The top-rated disability insurance agent in Frisco, Texas is NTO Agency - Insurance Agency, rated 5.0 stars across 169 reviews. Other highly rated options include Stonebriar Insurance Group, Roger Welch Agency, LLC, HI Agency. This directory lists 18 disability insurance agents serving Frisco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | NTO Agency - Insurance Agency | 5750 Genesis Ct #201 | (214) 881-8900 |
| 2 | Stonebriar Insurance Group | 5750 Genesis Ct Suite 203 | (469) 362-5300 |
| 3 | Roger Welch Agency, LLC | 2770 Main St #144 | (972) 380-6677 |
| 4 | HI Agency | 5899 Preston Rd Ste 1301 | (972) 665-1930 |
| 5 | DFG Insurance Solutions | 5 Cowboys Way STE 300 | (817) 459-2590 |
| 6 | Integrity Insurance Group - Mouton Agency | 8765 Stockard Dr STE 102 | (972) 930-7086 |
| 7 | TWFG Frisco Robertson McCuiston Agency | 6136 Frisco Square Blvd Suite 400 | (214) 919-2288 |
| 8 | Hillcrest Insurance Group - Frisco | 7950 Preston Rd Suite 705 | (469) 929-9450 |
| 9 | LONE STAR BENEFITS, INC | 8721 5th St | (214) 619-0932 |
| 10 | 4J Insurance Agency | 2591 Dallas Pkwy Ste. 300 | (469) 756-8776 |
NTO Agency - Insurance Agency serves clients in the Frisco, Texas, area. As a dedicated disability insurance agent, the company helps individuals and professionals understand and select policies that provide income protection in case of injury or illness. The agency focuses on guiding clients through the application process and comparing plan options from various carriers. NTO Agency handles both short-term disability insurance and long-term disability insurance for local residents.
Stonebriar Insurance Group provides disability insurance representation for individuals and businesses in Frisco, TX. Its services include evaluating client needs, comparing policy options from multiple carriers, and assisting with application completion. The agency also offers ongoing policy review and claims assistance to help clients maintain appropriate coverage over time. It works with property owners and operators, including those managing single-family homes, apartments, retail spaces, and restaurants.
The Roger Welch Agency, LLC serves local homeowners, businesses, and property managers in the Frisco area, providing disability insurance agent services that help clients protect their income in the event of an illness or injury. The agency assists individuals and employers in evaluating coverage options suited to their financial and professional needs. It also serves neighboring communities throughout the greater Collin County metro region, including parts of McKinney.
HI Agency serves the Frisco, Texas area and surrounding communities as a disability insurance agent. It handles individual and group disability income policies designed to replace a portion of lost earnings due to illness or injury. The agency typically begins each case with a thorough review of the client’s occupation and income to identify appropriate coverage options. It then compares multiple insurer plans and presents a clear recommendation, simplifying the application and underwriting process for the policyholder.
DFG Insurance Solutions in Frisco, TX helps clients distinguish between one-time disability policies, which cover a single injury or illness, and recurring coverage options that provide ongoing income replacement for multiple conditions. Their service area includes local professionals seeking protection against lost wages. As a disability insurance agent, they guide individuals through plan selection and application paperwork. The company operates on both a one-time and as-needed basis depending on the client's specific policy needs and future changes in their health or employment status.
As a disability insurance agent in Frisco, TX, Integrity Insurance Group - Mouton Agency specializes in tailoring income protection policies to individual professional needs. Its general service work includes guiding clients through the nuances of short-term and long-term disability coverage options, ensuring policyholders understand waiting periods and benefit structures. The company helps local residents address specific financial vulnerabilities, such as protecting household income during the seasonal downtime faced by many Texas independent contractors and gig workers.
In the Dallas–Fort Worth area, the shifting seasons often raise questions about long-term financial protection, and TWFG Frisco Robertson McCuiston Agency helps by guiding local clients through the complexities of disability insurance. Based in Frisco, Texas, the agency works with individuals to explore policies that may preserve income if an illness or injury prevents work. Every discussion begins with an initial assessment of a client’s current coverage needs and personal financial situation.
Hillcrest Insurance Group - Frisco provides professional guidance in selecting disability insurance policies that protect income during illness or injury. As a focused disability insurance agent, it helps clients navigate plan details and coverage options. Serving the Frisco, Texas area, the firm works with individuals and businesses to identify suitable protection. It assists professionals in office environments, industrial operations in warehouses, and staff supporting food service establishments.
Lone Star Benefits, Inc. in Frisco, Texas serves residents in the local area by helping them secure individual disability insurance through personalized agent consultations. The company also handles commercial disability coverage for small and mid-sized businesses throughout the surrounding region. Their agents work to explain policy options clearly so clients understand what their plans cover. After an initial policy is set up, the provider follows up with clients as needed and offers repeat service between regular annual reviews to adjust coverage.
4J Insurance Agency, based in Frisco, Texas, is known for helping local professionals secure income replacement through disability insurance. The firm guides clients in the area through the process of selecting policies that protect against lost earnings due to illness or injury. It assists individuals in understanding coverage options that align with their financial obligations. A specialty service the agency can offer is coordinating disability benefits with existing employer-sponsored plans to ensure comprehensive protection.
What Does a a Disability Insurance Agent in Frisco Cost?
Disability insurance agent services in Texas typically cost nothing upfront because agents earn commissions from the insurance carrier. Policy premiums vary widely based on age health occupation and benefit amount. For a 40 year old professional in Frisco monthly premiums often range from 50 to 200 dollars for a policy covering 60 percent of income. Costs can be higher for high risk occupations or shorter elimination periods. This is general information not insurance advice.
About disability insurance agents in Frisco
Disability insurance agents in Frisco Texas help individuals and businesses find the right coverage for income protection. Texas law requires agents to be licensed by the Texas Department of Insurance. Working with a local agent ensures you understand how Texas specific regulations and claim time limits apply to your policy.
Frequently Asked Questions
What does a disability insurance agent in Frisco do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms like elimination periods and benefit amounts. They also assist with filing claims and understanding Texas insurance rules.
How long do I have to file a disability claim in Texas?
Texas law does not set a specific time limit for filing a disability claim. However most policies require you to notify the insurer within 30 to 90 days of becoming disabled. Check your policy for exact deadlines to avoid losing benefits.
Are disability insurance premiums tax deductible in Texas?
If you pay premiums with after tax dollars your benefits are generally tax free. If an employer pays the premiums your benefits may be taxable. A local agent can explain how Texas tax rules apply to your situation.
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