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Find Disability Insurance Agents Near You in Houston, TX

Browse disability insurance agents serving Houston, Texas. Updated 2026-07-14.

The top-rated disability insurance agent in Houston, Texas is Texan Insurance, rated 4.9 stars across 2,562 reviews. Other highly rated options include Iscential Insurance Agency, The Vanguard Insurance Agency, Leavitt Group Texas Select. This directory lists 21 disability insurance agents serving Houston.

Showing 21 disability insurance agents in Houston, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Texan Insurance6161 Savoy Dr #960(281) 998-2500
2Iscential Insurance Agency8220 Jones Rd Ste 100(713) 856-5533
3The Vanguard Insurance Agency1225 N Loop W suite 322(281) 453-8770
4Leavitt Group Texas Select1300 W Sam Houston Pkwy S Ste 220(713) 978-7811
5Trusted Senior Specialists10998 Wilcrest Dr #100(855) 952-1941
6Memorial Insurance Agency13501 Katy Fwy Ste 1875(713) 461-8272
7Dean & Draper Insurance Agency, LP3131 W Alabama St Ste 150(713) 527-0444
8Heydi Garcia - State Farm Insurance Agent10833 Hughes Rd(281) 481-4555
9Farris Benefit Group, LLC Insurance Agency2850 Fannin St(346) 216-1875
10Oscar's Insurance Agency LLC5921 S Gessner Rd(713) 271-8889
TI
6161 Savoy Dr #960
Texan Insurance
Disability Insurance Agent · Houston, TX

Texan Insurance serves the greater Houston area as a disability insurance agent. The company helps individuals and business owners understand how disability coverage protects income during illness or injury. It guides clients through policy options from private carriers. For professionals in Harris County, the agents explain the difference between short-term and long-term disability plans. Texan Insurance also assists with evaluating employer-provided coverage to identify gaps. It specifically handles benefit analysis for replacement income and can advise on own-occupation versus any-occupation policies in Texas.

II
8220 Jones Rd Ste 100
Iscential Insurance Agency
Disability Insurance Agent · Houston, TX

Iscential Insurance Agency provides a full range of disability insurance agent services, including individual policy consultation, employer-sponsored group plan analysis, and claims assistance. The firm offers ongoing service plans that help clients review their coverage as income and health circumstances change. It serves professionals and business owners across the Houston area, working with clients who own or manage single-family homes, apartments, retail spaces, and restaurants.

VI
1225 N Loop W suite 322
The Vanguard Insurance Agency
Disability Insurance Agent · Houston, TX

The Vanguard Insurance Agency serves professionals and small business owners in Houston, Texas, who require disability income protection. It helps individuals secure policies that replace a portion of lost earnings if injury or illness prevents them from working. The agency guides clients through plan options and eligibility requirements for this specialized coverage. Services include policy comparisons and application assistance for both short-term and long-term disability needs. The firm also works with residents in Sugar Land, providing the same tailored support for income protection planning.

LG
1300 W Sam Houston Pkwy S Ste 220
Leavitt Group Texas Select
Disability Insurance Agent · Houston, TX

Leavitt Group Texas Select serves the Houston, Texas metro area as a disability insurance agent. The company assists clients in obtaining coverage that provides income protection if an individual becomes unable to work due to illness or injury. It guides both individuals and businesses through policy options from multiple carriers. Brokers evaluate personal occupation and financial needs to recommend appropriate plans. The agency specifically handles short-term disability policies for income replacement and long-term disability insurance for extended workplace absence coverage.

TS
10998 Wilcrest Dr #100
Trusted Senior Specialists
Disability Insurance Agent · Houston, TX

Trusted Senior Specialists serves Houston, Texas, and the surrounding communities, handling applications and claims for disability insurance policies. It assists individuals with evaluating policy options that provide income replacement if they become unable to work due to illness or injury. The firm focuses on the specific needs of older clients in the region. For each case, it meets directly with clients to review their coverage requirements and guides them through the claims process from initial filing to follow-up with the insurer.

MI
13501 Katy Fwy Ste 1875
Memorial Insurance Agency
Disability Insurance Agent · Houston, TX

Memorial Insurance Agency in Houston, TX assists clients with both one-time policy evaluations and recurring account reviews to adapt to changing needs. Their work focuses on disability insurance coverage, which provides income protection if an injury or illness prevents employment. This involves explaining policy terms, comparing benefit amounts and elimination periods, and guiding applications. Service runs on an as-needed basis, allowing clients to request consultations when life events such as job changes or health updates occur.

DD
3131 W Alabama St Ste 150
Dean & Draper Insurance Agency, LP
Disability Insurance Agent · Houston, TX

Dean & Draper Insurance Agency, LP specializes in disability insurance solutions for professionals and business owners in Houston, Texas. The agency explains policy options that replace income if illness or injury prevents work. It guides clients through plan selection, underwriting, and application processes. Additional services include reviewing existing policies for coverage gaps and coordinating benefits with employers. The agency helps individuals address seasonal concerns, such as protecting income during holiday seasons when medical claims and time off work often increase.

HG
10833 Hughes Rd
Heydi Garcia - State Farm Insurance Agent
Disability Insurance Agent · Houston, TX

Hurricanes and tropical storms often disrupt routines for Houston residents, and Heydi Garcia - State Farm Insurance Agent provides disability insurance coverage that helps replace lost income during recovery. In a city where workers face unpredictable weather-related closures and health setbacks, this agency offers policies designed to protect earnings if injury or illness prevents employment. Each consultation begins with a review of the client’s occupation, monthly expenses, and existing benefits. The initial step is a no-obligation session where the agent evaluates current coverage gaps.

FB
2850 Fannin St
Farris Benefit Group, LLC Insurance Agency
Disability Insurance Agent · Houston, TX

Farris Benefit Group, LLC Insurance Agency serves residents in Houston, Texas, with disability insurance coverage that protects individual income. The firm also offers commercial disability policies for local businesses needing employee income protection, covering the greater Houston metropolitan area. Agents assess each client’s financial situation to recommend appropriate plans for short-term or long-term needs. Policyholders can contact the agency for a regular review or adjustment of their coverage during the policy term, ensuring it continues to fit changing circumstances before the next scheduled visit.

OS
5921 S Gessner Rd
Oscar's Insurance Agency LLC
Disability Insurance Agent · Houston, TX

Oscar's Insurance Agency LLC works with individuals and employers in the Houston, Texas area to secure income protection plans. The agency is a general disability insurance agent that also provides supplemental coverage options to strengthen existing policies. It helps professionals design tailored benefits for illness or injury situations. Its services can address the needs of commercial sectors including offices, warehouses, and food service operations.

AI
9660 Hillcroft St Ste 235
Avalon Insurance Agency
Disability Insurance Agent · Houston, TX
(713) 283-5202
avalonins.com
DA
16225 Park Ten Pl #500
Deerfield Advisors Insurance Agency
Disability Insurance Agent · Houston, TX
(281) 550-5864
deerfieldadvisors.com
AI
6633 Hillcroft Ave Suite 101
AAIGOT Insurance Agency
Disability Insurance Agent · Houston, TX
(713) 270-9373
aaigotinsurance.com
AA
10225 Wortham Blvd
The Atkinson Agency
Disability Insurance Agent · Houston, TX
(346) 534-6763
theatkinsonagency.com
PI
99 Detering St #280
Pasadena Insurance Agency, Inc.
Disability Insurance Agent · Houston, TX
(713) 869-6991
pasins.com
AT
6464 Savoy Dr Ste. 757
All-Type Insurance Agency LLC
Disability Insurance Agent · Houston, TX
(713) 432-1973
all-typeinsurance.com
CI
11111 Katy Fwy Suite 910
Colsa Insurance Agency, Inc.
Disability Insurance Agent · Houston, TX
(281) 815-2003
colsainsuranceagency.com
II
8556 Katy Fwy Suite 101
Individual Insurance Solutions, LLC
Disability Insurance Agent · Houston, TX
(713) 322-0040
individualinsurance.com
RI
811 FM1959 Suite 210
Rockwater Insurance Group
Disability Insurance Agent · Houston, TX
(832) 583-7500
rockwaterinsurance.com
II
2117 Dunlavy St
Independent Insurance Agency LLC
Disability Insurance Agent · Houston, TX
(972) 842-0124
autoinsurancehq.org/agency/independent-agency-of-southwest-houston
MD
10190 Katy Fwy #201
M.D. Disability Quotes
Disability Insurance Agent · Houston, TX
(713) 966-3932
mddisabilityquotes.com

What Does a a Disability Insurance Agent in Houston Cost?

Costs for disability insurance in Texas vary by age health occupation and benefit amount. Typical premiums range from 1 percent to 3 percent of your annual income. For a 40 year old in good health a policy paying 5000 dollars per month might cost 100 to 200 dollars per month. This is general information not insurance advice.

About disability insurance agents in Houston

Disability insurance agents in Houston Texas help individuals and businesses secure income protection policies. Texas law does not require employers to provide disability insurance so many workers seek private coverage. A local agent can explain policy terms and guide you through the claims process in Harris County.

Frequently Asked Questions

What does a disability insurance agent in Houston do?

An agent helps you compare policies from different carriers. They explain benefit periods elimination periods and occupation definitions. They also assist with filing claims and appeals.

Is disability insurance required by law in Texas?

Texas does not require employers to offer disability insurance. However workers compensation is mandatory for most employers. Private disability insurance is optional but recommended for income protection.

How long do I have to file a disability claim in Texas?

Texas has no specific statute of limitations for private disability claims. However most policies require you to notify the insurer within 30 days of disability. Check your policy for exact deadlines.

Disability Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.