The top-rated disability insurance agent in Cleburne, Texas is Lone Star Insurance Agency, rated 5.0 stars across 197 reviews. Other highly rated options include My Insurance Store, Farmers Insurance - Blake Jones, Connect Insurance. This directory lists 18 disability insurance agents serving Cleburne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lone Star Insurance Agency | 1200 W Henderson St ste a | (817) 641-3676 |
| 2 | My Insurance Store | 1609 N Main St | (817) 774-0488 |
| 3 | Farmers Insurance - Blake Jones | 1940 W Kilpatrick St | (817) 556-0644 |
| 4 | Connect Insurance | 822 N Main St Suite A | (817) 558-3499 |
| 5 | Higginbotham Insurance & Financial Services - Cleburne | 401 N Ridgeway Dr | (817) 645-9155 |
| 6 | Farmers Insurance - Dennis Mark | 893 N Nolan River Rd Ste B | (817) 558-9595 |
| 7 | Texas Farm Bureau Insurance Company | 102 Meadow View Dr | (817) 558-2848 |
| 8 | Grandview Insurance Agency | Located upstairs, 115 S Main St suite 211 | (817) 866-3337 |
| 9 | Ballmann Life and Health | 121 S Westmeadow Dr C | (817) 645-5997 |
| 10 | Texas Farm Bureau Insurance - Sheri Sears | 102 Meadow View Dr | (817) 558-2848 |
Lone Star Insurance Agency helps Cleburne residents choose between short-term disability policies that provide temporary income replacement and long-term coverage designed for extended or permanent interruptions to work. As a local Disability Insurance Agent, the agency assists individuals reviewing policy provisions, elimination periods, and benefit durations to align with personal financial goals and workplace circumstances. Clients may schedule appointments on a one-time, scheduled, or as-needed basis to evaluate their specific coverage needs.
My Insurance Store serves Cleburne and all of Johnson County, providing disability insurance agent services to local residents and business owners. This firm helps clients understand how disability coverage can protect their income during periods of illness or injury. The agent assists with both short-term and long-term disability insurance plans, as well as supplemental policies that address individual needs. They also guide applicants through the quoting process and help with policy adjustments when life circumstances, such as changing jobs or welcoming a new family member, occur.
Farmers Insurance - Blake Jones in Cleburne, TX provides disability insurance agent services, helping clients understand and select income protection policies that align with their financial needs. The company assists with initial policy enrollment as well as ongoing coverage reviews to ensure plans remain appropriate over time. Blake Jones typically works with individuals who own or operate single-family homes, apartments, retail spaces, and restaurants in the surrounding area.
Connect Insurance specializes in helping clients navigate the complexities of disability income protection. Located in Cleburne, Texas, this agent works with individuals to understand policy options that replace lost wages due to illness or injury. The agent also assists local families and professionals in evaluating short-term and long-term coverage plans suitable for their unique financial needs. Seasonal concerns such as holiday spending increases or winter-related workplace injuries often prompt residents to review their disability coverage with Connect Insurance.
Higginbotham Insurance & Financial Services - Cleburne serves local homeowners, small business owners, and property managers by offering disability insurance coverage tailored to income protection needs. The agency helps clients understand policy options that replace lost earnings due to illness or injury. Based in Cleburne, the firm also assists residents and businesses throughout Johnson County and extends its services to nearby communities such as Burleson.
Located in Cleburne, Texas, this disability insurance agency serves Cleburne and the surrounding communities throughout Johnson County. It handles individual and group disability insurance policies designed to provide income protection when an injury or illness prevents work. The company focuses on helping local residents understand how a disability could impact their personal finances and daily obligations. For a typical job, it begins by reviewing a client's current employment coverage and earnings, then recommends a suitable policy that aligns with their specific financial situation and household needs.
As the warm Texas seasons bring outdoor work and recreation across Hill County, unexpected injuries or illnesses can disrupt income. Texas Farm Bureau Insurance Company in Cleburne helps local policyholders prepare for such situations, offering disability insurance that replaces a portion of wages when clients cannot work due to a covered medical condition. They focus on guiding residents through plan options suited to individual needs, from short-term to long-term coverage. The initial step involves a no-obligation assessment review to determine current income protections and identify any gaps worth addressing.
Grandview Insurance Agency in Cleburne, TX, helps clients distinguish between one-time disability insurance policies that provide a single payout for a specific injury or illness and recurring coverage such as short-term or long-term disability plans that offer ongoing income replacement. As a disability insurance agent, the firm guides individuals through plan selection and claim processes to protect earnings from unexpected health setbacks. Service runs on an as-needed basis, accommodating policy shopping, renewals, or claim assistance whenever clients require support.
Ballmann Life and Health specializes in helping individuals and families secure disability income protection, working with clients throughout Cleburne, TX to tailor coverage to their unique occupations and lifestyles. The agency provides guidance on policy options that replace a portion of lost earnings when illness or injury prevents work, focusing on long-term financial stability. This service is particularly valuable for self-employed professionals and small business owners navigating seasonal slowdowns or economic uncertainty.
Cold weather in Cleburne often brings unexpected risks like slips on icy sidewalks or strain from shoveling snow, forcing workers into missed wages. Texas Farm Bureau Insurance - Sheri Sears provides disability insurance tailored to these local seasonal hazards, ensuring income protection when an injury prevents someone from performing their job. This coverage addresses the financial vulnerability many area residents face during recovery from seasonal accidents. The process begins with a personal assessment of the applicant's occupation and lifestyle to determine an appropriate policy.
What Does a a Disability Insurance Agent in Cleburne Cost?
Disability insurance agent services in Texas typically cost nothing upfront because agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, occupation, and coverage amount. A typical monthly premium might range from 50 to 200 dollars for a 2,000 to 5,000 dollar monthly benefit. Costs vary by case. This is general information, not insurance advice.
About disability insurance agents in Cleburne
A disability insurance agent in Cleburne Texas can help you find a policy that fits your needs. Texas law requires agents to be licensed by the Texas Department of Insurance. Local agents understand the specific needs of Cleburne residents and can guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Cleburne do?
A disability insurance agent helps you compare policies from different companies. They explain coverage options and help you apply. They can also assist with claims if you become disabled.
How do I choose a disability insurance agent in Cleburne?
Look for an agent licensed in Texas with experience in disability insurance. Ask about their knowledge of Texas insurance regulations. Check their reviews and ask for references.
What Texas laws apply to disability insurance?
Texas Insurance Code Chapter 1701 governs agent licensing. Texas also has specific rules for policy cancellation and claim handling. Agents must follow these rules to protect your rights.
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