The top-rated disability insurance agent in DeSoto, Texas is Freeway Insurance, rated 4.8 stars across 284 reviews. Other highly rated options include Jarvis Hill - State Farm Insurance Agent, ALPA Insurance, Jennifer Reed - GEICO Insurance Agent. This directory lists 21 disability insurance agents serving DeSoto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1001 N Beckley Ave | (972) 426-5076 |
| 2 | Jarvis Hill - State Farm Insurance Agent | 204 W Pleasant Run Rd | (972) 228-8877 |
| 3 | ALPA Insurance | 900 N Hampton Rd | (469) 297-9003 |
| 4 | Jennifer Reed - GEICO Insurance Agent | 1001 N Interstate 35 E Rd STE 316B | (469) 801-2700 |
| 5 | Bert Maxwell: Allstate Insurance | 1510 N Hampton Rd #280 | (972) 224-9181 |
| 6 | Knott Insurance Group | 1319 S Interstate 35 E | (972) 217-2004 |
| 7 | Krystal Brown - State Farm Insurance Agent | 1231 E Pleasant Run Rd Ste 102 | (972) 274-2273 |
| 8 | A-MAX Auto Insurance | 604 N Hampton Rd | (972) 230-4000 |
| 9 | Ernie Williams Insurance Agency | 917 N Hampton Rd Suite 205 | (972) 200-7089 |
| 10 | AFIG, LLC Insurance Services | 1801 N Hampton Rd Ste. 383 | (469) 461-3381 |
Serving the residential community in DeSoto, Texas, this office helps homeowners protect their income by providing disability insurance solutions. Commercial coverage is also offered to local small business owners to safeguard their earnings in case of illness or injury. The service area includes DeSoto and its surrounding communities. Clients are encouraged to contact the company between regular visits for policy adjustments or to discuss renewed coverage needs, ensuring their protection remains current.
Jarvis Hill - State Farm Insurance Agent serves the DeSoto, Texas metro area and specializes in disability insurance agent services. This agency helps local residents and workers understand how disability income protection plans can replace a portion of earnings during an illness or injury that prevents employment. The representative discusses policy options that may cover short-term recovery periods or long-term medical situations with clients. Specific services handled in this area include assisting individuals with individual disability insurance policies and group coverage options for small businesses.
ALPA Insurance, based in DeSoto, Texas, is known for providing disability insurance agent services to clients seeking income protection. Its service range includes helping individuals find coverage that replaces a portion of their earnings if illness or injury prevents them from working. The agency assists with policy selection from various carriers and explains how benefits coordinate with other income sources. A specialty service it can add on is offering guidance on short-term disability policies for those needing temporary income replacement.
Jennifer Reed - GEICO Insurance Agent in DeSoto, TX, offers disability insurance services that help individuals protect their income during illness or injury. The agency advises on policy options and assists with filings and coverage adjustments. Its routine service tasks include answering benefit questions, processing claims, and updating plan details when customers change occupations or life situations. This agency serves homeowners with single-family residences, apartment dwellers, operators of retail shops, and owners of local restaurants needing income protection.
Bert Maxwell: Allstate Insurance serves homeowners, businesses, and property managers in Desoto, Texas, seeking disability insurance coverage. It helps clients understand how income protection policies can provide financial security during a temporary or permanent disability. The agency assists local professionals and self-employed individuals in evaluating policy options suited to their personal circumstances. It offers guidance on filing claims and adjusting coverage as needs change. The company also serves clients in neighboring Glenn Heights and the surrounding Dallas-Fort Worth metro area.
Knott Insurance Group offers specialized disability insurance agent services in the DeSoto, TX area, guiding clients through the process of selecting income protection plans tailored to individual occupations and income levels. The agency assists with both short-term and long-term coverage options, helping residents understand policy features such as benefit periods and elimination periods. During tax season, it helps self-employed individuals and small business owners review their current disability coverage to ensure it aligns with changing financial obligations.
Krystal Brown operates as a State Farm Insurance agent in DeSoto, TX, focusing on disability insurance services. Clients may choose between one-time consultations for immediate policy needs or a recurring service plan that regularly adjusts coverage as circumstances evolve. In this area, a disability insurance agent typically helps secure income protection, ensuring individuals have financial support if illness or injury prevents work. Service runs on a scheduled basis, with periodic reviews to update policies and maintain appropriate coverage over time.
A-Max Auto Insurance in DeSoto, TX, serves clients throughout DeSoto and the surrounding Dallas-Fort Worth communities. It handles disability insurance policies that help protect a portion of a person's income if they become unable to work due to injury or illness. The agency works with individuals to understand their specific employment situation and benefit needs. It typically evaluates a client’s current coverage gaps and then matches them with a suitable plan from available insurers in the region.
The beginning of a new year often prompts residents of DeSoto to review their financial protections, including their ability to earn an income. Ernie Williams Insurance Agency works as a disability insurance agent to help clients evaluate policies that replace a portion of their salary if illness or injury prevents them from working. This coverage addresses a fundamental gap in personal financial planning. The process begins with a complimentary assessment of each individual’s current income needs and existing workplace benefits.
AFIG, LLC Insurance Services assists individuals and businesses in DeSoto, Texas with securing disability income protection. The company specializes in tailored disability insurance policies designed to replace lost earnings during illness or injury. Serving local professionals and entrepreneurs, the agency evaluates client needs for short-term and long-term coverage solutions. Its services extend to commercial sectors, including offices, warehouses, and food service establishments, ensuring income continuity across diverse work environments.
What Does a a Disability Insurance Agent in DeSoto Cost?
Disability insurance agent services in Texas are typically commission-based, meaning the agent is paid by the insurance company when you buy a policy. Premiums for individual disability insurance in Texas range from 1% to 3% of your annual income per year. For a 40 year old earning 50000 annually, a policy might cost 500 to 1500 per year. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in DeSoto
Disability insurance agents in DeSoto Texas help individuals and businesses secure income protection policies. Texas law requires agents to be licensed by the Texas Department of Insurance. Many local agents also assist with filing claims and navigating the appeals process for denied benefits.
Frequently Asked Questions
What does a disability insurance agent in DeSoto do?
A disability insurance agent helps you find a policy that fits your needs and budget. They also guide you through the application process and can answer questions about policy terms and exclusions.
How do I choose a disability insurance agent in DeSoto Texas?
Look for an agent who is licensed in Texas and has experience with disability coverage. You can check their license status on the Texas Department of Insurance website.
Are there time limits for filing a disability claim in Texas?
Yes, most policies require you to notify the insurer within 30 days of becoming disabled. You must then file a formal claim within 90 days. Missing these deadlines can result in denial.
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