The top-rated disability insurance agent in Farmers Branch, Texas is Juliana Velez - State Farm Insurance Agent, rated 4.9 stars across 457 reviews. Other highly rated options include Sterling Health: Agents & Educators, Texas Premium Insurance Services, InsureOne Insurance. This directory lists 11 disability insurance agents serving Farmers Branch.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Juliana Velez - State Farm Insurance Agent | 14465 Webb Chapel Rd #219 | (972) 661-2222 |
| 2 | Sterling Health: Agents & Educators | 1750 Valley View Ln Suite #140 | (817) 784-7993 |
| 3 | Texas Premium Insurance Services | Inside EL Rancho, 2770 Valwood Pkwy | (469) 729-5185 |
| 4 | InsureOne Insurance | 11511 Luna Rd Ste 500 | (800) 399-0707 |
| 5 | Wilkerson Insurance Agency | 2727 Lyndon B Johnson Fwy Suite 1062 | (214) 501-9613 |
| 6 | Farmers Insurance - Juan Ardila | 13205 Branchview Ln | (972) 484-3340 |
| 7 | Levy Insurance Agency, LLC | 2638 Valley View Ln | (972) 418-4999 |
| 8 | Infinito Insurance Agency | 2727 Lyndon B Johnson Fwy Ste 558 | (972) 838-6970 |
| 9 | Spence Insurance Services | 14140 Midway Rd # 204 | (972) 492-7823 |
| 10 | Monarch Services Unlimited | 12100 Ford Rd Suite B153 | (972) 469-2375 |
Juliana Velez - State Farm Insurance Agent in Farmers Branch, TX, serves the Dallas County area with disability insurance services. This agency helps local residents secure income protection through policies designed to replace a portion of earnings if an illness or injury prevents work. The agent guides clients in understanding different plan structures and filing requirements. Policy options typically include both short-term and long-term disability coverage, tailored to individual employment situations and financial needs.
Sterling Health: Agents & Educators in Farmers Branch, Texas, offers a range of individual and group disability insurance solutions, including short-term and long-term income protection planning. The company helps clients evaluate their coverage needs and provides ongoing policy reviews to ensure benefits keep pace with life changes. Annual plan maintenance includes updates for changing income levels. They service single-family homes, apartments, retail establishments, and restaurants throughout the Dallas-Fort Worth metroplex.
Texas Premium Insurance Services in Farmers Branch assists local homeowners, business owners, and self-employed professionals in finding disability coverage that protects their income during illness or injury. As a disability insurance agent, the company helps clients understand policy options and secure plans suited to their personal circumstances. The agency focuses on clear explanations and responsive support throughout the application process. It also serves clients in nearby communities such as Addison and the greater Dallas-Fort Worth metro area.
InsureOne Insurance serves the Farmers Branch area and surrounding communities in North Texas, handling disability insurance needs for local residents. The company assists clients in understanding how disability coverage protects income during unexpected illness or injury. Insurance specialists work with individuals to explain key policy features and benefits. To handle a typical job, the agency follows a straightforward process of reviewing a client’s employment situation and financial obligations before recommending suitable coverage options from available plans.
Wilkerson Insurance Agency in Farmers Branch, TX distinguishes between one-time policy review sessions and ongoing claims management for disability coverage. The agency helps clients evaluate individual or group disability insurance options to protect income during illness or injury. Local residents rely on their guidance for understanding policy provisions, elimination periods, and benefit terms. Ongoing support includes assistance with claim documentation and appeals. Service is provided on an as-needed basis, allowing clients to request consultations when their insurance needs change.
As a disability insurance agent in Farmers Branch, TX, Farmers Insurance - Juan Ardila specializes in helping individuals secure income protection policies that replace lost wages during illness or injury. The company generally assists clients in navigating coverage options designed to safeguard their financial stability and meet everyday expenses. For locals concerned about the financial impact of a sudden recovery period or an extended medical leave from work, this agency provides guidance on policies that address those specific needs during flu season or after unexpected accidents.
As the seasons change, many residents of Farmers Branch reassess their financial protections as new employment shifts arise. Levy Insurance Agency, LLC responds by providing local disability insurance agent services focused on income replacement during unexpected illness or injury. The agency works with individuals to clarify policy details, ensuring coverage aligns with real-world financial obligations like mortgage or household expenses. To begin, clients schedule an initial consultation to review their current coverage gaps and discuss potential policy options tailored to their situation.
Infinito Insurance Agency in Farmers Branch, Texas, assists individuals and businesses with securing financial protection through disability coverage. The company helps clients find policies that replace lost income if illness or injury prevents them from working. It offers fundamental disability insurance services as well as specialty add-ons such as short-term and long-term plans. Infinito Insurance Agency serves various commercial sectors, including office environments, warehouses, and food service operations.
Spence Insurance Services serves residents in the Farmers Branch area with individual disability income protection policies. The agency also provides commercial disability coverage strategies for local businesses and their key employees, serving clients throughout the broader Dallas-Fort Worth region. Each policy is tailored to help replace lost income during illness or injury. Clients receive prompt assistance for policy adjustments or claims between regular check-ins, ensuring long-term coverage remains aligned with their evolving financial needs.
Monarch Services Unlimited, based in Farmers Branch, TX, is known for helping clients navigate disability insurance policies that protect income during illness or injury. Its service range includes evaluating employer-offered plans, comparing individual coverage options, and guiding applicants through underwriting requirements in the Dallas area. Commonly, the agency clarifies policy definitions of disability, waiting periods, and benefit durations so clients understand their specific coverage. For added protection, the company can offer guidance on coordinating disability benefits with other existing financial protections.
What Does a a Disability Insurance Agent in Farmers Branch Cost?
The cost of disability insurance in Texas typically ranges from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Factors like age, health, occupation, and benefit amount affect the premium. This is general information and not insurance advice.
About disability insurance agents in Farmers Branch
Disability insurance agents in Farmers Branch help residents and local businesses secure income protection policies. Texas law requires agents to be licensed by the Texas Department of Insurance. Working with a local agent ensures you understand state-specific rules and policy options for your needs.
Frequently Asked Questions
What does a disability insurance agent in Farmers Branch do?
A disability insurance agent helps you find and purchase a policy that replaces part of your income if you cannot work due to illness or injury. They explain policy terms, compare options from different carriers, and assist with the application process.
Are disability insurance benefits taxable in Texas?
In Texas, if you pay the premiums with after-tax dollars, your benefits are generally tax-free. If your employer pays the premiums, benefits are usually taxable as income. An agent can help you structure your policy to meet your tax goals.
How long do I have to file a disability claim in Texas?
Texas law does not set a specific deadline for filing a disability claim, but most policies require you to notify the insurer within 30 days of becoming disabled. You should review your policy for exact time limits and file promptly to avoid denial.
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