The top-rated disability insurance agent in Cedar Hill, Texas is Roslyn Knight - State Farm Insurance Agent, rated 5.0 stars across 721 reviews. Other highly rated options include Rick Smith - State Farm Insurance Agent, Daisy Cano - State Farm Insurance Agent, Safe Hands Insurance Services, LLC. This directory lists 17 disability insurance agents serving Cedar Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roslyn Knight - State Farm Insurance Agent | 642 Uptown Blvd #190 | (972) 293-1300 |
| 2 | Rick Smith - State Farm Insurance Agent | 518 N Hwy 67 | (972) 223-3618 |
| 3 | Daisy Cano - State Farm Insurance Agent | 103 East Belt Line Rd suite m | (469) 272-0101 |
| 4 | Safe Hands Insurance Services, LLC | 610 Uptown Blvd ste 2000 | (972) 332-4263 ext. 1 |
| 5 | Don Atwell and Associates, LLC | 610 Uptown Blvd Suite 4700 | (972) 230-0880 |
| 6 | Les Dixon: Allstate Insurance | 320 W Belt Line Rd # 402 | (972) 291-5858 |
| 7 | Nakira Insurance Agency | 610 Uptown Blvd ste 2000 | (972) 774-5168 |
| 8 | Texas P&C Insurance Agencies, Inc. | 806 N Hwy 67 | (972) 293-2139 |
| 9 | Clark-Patton Insurance Inc | 875 Straus Rd # 600 | (972) 291-1551 |
| 10 | Wallace Insurance Agency | 610 Uptown Blvd ste 2000 | (972) 283-2555 |
Roslyn Knight - State Farm Insurance Agent serves the Cedar Hill, Texas area and nearby communities as a disability insurance agent. The agency helps clients understand how disability income protection plans can replace lost earnings during an illness or injury. Policies typically include options for short-term and long-term coverage to match individual financial needs. The office handles claim assistance for disability benefits and can review existing disability insurance policies to ensure adequate coverage levels for local residents.
Rick Smith - State Farm Insurance Agent in Cedar Hill, TX, provides a full range of disability insurance services, including policy selection support and ongoing plan management for area clients. The agency helps individuals review their coverage needs and assists with filing claims when necessary. Services are available for those seeking income protection due to illness or injury. Typical properties served include single-family homes, apartments, retail businesses, and restaurants in the Cedar Hill area.
Daisy Cano - State Farm Insurance Agent serves homeowners, renters, and local business owners in Cedar Hill, Texas, with disability insurance plans that help replace income if an illness or injury prevents work. The agency assists individuals in selecting specific coverage levels suited to household budgets and employment situations. Each policy is explained clearly to ensure customers understand benefit periods and waiting terms. They also provide tailored support for families with single-income earners. The agent additionally covers clients in nearby Duncanville and the surrounding Dallas-Fort Worth metro area.
Safe Hands Insurance Services, LLC serves the Cedar Hill area and surrounding communities in Texas, handling disability insurance needs for individuals and professionals. The company specializes in policies designed to protect income if illness or injury prevents work. It focuses on presenting options from various insurers to match different coverage requirements. For a typical job, it first reviews a client’s current income, occupation, and risk factors before recommending a suitable plan from available carriers.
Don Atwell and Associates, LLC in Cedar Hill, TX offers both one-time policy evaluations and recurring long-term coverage management for disability insurance needs. The firm helps individuals assess the gap between current income protection and potential loss of earnings due to illness or injury. Clients can choose from term policies for temporary needs or more comprehensive permanent plans for sustained coverage. Service runs on either a one-time consultation basis or through scheduled policy reviews as coverage requirements evolve.
Les Dixon: Allstate Insurance in Cedar Hill, TX, specializes in offering disability insurance policies that provide income replacement when illness or injury prevents work. The agency also assists local clients with general property and casualty coverage needs, ensuring balanced financial protection. Understanding the unique concerns of professionals in the Dallas-Fort Worth area, this agency helps customers prepare for the specific financial challenges that arise during the winter holiday season when unexpected medical leaves can strain household budgets.
In Cedar Hill, TX, where seasonal employment shifts can create gaps in income, Nakira Insurance Agency helps local workers seek coverage for unexpected illnesses or injuries. As a disability insurance agent, the company evaluates how a policy might replace a portion of lost wages during recovery. They begin by reviewing a client’s current occupation, earnings, and health history to identify potential plans. No guarantee of approval is offered until an initial consultation and application review are completed.
Texas P&C Insurance Agencies, Inc. works to help individuals in Cedar Hill secure financial protection through disability coverage. The firm specifically assists clients in navigating policies that provide income replacement in the event of illness or injury. Their service supports both professionals and small business owners. The company can serve workers across various commercial sectors, including offices, warehouses, and food service operations.
Clark-Patton Insurance Inc in Cedar Hill, TX is known for assisting local families and individuals with their disability insurance needs. The company offers policies designed to replace income if a person becomes unable to work due to injury or illness. Its service range includes guidance on policy selection and the application process. Clients can expect help understanding coverage options and benefit structures. The company can also recommend policies that include a future increase option to adjust benefits over time.
What Does a a Disability Insurance Agent in Cedar Hill Cost?
Disability insurance costs in Texas typically range from 1% to 3% of your annual income for a policy. For example, a 35-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Rates vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Cedar Hill
A disability insurance agent in Cedar Hill, Texas helps individuals and business owners secure income protection policies. Texas law does not require employers to offer disability coverage, so many residents choose private plans. An agent can explain options like short-term and long-term disability insurance tailored to local needs.
Frequently Asked Questions
What does a disability insurance agent in Cedar Hill do?
A disability insurance agent helps you compare policies from different carriers and select coverage that fits your occupation and budget. They guide you through underwriting and explain policy terms such as elimination periods and benefit durations.
Is disability insurance required by Texas law?
Texas does not require employers to provide disability insurance. However, if you have a group policy through work, Texas Insurance Code Chapter 1251 governs those plans. Private individual policies are optional but recommended for income protection.
How do I choose a disability insurance agent in Cedar Hill?
Look for an agent licensed in Texas with experience in disability coverage. Ask about their carrier network and whether they offer both group and individual policies. A local agent understands Cedar Hill job markets and can provide personalized service.
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