The top-rated disability insurance agent in Rowlett, Texas is Christian Serrano - State Farm Insurance Agent, rated 4.8 stars across 267 reviews. Other highly rated options include Adrian Valdez - State Farm Insurance Agent, Farmers Insurance - Sylvia Taylor, Aaron Toews - State Farm Insurance Agent. This directory lists 14 disability insurance agents serving Rowlett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Serrano - State Farm Insurance Agent | 6909 Rowlett Rd #103 | (214) 227-5391 |
| 2 | Adrian Valdez - State Farm Insurance Agent | 8112 Liberty Grove Rd #300 | (972) 535-4940 |
| 3 | Farmers Insurance - Sylvia Taylor | 5501 Gordon Smith Dr #170 | (214) 402-2775 |
| 4 | Aaron Toews - State Farm Insurance Agent | 3706 Main St | (972) 475-6994 |
| 5 | Costlow Insurance | 3521 Main St #100 | (972) 463-8043 |
| 6 | Ryan Insurance | 5105 Martin Dr | (972) 475-1475 |
| 7 | Jay Varughese: Allstate Insurance | 4700 Rowlett Rd Ste 101 | (469) 706-6240 |
| 8 | Farmers Insurance - Lynn Tenney | 8126 Lakeview Pkwy | (972) 412-4665 |
| 9 | Melanie Melton: Allstate Insurance | 2402 Rowlett Rd | (972) 412-4241 |
| 10 | Mysurance | 5321 Lakeview Pkwy #103A | (972) 475-6877 |
Christian Serrano’s State Farm Insurance Agency serves the Rowlett, Texas, metro area with disability insurance agent services. The company helps local residents and professionals secure income protection policies designed to replace a portion of their earnings if illness or injury prevents them from working. It guides clients through plan selection tailored to both short-term and long-term coverage needs. Specific services include assisting with policy applications for occupational disability benefits and offering guidance on employer-sponsored disability plan comparisons.
As a disability insurance agent in Rowlett, TX, Adrian Valdez with State Farm provides guidance on individual disability income policies designed to replace a portion of lost earnings due to illness or injury. Service includes helping clients understand policy options, coordinating with employers on group coverage, and offering annual policy reviews. The office assists with claims filing and plan adjustments as life circumstances change. This service supports single-family homes, apartments, retail establishments, and local restaurants in the surrounding communities.
Homeowners, renters, and small business owners in Rowlett, TX turn to Farmers Insurance - Sylvia Taylor for disability insurance agent services. This agency helps clients understand how disability coverage can protect their income if they are unable to work due to illness or injury. Policies are designed to replace a portion of lost earnings during recovery periods. The agency also serves the surrounding communities in the greater Dallas-Fort Worth metro area, including Rockwall and Garland.
Serving Rowlett, Texas, and the surrounding communities in the Dallas-Fort Worth metroplex, Aaron Toews - State Farm Insurance Agent handles disability insurance for local residents and professionals. The company assists clients in understanding how disability coverage can help replace a portion of lost income during an extended illness or injury. To handle a typical job, the agency begins with a consultation to assess the client's current income, occupation, and personal financial exposure, then customizes a policy to bridge that risk gap.
Costlow Insurance provides both one-time consultations and recurring service options for clients seeking disability insurance in Rowlett, Texas. The company helps individuals understand coverage that replaces a portion of income if an illness or injury prevents them from working, tailoring plans to local professional and personal needs. Its approach to long-term financial protection is designed for reliability within the community. This service operates strictly on an as-needed basis for plan adjustments or new policy inquiries.
Ryan Insurance specializes in disability insurance agency services in Rowlett, TX, helping individuals replace a portion of their income if illness or injury prevents them from working. The company guides clients through policy options that provide monthly benefits and can be tailored to different occupations. It also assists local small business owners with group disability plans to protect their employees. As the colder months increase risks for flu-related absences, the agency helps clients secure coverage before seasonal illnesses affect their ability to earn.
With Rowlett’s seasonal storms and shifting local employment often raising concerns about income security, Jay Varughese: Allstate Insurance provides focused guidance on disability insurance options that protect earnings if injury or illness prevents work. The agency explains how individual policies fill coverage gaps left by employer plans, helping self-employed residents and commuters secure their financial base. An initial assessment reviews a client’s current coverage, occupation, and monthly expenses to model potential benefit needs and policy features.
Farmers Insurance - Lynn Tenney provides disability insurance coverage to individuals and businesses in the Rowlett, Texas area. The agency's core work involves helping clients protect their income when illness or injury prevents them from working. It further specializes in tailoring disability policies to fit unique professional circumstances and personal needs. These services are available to a wide range of commercial sectors, including offices, warehouses, and food service operations that require customized risk solutions for their employees and business continuity.
Melanie Melton: Allstate Insurance serves residential clients in Rowlett, Texas, providing disability insurance coverage tailored to individual needs. Commercial disability insurance is also available for local businesses seeking to protect their income streams. The agency offers service throughout the Rowlett area, helping policyholders understand their benefits and file claims when necessary. Regular visits allow clients to review their policies and adjust coverage as their circumstances change, with follow-up service provided between scheduled appointments to address any questions or concerns.
Mysurance is a disability insurance agent in Rowlett, Texas, known for helping local professionals secure income protection policies that replace lost earnings during illness or injury. Its service range includes guiding clients through group and individual long-term and short-term disability plans tailored to specific occupations and incomes. As an agent in the area, it typically manages applications, answers coverage questions, and assists with policy adjustments when personal circumstances change. A specialty service it can add on is reviewing existing employer-provided plans to identify potential coverage gaps.
What Does a a Disability Insurance Agent in Rowlett Cost?
The cost of disability insurance in Texas typically ranges from 1% to 3% of your annual income for a policy. For example, a 35-year-old earning $60,000 per year might pay between $600 and $1,800 annually for a standard policy. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Rowlett
Disability insurance agents in Rowlett, Texas help individuals and businesses find the right coverage to protect income during illness or injury. Texas state law requires agents to be licensed by the Texas Department of Insurance, ensuring they meet professional standards. Local agents understand the specific needs of Rowlett residents, including coverage options for self-employed workers and small business owners.
Frequently Asked Questions
What does a disability insurance agent in Rowlett do?
A disability insurance agent helps you compare policies from different carriers, explains benefit terms like elimination periods and benefit periods, and assists with the application process. They can also review your existing policy to ensure it meets your needs under Texas insurance regulations.
How do I choose a disability insurance agent in Rowlett Texas?
Look for an agent licensed by the Texas Department of Insurance with experience in disability coverage. Ask about their knowledge of Texas-specific rules, such as the state's prompt pay laws for insurance claims, and check their references or online reviews.
Are disability insurance benefits taxable in Texas?
In Texas, disability insurance benefits are generally not taxable if you paid the premiums with after-tax dollars. If your employer paid the premiums, benefits may be taxable as income. An agent can explain how Texas tax laws apply to your specific situation.
Disability Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton