The top-rated disability insurance agent in Austin, Texas is Abt Insurance Agency, rated 5.0 stars across 760 reviews. Other highly rated options include Cedar Oak Insurance, Prime Insurance Group LLC, Armadillo Insurance Agency. This directory lists 20 disability insurance agents serving Austin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Abt Insurance Agency | 2301 W Anderson Ln. UNIT 129 | (888) 465-9728 |
| 2 | Cedar Oak Insurance | 901 S MoPac Expy Bldg.1, Suite 300 | (512) 777-2967 |
| 3 | Prime Insurance Group LLC | 706 W Ben White Blvd Building B Ste 186 | (512) 843-9000 |
| 4 | Armadillo Insurance Agency | 11801 Domain Blvd 3rd floor | (512) 249-2300 |
| 5 | The Lambert Agency | 108 Wild Basin Rd S Suite 250 | (512) 308-9319 |
| 6 | Time Insurance Agency | 1405 E Riverside Dr | (512) 447-7773 |
| 7 | Bound Insurance | 5828 Balcones Dr UNIT 105 | (512) 454-7799 |
| 8 | Texas Mutual Insurance Company | 2200 Aldrich St | (512) 224-3800 |
| 9 | Central Insurance Agency, Inc. | 6000 N Lamar Blvd | (512) 451-6551 |
| 10 | Alpine Insurance of Texas - Austin | 12731 Research Blvd A-103 | (512) 459-3434 |
Abt Insurance Agency serves the Austin, Texas metro area as a disability insurance agent. The company helps local professionals and self-employed individuals find policies that replace income if illness or injury prevents work. It offers guidance on both short-term and long-term disability coverage options available in the market. The agency also consults on employer-sponsored plans and assists with applications for individual private disability policies.
Cedar Oak Insurance in Austin, TX offers a range of disability insurance agent services, including helping clients select and secure individual or group disability policies. The company provides ongoing policy reviews to ensure coverage aligns with changing income levels and lifestyle needs. Service plans include annual check-ins to adjust protection amounts or riders as necessary. The agency services properties associated with local workers, including single-family homes, apartments, retail, and restaurants, tailoring advice to the specific financial vulnerabilities of each occupation type in these environments.
Prime Insurance Group LLC serves homeowners, renters, and small business owners in the Austin area who seek protection against income loss due to injury or illness. The agency assists clients in evaluating policy options for short- and long-term disability coverage, explaining benefit periods, elimination periods, and premium structures. It helps individuals compare plans from multiple carriers to find suitable terms for their financial situation and occupation. The company also provides services for residents across neighboring communities in the Travis County metro region.
Armadillo Insurance Agency in Austin, TX helps clients navigate disability coverage by distinguishing between a one-time policy purchase and a recurring service that adjusts coverage as needs evolve. As a local disability insurance agent, the agency assists individuals in securing income protection tailored to their occupation and lifestyle. Policies are designed to replace a portion of lost wages if injury or illness prevents work. Service runs on an as-needed basis, allowing clients to request support for policy changes or claims assistance without a scheduled commitment.
During open enrollment periods in Austin, many individuals and families face the complex task of securing adequate disability coverage. The Lambert Agency responds to this recurring need by providing guidance on disability insurance policies tailored to local employment situations and income structures. Their service focuses on explaining how benefits replace lost earnings if injury or illness prevents work. An initial consultation is scheduled to review the client’s current coverage, employment status, and financial goals before a specific policy inspection or quote is presented.
Located in Austin, TX, Time Insurance Agency specializes in matching clients with disability insurance policies that protect income if an illness or injury prevents work. The agency guides individuals and local small business owners through the process of selecting appropriate coverage plans. Each consultation focuses on explaining policy terms and evaluating long-term risks. As cold and flu season raises concerns about missing work, the agency helps Austin residents understand how short-term disability options can provide essential financial support during unexpected recovery periods.
Bound Insurance provides disability insurance coverage guidance to individuals and professionals in the Austin, Texas area. The agency helps clients understand policy options that offer income protection in the event of illness or injury. Its work focuses on assessing client needs and matching them with appropriate disability plans. This agent serves commercial clients in diverse work environments, including offices, warehouses, and food service operations.
Texas Mutual Insurance Company serves the Austin, Texas area and its surrounding communities as a disability insurance agent. It handles individual and employer-sponsored disability policies designed to replace a portion of lost income due to illness or injury. The firm guides clients through plan selection, explains benefit periods and waiting periods, and assists with claims documentation. To manage a typical job, it starts with a needs assessment to determine the appropriate coverage level and then compares policy options from multiple carriers to find the most suitable fit.
Central Insurance Agency, Inc. in Austin, Texas provides residential disability insurance services to protect individual income in the local area. The firm also offers commercial disability coverage for area businesses seeking to safeguard their operations. Serving clients throughout the Austin metro region, the agency works with policyholders on initial disability planning and application processes. For existing clients, the agency assists with follow-up service claims and policy adjustments between regular visits to ensure continued coverage alignment.
Alpine Insurance of Texas - Austin is known for helping individuals in Austin secure disability insurance to protect their income against unexpected illness or injury. Its service range includes evaluating clients’ financial situations to recommend appropriate disability coverage that aligns with their occupational risks and lifestyle needs. The firm guides policyholders through the application process, helping them understand benefit periods and elimination periods. For added financial protection, it can offer supplemental riders like cost-of-living adjustments.
What Does a a Disability Insurance Agent in Austin Cost?
Disability insurance agent services in Texas are usually commission based with no upfront fee to you. Premiums for individual policies typically range from 1 percent to 3 percent of your annual income. For a 50 000 dollar annual income a policy might cost 500 to 1500 dollars per year. Costs vary by age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Austin
Disability insurance agents in Austin Texas help individuals and businesses secure income protection policies. Texas law does not require employers to offer disability insurance so many workers purchase private plans. Agents guide clients through policy options and can assist with claims under Texas Insurance Code Chapter 1701.
Frequently Asked Questions
What does a disability insurance agent do in Austin Texas?
A disability insurance agent helps you compare policies from different carriers and find a plan that fits your budget and occupation. They also explain policy terms and exclusions. In Texas agents must hold a valid license from the Texas Department of Insurance.
How long do I have to file a disability claim in Texas?
Texas law does not set a specific deadline for filing a private disability claim. However most policies require you to notify the insurer within 30 to 90 days of becoming disabled. Check your policy for exact time limits.
Do I need a disability insurance agent if my employer offers coverage?
You may still benefit from an agent if your employer plan has limited benefits or high deductibles. An agent can help you buy a supplemental policy. Texas does not require employers to offer disability insurance so private coverage is common.
Disability Insurance Agents in Other Texas Cities
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