The top-rated disability insurance agent in Beaumont, Texas is NavSav Insurance - Corporate, rated 4.7 stars across 481 reviews. Other highly rated options include Darren Cross: Allstate Insurance, Tucker Insurance - TWFG, Donald Dodge Insurance. This directory lists 20 disability insurance agents serving Beaumont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | NavSav Insurance - Corporate | 7675 Folsom Dr Suite 300 A | (888) 800-1475 |
| 2 | Darren Cross: Allstate Insurance | 4345 Crow Rd | (409) 899-2056 |
| 3 | Tucker Insurance - TWFG | 7060 Phelan Blvd STE 103 | (409) 767-8003 |
| 4 | Donald Dodge Insurance | 6550 College St | (409) 866-4694 |
| 5 | Trevco Insurance Agency | 2465 S 11th St | (409) 833-7808 |
| 6 | K & D Insurance | 3962 Eastex Fwy | (409) 898-8206 |
| 7 | Golden Benefits | 1090 Longfellow Dr | (409) 247-4785 |
| 8 | Neptune Insurance Agency | 2678 Calder Ave | (409) 835-5900 |
| 9 | Lumpkin's Insurance Agency LLC | 3336 S Major Dr | (409) 924-7700 |
| 10 | Walter Kyles Jr Insurance | 2875 Washington Blvd | (409) 842-3444 |
NavSav Insurance - Corporate serves the Beaumont, Texas metro and surrounding Jefferson County area. It specializes in disability insurance agent services, helping individuals and employers in Southeast Texas secure coverage that replaces lost income due to injury or illness. The company guides local clients through policy options from various carriers, focusing on personalized plans that address specific financial protections. It handles short-term disability insurance to bridge immediate income gaps and long-term disability insurance for sustained coverage after severe accidents or prolonged medical conditions.
Darren Cross: Allstate Insurance provides disability insurance solutions to individuals and businesses in the Beaumont, Texas, area. It helps clients understand policy options that offer income protection in the event of illness or injury, tailoring coverage to fit specific financial needs. Ongoing support includes policy reviews and claims assistance to ensure benefits align with changing circumstances. The agency services a broad range of properties, including single-family homes, apartments, retail locations, and restaurants seeking business-related disability coverage for their operations.
Tucker Insurance - TWFG serves homeowners, businesses, and property managers in Beaumont, Texas, by providing disability insurance agent services. The firm helps clients understand how disability coverage can protect their income in the event of an illness or injury. It focuses on explaining policy options and tailoring plans to individual financial situations. The office guides local residents through the process of selecting appropriate benefits and managing claims. This insurance agent also covers the nearby communities of Port Arthur and Nederland within the Beaumont metro area.
Donald Dodge Insurance serves Beaumont, Texas, and the surrounding communities in Southeast Texas. The agency handles disability insurance, which provides income replacement when a client cannot work due to illness or injury. This type of policy helps protect an individual's financial stability during recovery. To handle a typical job, the agent reviews the client's occupation and current income level to determine the appropriate benefit amount and waiting period before coverage takes effect.
Trevco Insurance Agency provides disability insurance agent services to individuals and professionals in the Beaumont, Texas area. It helps clients understand their options for income protection plans and assists with applications, policy explanations, and ongoing coverage reviews. Annual consultations are offered to ensure plans remain aligned with changing needs and financial circumstances. This agent serves a diverse client base, including single-family homes, apartments, retail spaces, and restaurants.
K & D Insurance, based in Beaumont, TX, distinguishes between one-time policy evaluations and recurring plan management for disability coverage. Their work focuses on helping local professionals secure income protection benefits, advising on benefit periods and elimination periods that match individual financial needs. Whether a client requires a single review or ongoing policy adjustments, service runs on either a one-time or scheduled basis.
In Southeast Texas, seasonal storms and fluctuating local economies often create uncertainty about income stability, prompting residents in Beaumont to seek coverage that protects their earnings. Golden Benefits serves this need by connecting clients with disability insurance policies tailored to both short-term recovery and long-term absence scenarios. The company guides individuals through plan comparisons that address monthly benefit amounts and elimination periods. An initial assessment typically begins with a review of current employment income and household expenses to determine appropriate coverage levels.
Neptune Insurance Agency specializes in helping self-employed professionals and local business owners secure disability income protection in Beaumont, Texas. Its general service work involves evaluating clients’ occupational risks and presenting suitable private insurance options to safeguard earnings during illness or injury. The agency assists with claims navigation and policy adjustments to match changing career or health circumstances. At the start of each new year, it helps clients reassess their coverage in light of annual salary changes and shifts in work status.
Lumpkin’s Insurance Agency LLC in Beaumont, TX assists individuals and businesses with protecting their income through disability insurance policies. The agency specializes in both short-term and long-term coverage, helping clients prepare for unexpected illnesses or injuries that could prevent them from working. This includes evaluating different plan options to match each client’s unique income and budget. The agency can serve a variety of commercial sectors in the area, such as offices, warehouses, and food service operations, ensuring their employees have access to essential income protection.
Walter Kyles Jr Insurance assists residents in Beaumont, Texas with disability insurance coverage tailored to individual needs, and also offers policies designed for commercial clients in the surrounding area. Service extends throughout the local region, providing personalized guidance on plans that help protect income during periods of disability. Clients can rely on attentive follow-up support and repeat service between regular visits, ensuring continued coverage adjustments as circumstances change.
What Does a a Disability Insurance Agent in Beaumont Cost?
Disability insurance agent services in Texas typically cost nothing upfront because agents earn commissions from the insurance company. Policy premiums vary widely from 1% to 3% of your annual income. For a 50 year old worker a policy might cost 200 to 500 dollars per month. This is general information not insurance advice.
About disability insurance agents in Beaumont
Disability insurance agents in Beaumont Texas assist residents with policy selection and claim filing. Texas law requires insurers to respond to claims within 15 days under the Texas Prompt Payment Act. Local agents understand the needs of workers in the petrochemical and healthcare industries common to the Beaumont area.
Frequently Asked Questions
What does a disability insurance agent in Beaumont do?
A disability insurance agent helps you choose a policy and guides you through the claims process. They can explain policy terms and deadlines required by Texas law.
How long do I have to file a disability claim in Texas?
Texas does not set a single deadline for all disability claims. Most policies require you to file within 30 days of becoming disabled. Check your policy for specific time limits.
Can a disability insurance agent help with a denied claim in Texas?
Yes an agent can review your denial and help you submit additional information. Texas law gives you the right to appeal a denial and request an internal review.
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