needs of Rock County workers and small business owners.
Frequently Asked Questions
What does a disability insurance agent in Beloit do?
An agent helps you compare disability policies from different carriers. They explain benefit terms, elimination periods, and occupation definitions. They do not handle claims disputes but can guide you on policy features.
How long do I have to file a disability claim in Wisconsin?
Wisconsin law does not set a fixed deadline for filing a claim, but most policies require prompt notice. You should report a disability within 30 days or as soon as possible. Delays can lead to denial.
Can a Beloit agent help with an existing disability claim denial?
An agent can review your policy and explain your options. For formal appeals or lawsuits, you may need a lawyer. Wisconsin law allows you to sue an insurer for bad faith under Wis. Stat. sec. 632.85.
Disability Insurance Agents in Other Wisconsin Cities
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