The top-rated disability insurance agent in Dallas, Texas is Red Gorman Insurance, rated 4.9 stars across 784 reviews. Other highly rated options include Ezzy Insurance (formerly Advanced Insurance Group), Farmers Insurance - Raman Ahluwalia, A+ Insurance Designers. This directory lists 36 disability insurance agents serving Dallas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Red Gorman Insurance | 3200 S Lancaster Rd #152a | (214) 374-9997 |
| 2 | Ezzy Insurance (formerly Advanced Insurance Group) | 10777 Harry Hines Blvd #100 | (214) 358-0480 |
| 3 | Farmers Insurance - Raman Ahluwalia | 1750 Valley View Ln Ste 210 | (972) 243-7444 |
| 4 | A+ Insurance Designers | 1111 W Mockingbird Ln #830 | (888) 201-5899 |
| 5 | Todd Schara - State Farm Insurance Agent | 516 S Hampton Rd #140 | (214) 943-7500 |
| 6 | Brooks Cannon Insurance Group | 5728 Prospect Ave # 2003 | (214) 446-9000 |
| 7 | Financial Freedom Insurance | 3225 Martin Luther King Jr Blvd Suite 130 | (972) 884-5322 |
| 8 | Princeton Insurance | 1304 Adair St | (469) 916-9595 |
| 9 | Gibb Agency - Insurance Services | 9535 Forest Ln #102 | (214) 324-3660 |
| 10 | Affluence Insurance Services | 3809 Parry Ave Ste 215 | (214) 838-6180 |
Red Gorman Insurance serves the Dallas, Texas metro area as a disability insurance agent. The agency helps clients secure income protection against illness or injury that prevents them from working. General disability policies available through agents in this region often cover a portion of lost wages. The firm also assists local professionals in comparing short-term and long-term disability plans tailored to their employment situations.
Ezzy Insurance, serving the Dallas area as a disability insurance agent, provides guidance on income protection policies and evaluates short-term and long-term disability options for individuals. Its service approach includes helping clients understand policy terms and facilitating claims documentation when needed. Maintenance plans involve periodic policy reviews to adjust coverage as financial situations change. The company primarily works with professionals and self-employed individuals, servicing clients who may own single-family homes, apartments, retail spaces, or restaurants.
Farmers Insurance - Raman Ahluwalia serves homeowners, local businesses, and property managers in the Dallas area by helping them secure disability insurance coverage to protect their income against unforeseen illness or injury. It assists clients in understanding how such policies replace a portion of lost earnings during recovery periods. The agency provides personalized guidance, evaluating individual needs and employment circumstances to recommend appropriate plan options. It also offers coverage solutions to residents and small commercial operators in neighboring Irving and throughout the greater Dallas-Fort Worth metroplex.
A+ Insurance Designers serves the Dallas, Texas, area and surrounding communities, handling disability insurance policies for local professionals and business owners. The agency focuses on protecting clients’ income against the financial impact of illness or injury with thorough policy analysis and individualized product comparisons. To handle a typical job, it first reviews the client’s occupation, income level, and risk tolerance, then pairs them with a plan that matches their specific long-term needs.
Clients can choose between a one-time policy review or ongoing recurring support when working with this Dallas disability insurance agent. Coverage is arranged to protect income against illness or injury, with plans tailored to individual employment situations and budget. The office focuses on explaining policy details clearly before any decisions are made. Service runs on a one-time, scheduled, or as-needed basis, meaning policyholders contact the agent only when their life circumstances, such as a career change, require an update.
Brooks Cannon Insurance Group of Dallas focuses on disability insurance, offering assistance with long-term and short-term income protection policies. It works closely with professionals and self-employed individuals to design coverage that fits their financial situations. A significant seasonal concern the company addresses is the increased injury risk during holiday home projects, helping clients safeguard their earnings while recovering.
As Dallas residents recover from spring storms, protecting income against unexpected health issues becomes a priority for many local professionals. Financial Freedom Insurance addresses this need by offering access to disability insurance policies tailored to replace lost wages during recovery. The company focuses on helping clients understand the differences between short-term and long-term coverage options available in the Texas market. A typical initial step involves scheduling a personal review of existing coverage and individual income requirements to determine appropriate benefit levels.
Princeton Insurance handles disability insurance matters for Dallas area residents, offering solutions that protect income when an individual cannot work due to injury or illness. Its specialty add-ons include policies for temporary or permanent disability coverage, tailored to both individual and group needs. The company can serve a variety of commercial sectors, from office environments and corporate headquarters to warehouses and logistics firms, as well as food service operations.
Gibb Agency - Insurance Services provides disability insurance coverage to residents of Dallas, Texas, and the surrounding area. Their services are also available for commercial clients seeking workplace protection solutions. The agency works to address individual financial security needs through appropriate policy options. Clients can expect thorough follow-up support and guidance between regular policy reviews, ensuring coverage remains aligned with changing circumstances over time.
Affluence Insurance Services in Dallas, Texas is recognized for guiding professionals and business owners through the complexities of disability coverage. The agency works to identify individual policy options that protect income against unexpected illness or injury, tailoring plans to distinct financial needs and career demands. A common service includes explaining elimination periods and benefit durations in clear terms. For added security, it can also structure a policy with a residual or partial disability rider to cover gradual income loss.
What Does a a Disability Insurance Agent in Dallas Cost?
Disability insurance premiums in Texas typically range from 1% to 3% of your annual income. For a 35-year-old professional earning $100,000, a policy might cost $100 to $250 per month. Costs depend on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Dallas
Disability insurance agents in Dallas help individuals and businesses secure income protection policies. Texas law does not require employers to provide disability insurance, making agent guidance valuable for private coverage. Agents can explain Texas-specific policy features like the elimination period and benefit duration.
Frequently Asked Questions
What does a disability insurance agent in Dallas do?
A disability insurance agent helps you compare policies from multiple carriers and find a plan that fits your budget and occupation. They explain key terms like own-occupation coverage and the waiting period before benefits start.
How does Texas law affect disability insurance?
Texas does not mandate disability insurance for private employers. However, Texas Insurance Code regulates policy terms and claim handling. Agents must be licensed by the Texas Department of Insurance.
How long does it take to get a disability insurance policy in Dallas?
The application process usually takes 2 to 6 weeks. It includes a health questionnaire and sometimes a medical exam. Underwriting time varies by carrier and the amount of coverage requested.
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