The top-rated disability insurance agent in Lancaster, Texas is La Familia Auto Insurance, rated 4.9 stars across 1,021 reviews. Other highly rated options include A-MAX Auto Insurance, ALPA Insurance, Farmers Insurance - Louis Taylor. This directory lists 14 disability insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | La Familia Auto Insurance | 3250 W Pleasant Run Rd Ste. 120 | (972) 441-4021 |
| 2 | A-MAX Auto Insurance | 1445 W Pleasant Run Rd #600 | (972) 227-5000 |
| 3 | ALPA Insurance | 1450 Pleasant Run Rd Ste. 148 | (972) 218-2221 |
| 4 | Farmers Insurance - Louis Taylor | 1053 W Pleasant Run Rd | (469) 547-3550 |
| 5 | Kimberly Giddings - State Farm Insurance Agent | 211 W Pleasant Run Rd #101 | (972) 227-2302 |
| 6 | Cassandra Preston - State Farm Insurance Agent | 908 N Interstate 35 E Rd | (972) 576-3270 |
| 7 | Fred Loya Insurance | 404 I-35E #102 | (469) 643-5236 |
| 8 | Ken Allen Insurance | 222 Pleasant Run Rd #102 | (972) 218-6700 |
| 9 | SIG/Pruner Insurance Group | 1506 S Interstate 35 E | (972) 224-3333 |
| 10 | Hubbard Insurance | 747 W Main St | (972) 227-1900 |
La Familia Auto Insurance, serving Lancaster, Texas, in Dallas County, provides disability insurance agent services to local residents. This agency works with individuals to help secure income protection plans that replace lost earnings during periods of temporary or permanent disability. They assist clients in navigating policy options, including short-term coverage for recovery periods and long-term benefits for extended illnesses or injuries. La Familia Auto Insurance handles both individual disability policies and group plans for small businesses in the Lancaster area.
A-MAX Auto Insurance in Lancaster, Texas provides disability income protection solutions designed to replace a portion of lost earnings when a client is unable to work due to illness or injury. The agency assists with evaluating short-term and long-term coverage options, helping individuals understand policy features such as elimination periods and benefit durations. It serves a diverse range of clients, including single-family homes, apartments, retail businesses, and restaurants.
ALPA Insurance assists homeowners, businesses, and property managers in safeguarding their income through disability insurance policies. Serving the Lancaster, Texas area, the agency helps clients understand how disability coverage can protect personal finances and business operations during unexpected medical absences. It provides tailored consultations to evaluate individual needs and policy options. The company also extends its services to residents and business owners in nearby DeSoto, ensuring broader access to professional disability insurance guidance across the southern Dallas metro region.
Farmers Insurance - Louis Taylor serves Lancaster, Texas, and the surrounding Dallas County area, offering disability insurance agent services. This agency assists individuals and families in protecting their income against unexpected illnesses or injuries. By providing tailored coverage, it helps policyholders maintain financial stability during periods of lost wages. Services include evaluating clients’ specific occupational needs and securing both short-term and long-term disability policies. The agency also coordinates benefit claims to ensure timely support for those recovering from disabling conditions.
Kimberly Giddings - State Farm Insurance Agent in Lancaster, Texas, serves homeowners, renters, and local business owners in the area with disability insurance solutions. The agency assists clients in understanding how income protection policies can replace lost wages after an illness or injury. Coverage options are reviewed to fit individual financial situations. The office also works with drivers and property managers seeking comprehensive protection plans. This agency serves customers throughout the southern Dallas County region and nearby DeSoto as well.
Cassandra Preston, operating as a State Farm Insurance Agent in Lancaster, TX, provides disability insurance agent services to help clients protect their income from unexpected illness or injury. The agency offers guidance on selecting appropriate coverage plans and assists with policy maintenance, including periodic reviews to adjust for life changes. Her office services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Fred Loya Insurance serves the Lancaster, Texas area and its surrounding communities as a Disability Insurance Agent. The agency works with clients to understand their needs for disability coverage, helping them explore policy options that protect income during periods of inability to work. The business typically handles each case by first assessing the client’s employment situation and financial obligations, then presenting policy choices that align with their specific circumstances and budget.
Ken Allen Insurance serves disability insurance needs in Lancaster, Texas, and the surrounding communities of the Dallas-Fort Worth metroplex. The agency handles individual disability income policies for professionals and business owners, as well as group coverage for local employers. Each client’s income, occupation, and existing coverage are carefully reviewed before matching them with suitable plans from multiple carriers. The agent then compares benefit terms and elimination periods, presenting clear options so clients can make an informed choice.
SIG/Pruner Insurance Group in Lancaster, Texas, provides disability insurance agent services, specializing in helping individuals secure income protection plans tailored to their specific occupations and health circumstances. It also guides clients through the process of comparing various short-term and long-term disability policy options. This work is essential for ensuring financial stability during unexpected medical leaves. Residents often seek these services when preparing for significant career changes or when a recent injury has highlighted the need for a safety net against lost wages.
What Does a a Disability Insurance Agent in Lancaster Cost?
Typical costs for disability insurance in Texas range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost $50 to $150 per month. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Lancaster
Disability insurance agents in Lancaster Texas help residents and small business owners secure income protection policies. Texas law does not require employers to provide disability insurance, so individual coverage is important for many workers. Agents can explain policy options and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Lancaster do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and coverage limits. They also assist with filing claims and understanding policy terms.
How is disability insurance regulated in Texas?
Disability insurance in Texas is regulated by the Texas Department of Insurance. Agents must hold a valid Texas insurance license. Policy terms must follow state guidelines for claim handling and consumer protections.
Can I buy disability insurance if I am self-employed in Lancaster?
Yes, self-employed individuals in Texas can purchase individual disability insurance policies. An agent can help you find coverage based on your income and occupation. Premiums are often tax-deductible as a business expense.
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