The top-rated disability insurance agent in Southlake, Texas is Barger & Associates: Allstate Insurance, rated 5.0 stars across 8,279 reviews. Other highly rated options include Benny Cartlidge: Allstate Insurance, Buffer Insurance, Texas Medicare and Health Agent. This directory lists 15 disability insurance agents serving Southlake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Barger & Associates: Allstate Insurance | 170 Players Cir | (817) 382-9042 |
| 2 | Benny Cartlidge: Allstate Insurance | 700 E Southlake Blvd Ste 100 | (817) 481-8996 |
| 3 | Buffer Insurance | 550 Reserve St Suite 250 | (214) 238-4414 |
| 4 | Texas Medicare and Health Agent | 512 Silicon Dr | (817) 308-4445 |
| 5 | Starline Insurance Group | 301 Preakness Cir | (817) 601-2113 |
| 6 | Corin Insurance Group | 550 Reserve St Suite 190 | (817) 688-4108 |
| 7 | Mark Jameson: Allstate Insurance | 500 N Carroll Ave Ste 120 | (817) 481-5569 |
| 8 | Hulett Insurance | 185 S Kimball Ave #110 | (817) 461-3251 |
| 9 | Goosehead Insurance - Mary Randall | 165 S Kimball Ave #110 | (817) 345-6366 |
| 10 | Cavnar Insurance Agency of Texas | 250 Miron Dr | (817) 337-7844 |
Barger & Associates: Allstate Insurance serves the Southlake, Texas, area with dedicated disability insurance agent services. They assist local professionals and self-employed individuals in evaluating income protection options. This agency focuses on helping clients understand policy terms and coverage limits specific to their occupation. Their work involves guiding residents through the application and approval process for disability policies. Specific services include long-term disability insurance for replacing lost wages and short-term disability coverage for temporary illness or injury.
Benny Cartlidge: Allstate Insurance provides disability insurance agent services to individuals and businesses in the Southlake, TX area, helping clients select coverage that replaces income if they become unable to work. The company offers guidance on plan options and assists with periodic policy reviews or updates as circumstances change. Disability insurance benefits can help maintain financial stability during recovery. Properties served include single-family homes, apartments, retail, and restaurants.
Buffer Insurance serves professionals, homeowners, and small business owners in the Southlake, Texas, area who need disability income protection. The agency helps clients select policies that replace a portion of their earnings if illness or injury prevents them from working. Each plan is tailored to the individual’s occupation, income level, and budget. Navigating the complex terms of disability coverage can be challenging, and the agent explains waiting periods, benefit durations, and policy exclusions clearly. The company also covers clients in nearby Grapevine and other parts of Tarrant County.
Serving Southlake, TX, and the surrounding communities, Texas Medicare and Health Agent handles disability insurance for local residents. The company helps clients navigate policies that provide income protection when injury or illness prevents them from working. Each claim is addressed by evaluating the individual’s occupation and long-term needs. The agent typically begins with a consultation to review existing coverage and identify gaps, then compares term options to secure a policy that aligns with the client’s financial situation.
Working with Starline Insurance Group in Southlake, TX, clients can choose either a one-time policy review for immediate needs or recurring service to adjust coverage as circumstances evolve. The agency details disability insurance options that replace lost income during a prolonged illness or injury. These policies provide financial security for local professionals and individuals. Service runs on a one-time or scheduled basis, depending on the client's preference for ongoing support or a single consultation.
With spring bringing unpredictable weather and seasonal hazards, homeowners in the Southlake area often seek reliable coverage against sudden income loss due to injury or illness. Corin Insurance Group specializes in disability insurance, helping local professionals protect their earnings if they are unable to work. The company understands the importance of maintaining financial stability during recovery periods. For those considering protection, a free initial financial-needs assessment is offered to evaluate individual circumstances and coverage requirements.
As a disability insurance agent, Mark Jameson: Allstate Insurance specializes in helping individuals protect their income through disability coverage. The agency provides guidance on long-term and short-term disability policies, assisting clients in Southlake and the surrounding area with assessing their financial risk. Services include explaining policy benefits and helping customers coordinate supplemental plans with existing employer coverage. As the end of the year approaches, the agency helps people evaluate how a sudden illness or injury could affect household finances during the holiday season.
Based in Southlake, Texas, Hulett Insurance provides guidance on financial protection strategies. The agency focuses specifically on the niche of disability insurance, helping individuals secure income replacement in the event of an injury or illness that prevents them from working. By concentrating on this type of specialized coverage, the company addresses a critical gap in many personal financial plans. Its services can accommodate professionals at various commercial sectors, including corporate offices, warehouses, and food service establishments.
Located in Southlake, TX, Goosehead Insurance - Mary Randall provides residential disability insurance to local homeowners seeking income protection. The agency also offers commercial coverage for small businesses needing to safeguard employee earnings. Serving clients throughout the Southlake area, the office tailors policies to fit individual financial situations. After an initial consultation and policy setup, agents coordinate with clients between regular visits to adjust coverage due to life changes, ensuring ongoing follow-up service for evolving protection needs.
What Does a a Disability Insurance Agent in Southlake Cost?
Disability insurance premiums in Texas typically range from 1% to 3% of your annual income. For a 35 year old in Southlake, a policy covering 60% of income may cost between $50 and $200 per month. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Southlake
Disability insurance agents in Southlake Texas help individuals and businesses secure income protection policies. Texas law requires agents to hold a valid state license and follow the Texas Insurance Code. Working with a local agent can simplify the process of filing claims and understanding policy terms specific to Texas regulations.
Frequently Asked Questions
What does a disability insurance agent in Southlake do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They explain policy features such as elimination periods and benefit amounts. They also assist with filing claims and answering questions about Texas insurance rules.
How long do I have to file a disability claim in Texas?
Texas does not have a single statutory deadline for all disability claims. The time limit depends on your specific policy contract. Most policies require you to notify the insurer within 30 to 90 days of becoming disabled.
Are disability insurance benefits taxable in Texas?
If you pay the premiums with after-tax dollars, your benefits are generally tax-free. If your employer pays the premiums, benefits may be taxable as income. Texas has no state income tax, so you do not owe state tax on disability benefits.
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