The top-rated disability insurance agent in Deer Park, Texas is Right Choice Tax and Insurance Services, rated 4.9 stars across 519 reviews. Other highly rated options include Kicker Insures Me Agency, Will Norfolk - State Farm Insurance Agent, Ellard Insurance Agency. This directory lists 12 disability insurance agents serving Deer Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Right Choice Tax and Insurance Services | 1530 Center St | (281) 478-4279 |
| 2 | Kicker Insures Me Agency | 2323 Center St | (281) 487-9686 |
| 3 | Will Norfolk - State Farm Insurance Agent | 4418 Center St a | (281) 479-3666 |
| 4 | Ellard Insurance Agency | 418 E San Augustine St | (281) 479-6444 |
| 5 | Ai United Insurance - Deer Park | 8373 Spencer Hwy | (281) 478-5555 |
| 6 | Stockstill & Associates | 125 E San Augustine St | (281) 476-9063 |
| 7 | Turrentine Insurance Agency | 4003 Center St | (281) 476-0557 |
| 8 | Farmers Insurance - Les Ellard | 418 E San Augustine St | (281) 479-5218 |
| 9 | KleeCo Insurance Agency LLC | 2323 Center St Suite A | (346) 499-5535 |
| 10 | Texas Low-Cost Insurance Agency | 106 E San Augustine St | (281) 941-2863 |
Right Choice Tax and Insurance Services serves the Deer Park area and surrounding communities in Harris County as a disability insurance agent. The company assists individuals with understanding disability coverage options that provide income protection during periods when a medical condition prevents work. It also helps clients navigate the differences between short-term and long-term policies. Policy evaluations and personalized coverage consultations are available. The agency handles claims assistance for existing disability policies. It also offers guidance on selecting appropriate benefit periods and elimination periods for new applications.
Kicker Insures Me Agency provides disability insurance agent services to individuals and families in and around Deer Park, Texas. The agency focuses on helping clients understand their options for income protection plans and guiding them through the selection of suitable policies tailored to their specific employment situations. Maintenance of coverage is handled through periodic policy reviews and renewal support. The agency works with a range of local clientele, including single-family homeowners, apartment residents, retail workers, and employees in the restaurant industry.
Will Norfolk - State Farm Insurance Agent serves homeowners, renters, and business owners in Deer Park, Texas, offering disability insurance to help replace lost income if injury or illness prevents work. Policies can be tailored to cover short-term or long-term needs, protecting savings and mortgages. Guidance on policy terms and coverage limits is provided to each client during consultations. The agency also assists residents and businesses in La Porte, extending service across the southeastern Houston metro area.
Serving Deer Park and the surrounding communities of the Houston metropolitan area, Ellard Insurance Agency handles disability income protection for local residents and professionals. This firm assists clients in selecting policies designed to replace a portion of their earnings if an illness or injury prevents them from working, aiming to safeguard financial stability. It conducts a careful analysis of each individual’s occupation and income level to determine suitable coverage options, then guides them through the application process to secure a tailored benefit.
Ai United Insurance in Deer Park offers both one-time policy evaluations and ongoing coverage management for disability insurance needs. A one-time consultation can help assess existing plans, while recurring service options provide regular updates as circumstances change. This local agent works with clients to secure income protection through various disability policies suited to individual employment situations. Service for existing and new clients operates on an as-needed basis, allowing for flexible scheduling or immediate assistance when questions or policy adjustments arise.
Cooler winter months in Deer Park often see residents reviewing their financial protections, and Stockstill & Associates focuses on disability insurance agent services to help clients safeguard their income. Working with individuals and local businesses, the company assesses employment situations and personal coverage gaps to recommend appropriate disability policies. Their initial consultation involves a thorough review of current benefits and potential risks during a no-obligation meeting.
Turrentine Insurance Agency provides specialized guidance in securing disability insurance, protecting income against unexpected illness or injury. Serving the Deer Park, TX area, the agency works with individuals to evaluate coverage options that align with personal and professional circumstances, addressing concerns about financial stability during periods of inability to work. It assists with policy selection for those approaching major life changes or workplace transitions, such as a new job or approaching retirement.
Farmers Insurance - Les Ellard assists individuals and businesses in Deer Park, Texas, with financial protection strategies. Its core work involves helping clients navigate the often complex landscape of income replacement and long-term financial security planning through tailored insurance solutions. The agency specializes in disability insurance agent services, addressing the critical need for coverage against lost earnings due to illness or injury. This local agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Texas Low-Cost Insurance Agency serves residential clients in Deer Park, helping them secure disability coverage to protect their income. The agency also offers commercial disability policies for local business owners and professionals in the surrounding area. Agents work with individuals to explain policy options that match their employment situations. When a client is satisfied with a chosen plan, the agency schedules follow-up service between regular visits to adjust coverage as life circumstances change.
What Does a a Disability Insurance Agent in Deer Park Cost?
The cost of disability insurance in Texas typically ranges from 1% to 3% of your annual income for a policy that replaces 60% to 70% of your earnings. For example, a person earning $50,000 per year might pay between $500 and $1,500 annually. Factors like age, health, occupation, and waiting period affect the premium. This is general information, not insurance advice.
About disability insurance agents in Deer Park
Disability insurance agents in Deer Park Texas help individuals and businesses find coverage that protects income if an injury or illness prevents work. Texas law does not require employers to provide disability insurance, so many workers seek private policies. A local agent can explain options like short-term and long-term disability plans that fit your needs.
Frequently Asked Questions
What does a disability insurance agent in Deer Park do?
A disability insurance agent helps you compare policies from different carriers, explains coverage details, and assists with the application process. They can also help you understand how Texas insurance laws affect your policy.
How is disability insurance regulated in Texas?
The Texas Department of Insurance oversees disability insurance policies sold in the state. Agents must be licensed by the state. Texas law sets standards for claim handling and policy provisions.
Can I get disability insurance if I am self-employed in Deer Park?
Yes, self-employed individuals in Texas can buy individual disability insurance policies. An agent can help you find a plan that covers your specific occupation and income level.
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