The top-rated disability insurance agent in Lewisville, Texas is Royalty Insurance, rated 5.0 stars across 1,376 reviews. Other highly rated options include La Familia Auto Insurance, Fabio Fernandez - State Farm Insurance Agent, Freeway Insurance. This directory lists 21 disability insurance agents serving Lewisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Royalty Insurance | Royalty Insurance, 2550 E State Hwy 121 BUILDING #9 | (972) 801-9188 |
| 2 | La Familia Auto Insurance | 210 E State Hwy 121 | (972) 787-0107 |
| 3 | Fabio Fernandez - State Farm Insurance Agent | 870 Hebron Pkwy Suite 703 | (972) 318-4444 |
| 4 | Freeway Insurance | 383 Huffines St Ste 275D | (458) 214-7012 |
| 5 | Fellers Insurance Agency | 1422 W Main St #201 | (214) 222-2886 |
| 6 | Acer Insurance | 1081 W Main St #107 | (972) 436-3535 |
| 7 | AmeriShield Insurance Center Inc. | 405 State Hwy 121 a250 | (972) 420-1400 |
| 8 | American Policy Insurers | 4400 State Hwy 121 Suite 300-0089 | (469) 434-2556 |
| 9 | Spencer Insurance Agency | 2681 MacArthur Blvd Ste 201 | (972) 242-1756 |
| 10 | Insurance4Dallas | 602 Prairie Dell St | (469) 766-4769 |
Royalty Insurance serves Lewisville and surrounding Denton County as a local disability insurance agent. The firm helps individuals and business owners protect their income by securing coverage suited to their specific occupation and earnings. An agent guides clients through policy options that replace a portion of lost wages if injury or illness prevents them from working. Typical services include evaluating short-term and long-term disability plans for both personal and group needs. The company handles own-occupation coverage and policy riders for residual or partial disability benefits.
La Familia Auto Insurance in Lewisville, TX provides disability insurance agent services to help clients secure income protection plans. It assists individuals in understanding policy options that offer financial support during periods of temporary or long-term disability. The agency also helps maintain existing coverage by reviewing plan details and suggesting adjustments when personal circumstances change. Its services include guiding clients through application processes and explaining benefit terms. La Familia Auto Insurance serves single-family homes, apartments, retail businesses, and restaurant owners.
Homeowners and small business owners in Lewisville, Texas, seek guidance from Fabio Fernandez - State Farm Insurance Agent for disability insurance. This agency helps local clients understand how a disability policy can protect their income if illness or injury prevents them from working. Each plan is tailored to the individual's employment situation and financial needs in the region. The agency also provides consultation for residents across east Denton County, including nearby communities such as Flower Mound.
Freeway Insurance provides disability insurance agent services in Lewisville, Texas, focusing on plans that replace lost income due to illness or injury. It assists local workers, including professionals and self-employed residents, in navigating policy options that align with their specific needs. The agency helps clients understand waiting periods and benefit durations during open enrollment periods or after a sudden medical condition alters one’s ability to work.
Fellers Insurance Agency serves Lewisville, Texas, and the surrounding communities in Denton County. The agency handles disability insurance for local professionals and self-employed individuals, focusing on securing coverage that provides income protection during illness or injury. Each case is addressed by first evaluating the client’s occupational duties and financial obligations to determine appropriate benefit structures. Policies are then aligned with long-term financial stability, and the agent guides clients through the application process from initial consultation to policy delivery.
A client may choose a one-time policy review or an ongoing advisory relationship with Acer Insurance in Lewisville, Texas for disability coverage. The firm assists local professionals in protecting their income against illness or injury. Policies are evaluated to help ensure adequate benefits with appropriate elimination periods. Agents translate complex policy language into clear options for short-term or long-term needs. Service runs on a one-time, scheduled, or as-needed basis according to client preference.
AmeriShield Insurance Center Inc. in Lewisville, TX, specializes in offering disability insurance policies designed to replace a portion of lost income due to illness or injury. Its services include helping local professionals assess their coverage needs and navigating individual policy options to match their specific work and lifestyle demands. As residents face rising medical costs and unpredictable health challenges, this agency assists clients with short-term and long-term coverage choices, particularly during open enrollment periods or after a change in employment status.
As the weather turns and seasonal activities ramp up across Lewisville, accidents and injuries become more common, often leading to extended time away from work. American Policy Insurers helps address this risk by offering disability insurance policies tailored to local professionals and tradespeople. Their agents work directly with clients to understand specific income protection needs, whether for short-term recovery or longer-term health setbacks. An initial assessment, including a review of current coverage gaps and personal employment circumstances, serves as the first step toward securing a suitable policy.
Spencer Insurance Agency works to connect individuals and businesses in Lewisville, Texas with disability insurance coverage, specializing in policies that replace a portion of lost income due to illness or injury. As a dedicated disability insurance agent, it guides clients through policy options to help protect financial stability. The agency is well positioned to serve a wide range of commercial clients, including those needing coverage for office environments, warehouses, and food service operations.
Insurance4Dallas serves residents of Lewisville, Texas by helping them secure disability insurance for their individual income protection needs. The agency also provides commercial disability coverage, assisting local businesses with group plans for their employees throughout the greater Dallas-Fort Worth area. An agent works closely with each client to assess their specific situation before recommending appropriate policy options. Clients are encouraged to contact the agency periodically for policy reviews or when their coverage needs change between regular visits.
What Does a a Disability Insurance Agent in Lewisville Cost?
Disability insurance premiums in Texas typically range from 1% to 3% of your annual income. For a 40 year old earning 60000 per year a policy might cost 600 to 1800 annually. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Lewisville
Disability insurance agents in Lewisville Texas help individuals and businesses find coverage that protects income if injury or illness prevents work. Texas law does not require employers to provide disability insurance so many workers seek private policies. A local agent can explain options like short-term and long-term disability plans that fit your budget and needs.
Frequently Asked Questions
What does a disability insurance agent in Lewisville do?
A disability insurance agent helps you compare policies from different carriers to find the right coverage. They explain policy terms such as elimination periods and benefit amounts. They also assist with filing claims and understanding your rights under Texas insurance regulations.
Is disability insurance required by law in Texas?
Texas does not require employers to offer disability insurance. However if your employer provides group disability coverage you may be automatically enrolled. Private disability insurance is optional and purchased individually or through a professional association.
How long does it take to get a disability insurance policy in Texas?
The application process usually takes two to six weeks depending on your health history and the insurer. Some policies have a waiting period before benefits start often 30 to 90 days. An agent can help you choose a policy with a waiting period that matches your financial situation.
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