The top-rated disability insurance agent in Mesquite, Texas is La Familia Auto Insurance, rated 4.9 stars across 880 reviews. Other highly rated options include Rosalinda Aguero - State Farm Insurance Agent, Freeway Insurance, ALPA Insurance. This directory lists 20 disability insurance agents serving Mesquite.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | La Familia Auto Insurance | 2029 N Town E Blvd # 102 | (972) 364-7550 |
| 2 | Rosalinda Aguero - State Farm Insurance Agent | 202 W Davis St | (972) 682-6011 |
| 3 | Freeway Insurance | 3522 Gus Thomasson Rd | (972) 426-5080 |
| 4 | ALPA Insurance | 1111 N Town E Blvd #5 | (972) 947-2222 |
| 5 | Texas Quality Insurance | 500 N Galloway Ave SUITE 26 | (972) 216-2600 |
| 6 | Suitable Insurance | 3001 Motley Dr L | (972) 880-7152 |
| 7 | Wileman Insurance Agency, Inc. | 701 TX-352 A | (972) 222-5674 |
| 8 | Medicare Brothers | 209 W College St | (214) 500-4795 |
| 9 | Cardona's Insurance | 726 Gross Rd | (972) 285-4500 |
| 10 | Rebecca Harding Agency | 1515 N Town E Blvd Ste 218 | (972) 613-7970 |
La Familia Auto Insurance provides disability insurance agent services for clients in Mesquite, Texas. It helps individuals understand and select income protection policies that replace lost wages due to illness or injury. The company also specializes in supplemental disability coverage to enhance existing plans. Serving the local area, its offerings are suited for commercial environments including offices, warehouses, and food service establishments where workers rely on steady earnings.
Rosalinda Aguero - State Farm Insurance Agent serves the Mesquite, Texas area and the surrounding Dallas County communities, providing professional guidance in disability insurance. This agency helps clients understand how disability coverage can protect their income if they are unable to work due to illness or injury. They assist with policy selection to match individual needs and budgets. The agent works with short-term and long-term disability insurance plans, ensuring clients have options for both temporary and extended income protection.
Freeway Insurance provides Disability Insurance Agent services to residents in their Mesquite, Texas community, assisting individuals in securing income protection coverage. The company also offers comparable commercial policies for local small business owners and operates across the broader Mesquite area. They work with clients to establish appropriate plans that address specific needs for occupational or non-occupational disabilities. Clients can return for policy adjustments or follow-up consultations between their regular periodic reviews.
ALPA Insurance of Mesquite, Texas, provides services as a Disability Insurance Agent, assisting clients in obtaining income protection policies. The agency guides individuals through plan options to cover a portion of wages if illness or injury prevents working. Regular services include reviewing policy details, comparing coverage amounts, and managing initial applications for local residents. As an added specialty, the firm handles the enrollment process for employer-sponsored group long-term disability plans alongside individual policies.
Texas Quality Insurance serves clients throughout the Mesquite, Texas metro area and surrounding Dallas County communities as a Disability Insurance Agent. It assists individuals with securing financial protection through long-term and short-term disability income policies. Tailored policies are designed to replace a portion of lost wages during illness or injury recovery. The agency also provides guidance on employer-sponsored group plans and individual supplemental disability coverage.
Suitable Insurance, located in Mesquite, Texas, offers a full range of disability insurance agent services for local professionals. The agency focuses on providing tailored policy options and ongoing coverage maintenance to help clients manage income protection needs. Its service plans include regular policy reviews, claims assistance, and updates to account for changes in employment or health. Suitable Insurance serves individuals and small business owners, covering single-family homes, apartments, retail establishments, and restaurants.
Wileman Insurance Agency, Inc. in Mesquite, TX, serves homeowners, businesses, and individuals seeking to replace lost income if illness or injury prevents them from working. It advises clients on appropriate policy types that protect their financial stability during unexpected health crises. The company explains how short-term and long-term disability coverage fits different employment situations and family budgets. Its services also extend to nearby communities throughout the eastern Dallas-Fort Worth metro area, including the city of Garland.
As a disability insurance agent in Mesquite, Texas, Medicare Brothers assists individuals with evaluating coverage options that protect their income in case of illness or injury. The company provides guidance on policy selection and helps clients understand disability plans available locally. Its service includes annual policy reviews and support with claims filing. Medicare Brothers serves single-family homes, apartments, retail locations, and restaurants in the Mesquite area.
For clients considering disability income protection, Cardona's Insurance provides guidance on whether a single comprehensive policy meeting immediate needs or a recurring review schedule to adjust for life changes best suits their situation. Coverage options available through this Mesquite, TX agent address lost income from illness or injury, helping policyholders maintain financial stability during recovery. Service arrangements are available on either a one-time or as-needed basis, allowing clients to seek support when new coverage decisions arise.
Rebecca Harding Agency serves Mesquite, Texas, and the surrounding communities of Dallas County, handling disability insurance plans for local residents and workers. It assists professionals who need income protection due to illness or injury, explaining policy terms and coverage limits found in standard employer benefits or private individual plans. The agency focuses on matching each client's medical condition and occupation type to the appropriate short-term or long-term policy options available in the area, then guiding them through the application process from initial consultation to final enrollment review.
What Does a a Disability Insurance Agent in Mesquite Cost?
Disability insurance premiums in Texas vary based on age, health, occupation, and coverage amount. Typical plans cost between 1% and 3% of your annual income per year. For example, a policy covering 60% of a $50,000 income might cost $500 to $1,500 annually. Costs also depend on the elimination period and benefit duration. This is general information, not insurance advice.
About disability insurance agents in Mesquite
Disability insurance agents in Mesquite, Texas help individuals and businesses find coverage that protects income if you cannot work. Texas law does not require employers to provide disability insurance, making agent guidance valuable for those seeking private plans. Agents can explain policy options and assist with claims to ensure you understand your rights under Texas Insurance Code.
Frequently Asked Questions
What does a disability insurance agent in Mesquite do?
A disability insurance agent helps you compare policies from different carriers to find a plan that fits your needs. They explain policy terms, exclusions, and benefit amounts. They also assist with filing claims and understanding Texas insurance regulations.
How long do I have to file a disability claim in Texas?
Texas does not have a specific state law setting a deadline for filing disability claims. However, most private policies require you to notify the insurer within 30 to 90 days of becoming disabled. Check your policy for exact time limits.
Can a disability insurance agent help with an existing claim denial?
Yes, an agent can review your policy and help you understand why a claim was denied. They can guide you through the appeals process and suggest steps to strengthen your case. For complex denials, you may also want to consult a lawyer.
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