The top-rated disability insurance agent in Denison, Texas is Jake Shockley - State Farm Insurance Agent, rated 5.0 stars across 285 reviews. Other highly rated options include Oden Insurance, Larry Landrum - State Farm Insurance Agent, David Means: Allstate Insurance. This directory lists 14 disability insurance agents serving Denison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Shockley - State Farm Insurance Agent | 5101 Gateway Blvd Suite 107 | (903) 462-0152 |
| 2 | Oden Insurance | 618 W Woodard St | (903) 465-0620 |
| 3 | Larry Landrum - State Farm Insurance Agent | 1100 W Main St | (903) 463-4620 |
| 4 | David Means: Allstate Insurance | 120 S Austin Ave #102 | (903) 463-6751 |
| 5 | Jim McClure - State Farm Insurance Agent | 2220 W Morton St | (903) 465-1103 |
| 6 | Charles Holder Insurance Agency, Inc. | 601 W Main St | (903) 296-3829 |
| 7 | Phillips Insurance Agency | 212 W Main St | (903) 465-3167 |
| 8 | Bayless-Hall Insurance Inc | 501 W Woodard St | (903) 465-8383 |
| 9 | Hempkins Insurance | 431 W Crawford St | (903) 463-6251 |
| 10 | Texas Farm Bureau Insurance Company | 122 W Main St | (903) 463-4393 |
Jake Shockley - State Farm Insurance Agent serves the Denison, Texas, area, offering disability insurance and related financial protection services. The agency works with individuals to review coverage options designed to help replace income if an illness or injury prevents work. Local clients can receive assistance understanding policy terms and comparing plan types. Specific services handled in this area include short-term and long-term disability insurance policies for residents of Grayson County.
Oden Insurance provides assistance with disability insurance applications and policy reviews for clients in Denison, Texas. The company offers service plans that include explanations of coverage options and support during the claims process. It helps individuals understand how disability insurance protects income in the event of injury or illness. The agency also structures ongoing maintenance plans to ensure policies remain aligned with changing needs. Oden Insurance services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Larry Landrum - State Farm Insurance Agent serves homeowners, renters, and small business owners in Denison, Texas, helping them select disability income insurance policies to protect earnings if illness or injury prevents work. The agency also offers guidance on policy options for personal financial security and business continuity planning. In addition to serving Denison, Larry Landrum covers nearby Sherman, Texas, ensuring residents there also have access to local disability insurance expertise.
Serving Denison, Texas, and the surrounding communities in Grayson County, David Means: Allstate Insurance handles disability insurance applications and policy management for local residents. The agency works with individuals to understand coverage options that provide income protection if an illness or injury prevents them from working. It focuses on explaining policy terms and helping clients complete the necessary paperwork for enrollment. For a typical job, its approach begins with a thorough review of each client's specific circumstances.
Jim McClure - State Farm Insurance Agent in Denison, TX, provides disability insurance as a specialty service to help replace lost income if injury or illness prevents work. It also offers general insurance solutions for auto, home, and life needs. The agency assists individuals and families in building financial protection tailored to their daily circumstances. It particularly helps residents navigate coverage questions during seasonal changes or after a sudden health event requires an extended leave from employment.
For a one-time need, clients may consult about a specific disability insurance policy, while a recurring service involves periodic reviews to adjust coverage as life circumstances change. Disability income protection helps replace a portion of income if an illness or injury prevents work, an essential consideration for professionals in this area. Charles Holder Insurance Agency, Inc., based in Denison, TX, focuses on these types of plans for local residents and workers. Support is available strictly on an as-needed basis.
With the arrival of flu season and the attendant risk of unexpected illness, families in Denison often worry about losing income due to a disabling condition unrelated to work. Phillips Insurance Agency helps local residents prepare for such financial disruptions by offering disability insurance coverage designed to replace part of a person’s earnings during recovery. Their process begins with an initial consultation to assess the client’s current employment situation and potential income protection gaps.
Bayless-Hall Insurance Inc focuses on helping individuals and families secure disability income protection in the Denison, TX area. The agency assists clients in understanding policy options that provide financial stability during periods of illness or injury. Services include evaluating benefit periods and waiting periods to tailor coverage to specific needs. Bayless-Hall Insurance Inc serves a range of commercial sectors, including offices, warehouses, and food service operations.
Hempkins Insurance in Denison, Texas, is known for providing disability insurance agent services that help local residents protect their income against unexpected illness or injury. Its agents work with clients in Denison and the surrounding Texoma area to compare individual and group policies from multiple carriers. The company assists self-employed professionals, small business owners, and individuals through the application and underwriting process. A specialty service it can add on includes guidance for integrating disability coverage into a broader financial plan.
Texas Farm Bureau Insurance Company serves Denison and the surrounding Grayson County area as a disability insurance agent. It assists local residents and professionals in securing coverage that provides income replacement during periods of illness or injury. The agency helps clients understand the different policy features and benefit structures available to protect their financial stability. It handles individual disability income policies for self-employed workers and also guides employed individuals through employer-sponsored long-term disability plans.
What Does a a Disability Insurance Agent in Denison Cost?
Disability insurance premiums in Texas typically range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost $600 to $1,800 annually. Costs depend on your age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Denison
Disability insurance agents in Denison, Texas help individuals and businesses find coverage that protects income if injury or illness prevents work. Texas law does not require employers to provide disability insurance, so many workers seek private policies. Agents can explain options like short-term and long-term disability plans that comply with Texas Department of Insurance regulations.
Frequently Asked Questions
What does a disability insurance agent in Denison do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits, waiting periods, and benefit durations. They also assist with filing claims and understanding your policy terms.
How do Texas laws affect disability insurance?
Texas has no state-mandated disability insurance program. Private disability policies are regulated by the Texas Department of Insurance. Agents must be licensed in Texas and follow state rules on policy disclosures and claim handling.
Can a Denison agent help with an existing claim?
Yes, many agents assist with claim questions and paperwork. However, they cannot give legal advice. For claim denials, you may need to consult an attorney familiar with Texas insurance law and the Employee Retirement Income Security Act.
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