The top-rated disability insurance agent in Lake Jackson, Texas is Kristy Anders - Farmers Insurance, rated 5.0 stars across 137 reviews. Other highly rated options include Apple Insurance Agency, Nick Taylor: Allstate Insurance, Wayne Reitmeyer - State Farm Insurance Agent. This directory lists 15 disability insurance agents serving Lake Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kristy Anders - Farmers Insurance | 208 Oak Dr S #100a | (979) 529-9492 |
| 2 | Apple Insurance Agency | 209 Plantation Dr | (979) 265-9922 |
| 3 | Nick Taylor: Allstate Insurance | 302 Plantation Dr | (979) 297-3600 |
| 4 | Wayne Reitmeyer - State Farm Insurance Agent | 107 Plantation Dr | (979) 299-1365 |
| 5 | Farmers Insurance - Patti Cardenas | 469 This Way | (979) 299-1990 |
| 6 | George Franklin - State Farm Insurance Agent | 225 Parking Way | (979) 297-2425 |
| 7 | Brian Lotzenhiser: Allstate Insurance | 122 W Way St Suite 403B | (979) 297-5100 |
| 8 | Acrisure Lake Jackson, TX (The Hester Group Inc.) | 504 This Way a | (979) 297-0033 |
| 9 | Umbrella Insurance TX | 344 Timbercreek Dr | (979) 652-5418 |
| 10 | Neldal Insurance Agency | 119 Otter Trail | (866) 246-5945 |
Kristy Anders - Farmers Insurance serves the Lake Jackson, Texas, area, providing local disability insurance agent services. The agency assists residents with identifying coverage options that protect their income in the event of an injury or illness. Disability insurance policies can help replace lost wages when a medical condition prevents an individual from working. Reliable representatives in this role guide clients through the application process and policy details. The company handles short-term disability insurance benefits and long-term disability income protection plans.
Apple Insurance Agency provides disability insurance coverage to help replace income if an illness or injury prevents work. It offers policies tailored to individual needs and ongoing support for claims and policy adjustments. The agency serves residents of Lake Jackson and the surrounding area. It works with clients who own single-family homes, apartments, retail spaces, and restaurants to find suitable disability protection for their financial situations.
Nick Taylor: Allstate Insurance serves homeowners, renters, and business owners in Lake Jackson, Texas, providing disability insurance to replace lost income when a client is unable to work due to illness or injury. The agency also works with property managers who need to protect their own earnings against unexpected health disruptions. Policy options are tailored to individual coverage needs and local employment conditions. The agency additionally serves clients in the surrounding Brazoria County communities, including Clute and Freeport.
Wayne Reitmeyer - State Farm Insurance Agent serves Lake Jackson, Texas, and the surrounding communities of Angleton and Clute. The agency handles disability insurance policies designed to help replace lost income if an illness or injury prevents a person from working. It works with individuals and local businesses to find coverage that fits their specific financial situation and job demands. The typical approach involves assessing a client's current obligations and potential risks to recommend a suitable policy from available options.
In Lake Jackson, TX, disability insurance agents like Farmers Insurance - Patti Cardenas typically offer both one-time policy consultations and recurring review services to adjust coverage as needs evolve. These agents help clients understand how disability insurance provides income protection if illness or injury prevents work, focusing on individual or supplemental policies. The tailored approach ensures clients select appropriate benefit periods and elimination periods. Service in this area generally runs on an as-needed basis, allowing clients to schedule appointments for policy reviews or claims assistance.
George Franklin - State Farm Insurance Agent in Lake Jackson, TX provides disability insurance coverage that replaces a portion of lost income when illness or injury prevents work. The agency assists clients in evaluating policy options to protect their financial stability. It also offers general insurance services, helping residents with auto, home, and life policy needs. During open enrollment periods or when a medical leave approaches, the office helps individuals assess if their current coverage adequately safeguards household earnings during recovery time.
Brian Lotzenhiser: Allstate Insurance in Lake Jackson, TX provides general insurance services to local residents and businesses as a disability insurance agent. This specialty addresses income protection when a client is unable to work due to illness or injury, offering long‑term and short‑term coverage options. The agency serves a range of commercial sectors, including local offices, warehouses, and food service establishments, tailoring disability plans to meet the distinct needs of each workplace environment.
As hurricane season approaches in Lake Jackson, residents often review their financial safeguards, and Acrisure Lake Jackson, TX (The Hester Group Inc.) serves as a disability insurance agent to help protect income. This company assists local workers by explaining how disability policies provide monthly benefits if illness or injury prevents employment. Understanding that each situation differs, the agent evaluates personal earnings and occupation risk to recommend suitable coverage. A typical first step involves scheduling a consultation to review current finances and discuss potential benefit periods.
Umbrella Insurance TX serves the Lake Jackson area with residential disability insurance solutions, designing individual policies that protect personal income against illness or injury. Commercial disability coverage is also available for local businesses seeking to safeguard their employees and operations. The agency’s territory extends throughout Lake Jackson and its surrounding communities. Standard practice includes reviewing policy terms with clients upon delivery and scheduling follow-up discussions or plan adjustments during each regular visit to ensure ongoing coverage remains appropriate.
Neldal Insurance Agency in Lake Jackson, TX is known for helping local residents navigate disability insurance options. The company guides clients through the process of securing income protection against illness or injury. It works with individuals and families to explain policy features like benefit periods and elimination periods. The agency can also assist with adding a future purchase option rider to tailor coverage as needs change.
What Does a a Disability Insurance Agent in Lake Jackson Cost?
Disability insurance agent services in Texas typically do not charge a separate fee; agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and coverage amount. A typical monthly premium for a 40 year old in good health might range from 50 to 200 dollars for a 3,000 dollar monthly benefit. This is general information, not insurance advice.
About disability insurance agents in Lake Jackson
Disability insurance agents in Lake Jackson, Texas help residents and workers secure income protection policies. Texas law requires agents to be licensed by the Texas Department of Insurance. Local agents understand the needs of Brazoria County professionals and can guide you through policy options.
Frequently Asked Questions
What does a disability insurance agent in Lake Jackson do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options, policy terms, and exclusions. They do not provide legal advice or represent you in claims disputes.
How do I choose a disability insurance agent in Lake Jackson?
Look for an agent licensed in Texas with experience in disability insurance. Check their reviews and ask about their knowledge of Texas insurance regulations. You can verify a license through the Texas Department of Insurance website.
Are there Texas laws that affect disability insurance policies?
Yes. Texas Insurance Code Chapter 1701 governs disability insurance policies. Texas law also requires a 30 day grace period for premium payments. Policyholders have the right to file a complaint with the Texas Department of Insurance if issues arise.
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