The top-rated disability insurance agent in Wichita Falls, Texas is Pond Insurance Agency Ltd, rated 4.8 stars across 98 reviews. Other highly rated options include Kristy Aranda Insurance, All-American Insurance, Health Insurance Professionals, LLC. This directory lists 20 disability insurance agents serving Wichita Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pond Insurance Agency Ltd | 2101 Kemp Blvd | (940) 723-4567 |
| 2 | Kristy Aranda Insurance | 620 Scott Ave | (940) 386-2300 |
| 3 | All-American Insurance | 1501 Midwestern Pkwy #111 | (940) 689-9300 |
| 4 | Health Insurance Professionals, LLC | 4017 Faith Rd | (940) 691-0277 |
| 5 | Kelly Ho-Montoya Insurance Group LLC | 1810 Southwest Pkwy Suite 200 | (940) 264-2644 |
| 6 | NavSav Insurance – Wichita Falls | 2108 Kemp Blvd | (940) 322-3122 |
| 7 | Eichelmann Insurance Agency in Wichita Falls | 1315 Kemp Blvd | (940) 248-9717 |
| 8 | Billy Hudson: Allstate Insurance | 2511 Brook Ave | (940) 264-6464 |
| 9 | RAY ESPARZA INSURANCE AGENCY | 2405 9th St STE B | (940) 766-0472 |
| 10 | DeMitrius Williams Insurance Agency | 1716 9th St | (940) 276-2448 |
Pond Insurance Agency Ltd serves the Wichita Falls, Texas metro area as a disability insurance agent. The agency guides individuals and businesses through the process of selecting income protection plans designed to replace lost earnings during illness or injury. Disability insurance helps workers manage financial stability when they cannot perform their job duties. Pond Insurance Agency Ltd handles short-term disability coverage for temporary health setbacks and long-term disability insurance for extended periods of incapacity.
Kristy Aranda Insurance serves homeowners, renters, and small business owners in and around Wichita Falls, Texas, offering guidance on disability insurance policies designed to replace lost income during illness or injury. The agency helps clients understand coverage options that provide financial protection when they are unable to work. Each policy is explained clearly to fit individual needs and budgets. Regular reviews are available to ensure coverage remains appropriate as circumstances change. The agency also serves clients in the neighboring community of Burkburnett and surrounding areas of the Wichita Falls metro region.
All-American Insurance in Wichita Falls, TX provides a range of services including initial disability policy consultation, tailored plan selection, and ongoing policy reviews to ensure coverage remains aligned with changing needs. Its service plans involve routine policy assessments and guidance through claims filing procedures. The company serves individuals and businesses across the area, assisting with coverage for single-family homes, apartments, retail, and restaurants.
Health Insurance Professionals, LLC of Wichita Falls focuses on disability insurance as a specialty service, protecting clients’ income against unexpected health events. The agency assists individuals and businesses with policy selection and enrollment, guiding them through complex coverage options tailored to their financial needs. Their work often addresses the risk of prolonged illness or injury disrupting earnings. For local professionals, this agency helps evaluate policies before open enrollment periods or when changing employers, ensuring continued financial protection during life transitions.
Kelly Ho-Montoya Insurance Group LLC in Wichita Falls, TX offers both one-time consultations and ongoing service relationships for disability insurance needs. Their services help clients understand coverage that protects income if they become unable to work due to illness or injury. In the office, agents assess individual situations to recommend appropriate policy types and benefit amounts available in the area. Support for claims questions or policy adjustments runs on an as-needed basis, ensuring clients receive guidance exactly when they require it without a mandatory recurring schedule.
NavSav Insurance serves the disability insurance needs of individuals in Wichita Falls and the surrounding communities in North Texas. The agency handles the placement of policies designed to replace a portion of lost income if a client becomes unable to work due to illness or injury. Each case is approached by first assessing the client’s occupation and existing coverage, then comparing options from multiple carriers to find a suitable policy structure. The agency works through the application and underwriting process to secure the right terms for the specific financial situation.
As the region faces occasional weather disruptions or work injuries that threaten income, Eichelmann Insurance Agency in Wichita Falls provides local residents with disability insurance agent services tailored to safeguard earnings. They help independent professionals and employers understand individual or group policies that replace lost wages during illness or accident recovery. The process begins with an initial consultation to review current coverage gaps and personal financial needs before any formal assessment step.
Billy Hudson: Allstate Insurance provides financial protection coverage for individuals and businesses in Wichita Falls, Texas. As a disability insurance agent, the company specializes in offering policies that replace a portion of income should injury or illness prevent a client from working. The agency assists professionals and business owners in selecting appropriate plans tailored to their income needs. Its services are available to commercial sectors including offices, warehouses, and food service operations.
RAY ESPARZA INSURANCE AGENCY serves residential clients in Wichita Falls, Texas, with disability insurance policies designed to replace income during illness or injury. Commercial coverage is also available for local businesses seeking to protect their employees’ earnings. The agency covers the Wichita Falls area, assisting individuals and companies in securing appropriate plans directly from carriers. Ongoing support between regular visits ensures clients can revisit their coverage needs and request modifications as life circumstances change, making follow-up service a reliable part of the overall client experience.
DeMitrius Williams Insurance Agency, based in Wichita Falls, TX, is known for guiding individuals and families through the complexities of disability income protection. The agency works closely with clients to understand how a potential loss of earnings due to injury or illness could impact their financial stability. It offers personalized consultations to explore policy options that align with specific employment situations and budget considerations. A specialty service the agency can add on is helping professionals assess existing employer-provided coverage to identify any gaps in long-term protection.
What Does a a Disability Insurance Agent in Wichita Falls Cost?
Disability insurance agent services in Texas typically do not charge a separate fee because they earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a healthy 40 year old, a policy covering 60% of income may cost 1% to 3% of annual income per year. Costs are higher for high risk jobs or longer benefit periods. This is general information, not insurance advice.
About disability insurance agents in Wichita Falls
Disability insurance agents in Wichita Falls Texas help individuals and business owners secure income protection policies. Texas law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the regional job market and can tailor coverage for workers in healthcare, oil and gas, and education sectors.
Frequently Asked Questions
What does a disability insurance agent in Wichita Falls do?
An agent helps you compare disability insurance policies from multiple carriers. They explain policy terms, waiting periods, and benefit amounts. They also assist with filing claims and understanding Texas insurance regulations.
Is disability insurance required by Texas law?
Texas does not require private disability insurance for most workers. However, employers with group plans must follow Texas Insurance Code rules. Self employed individuals often buy individual policies to protect their income.
How do I choose a disability insurance agent in Wichita Falls?
Look for an agent licensed by the Texas Department of Insurance. Ask about their experience with policies for your occupation. Check if they represent multiple insurers to offer a range of options.
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