The top-rated disability insurance agent in The Colony, Texas is Brent Holtz - State Farm Insurance Agent, rated 4.9 stars across 726 reviews. Other highly rated options include Robyn Holtz - State Farm Insurance Agent, Kurt Grothe - State Farm Insurance Agent, Chris Hatfield: Allstate Insurance. This directory lists 15 disability insurance agents serving The Colony.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brent Holtz - State Farm Insurance Agent | 4654 S Colony Blvd Suite 100A | (972) 306-1234 |
| 2 | Robyn Holtz - State Farm Insurance Agent | 4654 S Colony Blvd Suite 100B | (214) 494-6003 |
| 3 | Kurt Grothe - State Farm Insurance Agent | 3700 Standridge Dr Ste 100 | (469) 850-6027 |
| 4 | Chris Hatfield: Allstate Insurance | 5752 Grandscape Blvd Ste 225 | (972) 624-0239 |
| 5 | Farmers Insurance - Morgan Sonnier | 4819 State Hwy 121 Ste 10j | (940) 387-2181 |
| 6 | Fred Loya Insurance | 5000 Main St Ste 228 | (214) 469-1545 |
| 7 | Farmers Insurance - Lorena Guerra | 5200 Paige Rd Ste 404 | (469) 835-0950 |
| 8 | Brightway Insurance, The Smith Family Agency | 3700 Standridge Dr Ste 107 | (945) 297-1514 |
| 9 | Farmers Insurance - Cammie Winover | 3700 Standridge Dr Ste 107a | (972) 625-6099 |
| 10 | Crocker Insurance Associates | 5910 Paige Rd Suite B | (972) 624-1995 |
Brent Holtz, a State Farm insurance agent serving The Colony and the greater Denton County area, provides disability insurance services to local residents. He helps individuals secure income protection in case of an injury or illness that prevents them from working. Policies are tailored to replace a portion of lost earnings during recovery periods. Specific services handled include short-term disability coverage for immediate medical leaves and long-term disability plans safeguarding against extended work absences.
Robyn Holtz - State Farm Insurance Agent in The Colony, TX, provides disability insurance services, including individual policies and employer-sponsored plans. The agency assists clients with initial policy selection and offers periodic plan reviews to adjust coverage as needs change. Regular maintenance involves updating beneficiaries and ensuring benefits align with current income needs. The agency also processes claims and explains policy terms throughout coverage periods. It serves single-family homes, apartments, retail, and restaurants.
Kurt Grothe - State Farm Insurance Agent in The Colony, TX, serves homeowners, renters, and local business owners seeking disability income protection. The agency helps clients evaluate coverage options to replace a portion of their earnings if an illness or injury prevents them from working. Services focus on explaining policy terms and coordinating benefits to meet individual financial needs. The agency also provides assistance to residents in neighboring communities such as Frisco and surrounding areas of the Dallas-Fort Worth metro.
Chris Hatfield: Allstate Insurance serves The Colony and neighboring communities in the Dallas-Fort Worth area with disability insurance coverage. The agency handles policies designed to replace a portion of an individual’s income if they become unable to work due to an illness or injury. Its approach involves discussing typical coverage needs with each client and helping them select a plan that aligns with their profession and income level.
Farmers Insurance - Morgan Sonnier operates in The Colony, Texas, focusing on disability insurance agent services. Clients may choose between one-time policy setups or recurring coverage adjustments to match changing income and health needs. Individual and group disability plans are available to protect earnings against injury or illness. The office designs policy terms to suit both short-term and long-term risk scenarios. Appointments are arranged on an as-needed basis, allowing customers to schedule consultations only when they require updates or new coverage evaluations.
Fred Loya Insurance in The Colony, Texas offers both one-time and recurring disability insurance agent services, helping clients secure coverage that replaces a portion of income if illness or injury prevents work. Their representative works to match policy terms with individual financial needs and employment situations. Service can be arranged on a one-time, scheduled, or as-needed basis depending on policy review or claim assistance requirements.
Farmers Insurance - Lorena Guerra specializes in disability insurance agent services for residents of The Colony, Texas. The agency guides clients through the process of selecting coverage that helps replace income if illness or injury prevents them from working. Work with the firm typically includes explaining policy terms, evaluating individual needs, and assisting with applications. As the colder months arrive, the company also helps local professionals prepare for potential flu seasons or winter-related injuries that could disrupt their ability to earn a paycheck.
As spring storms and summer humidity impact The Colony residents, unexpected health issues can interrupt income and daily routines. Brightway Insurance, The Smith Family Agency provides guidance on disability insurance to help locals protect their earnings during recovery times. They explain how policies cover a portion of lost wages, allowing policyholders to focus on healing without financial strain. An initial consultation reviews personal occupation tasks and any existing coverage, identifying possible gaps. Following this assessment, the agency outlines available plan options suited to each client’s needs.
Serving clients throughout The Colony, Texas, this agency provides comprehensive guidance on disability insurance options. As a Farmers Insurance agent, Cammie Winover specializes in policies that replace a portion of lost income due to illness or injury. The practice helps individuals and business owners evaluate long-term and short-term coverage plans tailored to specific employment situations. It assists professionals working in local offices, manages risk for warehouse operations, and addresses the unique needs of the food service industry.
Crocker Insurance Associates provides disability insurance services to residential clients in The Colony, Texas, also offering commercial coverage throughout the surrounding area. The agency works with individuals and local businesses to structure income protection plans that address specific needs. Following an initial policy setup, representatives maintain regular contact to review coverage. They offer follow‑up service between scheduled visits, ensuring clients receive ongoing support and any necessary adjustments to their policies over time.
What Does a a Disability Insurance Agent in The Colony Cost?
Disability insurance agent services in Texas are typically commission based, meaning you do not pay a separate fee for the agents help. The cost of a disability insurance policy varies widely by age, health, occupation, and coverage amount. Monthly premiums for a standard policy can range from 1% to 3% of your annual income. For example, a 35 year old office worker might pay $50 to $150 per month for a policy that replaces 60% of income. This is general information, not insurance advice.
About disability insurance agents in The Colony
Disability insurance agents in The Colony, Texas help individuals and businesses secure income protection plans. Texas law does not require employers to provide disability coverage, so many residents work with agents to find private policies. Agents can also assist with claims under the Texas Insurance Code, which sets rules for timely claim handling.
Frequently Asked Questions
What does a disability insurance agent in The Colony do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They explain policy terms, compare options from different carriers, and assist with filing claims. In Texas, agents must be licensed by the Texas Department of Insurance.
How do I find a disability insurance agent in The Colony?
You can search online for local agents or ask for referrals from financial advisors. Many agents in The Colony serve the Dallas-Fort Worth area and are familiar with Texas specific regulations. Always verify an agents license on the Texas Department of Insurance website.
What Texas laws affect disability insurance claims?
Texas Insurance Code Chapter 542 requires insurers to acknowledge claims within 15 days and pay or deny them within 45 days. If an insurer delays unreasonably, you may be entitled to penalty interest. An agent can help you understand these timelines and your policy terms.
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