The top-rated disability insurance agent in Scranton, Pennsylvania is Courtney Lisk - State Farm Insurance Agent, rated 5.0 stars across 330 reviews. Other highly rated options include Gilmartin Insurance Agency, Knowles Associates, Manci Insurance Services. This directory lists 17 disability insurance agents serving Scranton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Courtney Lisk - State Farm Insurance Agent | 1759 Sanderson Ave | (570) 800-5969 |
| 2 | Gilmartin Insurance Agency | 1440 N Washington Ave | (570) 346-0088 |
| 3 | Knowles Associates | 316 Penn Ave | (570) 342-3214 |
| 4 | Manci Insurance Services | 1101 Penn Ave suite a | (570) 871-4719 |
| 5 | R.S. Maseychik Agency Inc. | 1016 Pittston Ave Suite 201 | (570) 348-3731 |
| 6 | Mary Theresa Backus: Allstate Insurance | 1315 Pittston Ave | (570) 342-4300 |
| 7 | JSW Insurance Inc. | 327 New St | (570) 941-3356 |
| 8 | A2Z Insurance Agency, LLC | 401 Ravine St | (570) 382-3481 |
| 9 | Nationwide Insurance: Gary A Dibileo Agency Inc. | 302 S Main Ave | (570) 969-1855 |
| 10 | Care Insurance | 1701 Wyoming Ave | (570) 754-8362 |
Courtney Lisk - State Farm Insurance Agent serves the Scranton, Pennsylvania area as a disability insurance agent. The office helps individuals and families review their financial protection needs, focusing on income replacement solutions if injury or illness prevents work. Disability policies here can supplement existing employer coverage or provide standalone benefits for those without workplace plans. The agent handles both short-term and long-term disability insurance, assisting clients in navigating coverage options that suit their personal circumstances and employment situations.
Gilmartin Insurance Agency provides comprehensive services for individuals and businesses seeking disability insurance coverage in the Scranton area. Its representatives guide clients through the process of selecting appropriate policies to protect income against unforeseen medical conditions. The agency also assists with policy maintenance, including regular reviews and updates as personal or professional circumstances change. Ongoing support is available for filing claims and understanding benefit structures. This local agency services single-family homes, apartments, retail establishments, and restaurants throughout the region.
Knowles Associates serves Scranton, Pennsylvania, and the surrounding Lackawanna County communities. The firm handles disability insurance policies, helping clients protect their income against injury or illness. As a local agent, it connects policyholders with coverage options tailored to their specific employment and health situations. The typical approach involves assessing a client’s current earnings and occupational duties, then presenting suitable plans from several major carriers. This careful matching of benefits to individual needs ensures a practical and responsive shopping experience.
Manci Insurance Services in Scranton, PA, specializes in providing disability insurance coverage options tailored to professionals and local business employees. Its general service work includes guiding clients through policy comparisons and application processes to secure income protection for illness or injury. The agency assists individuals and families in understanding complex benefit structures and plan limitations. During periods of local economic downturn or seasonal layoffs, it helps policyholders evaluate how existing or new coverage can safeguard household financial stability against unexpected loss of wages.
Based in Scranton, Pennsylvania, R.S. Maseychik Agency Inc. provides disability insurance agent services. For individuals, a one-time policy selection typically covers a single qualifying event, whereas scheduled or recurring service can adjust coverage for life changes like a new job. Such ongoing planning helps ensure that benefit terms remain aligned with shifting income levels and health status. For businesses, a one-time consultation might assess group options, while regular service evaluates changing employee needs. Service at this agency is offered on either a one-time consultation or an as-needed basis.
Serving homeowners, renters, and local business owners in Scranton, Mary Theresa Backus: Allstate Insurance provides disability insurance agent services designed to replace a portion of lost income if a health issue prevents work. The agent explains available coverage options and guides clients through the application process, coordinating benefit terms to suit individual needs. Protection plans typically cover common illnesses and accidents. The agency also serves clients throughout the greater Lackawanna County area, including nearby Dunmore.
JSW Insurance Inc. in Scranton, PA, helps individuals and local businesses secure financial protection through disability insurance policies. This coverage provides income replacement if an illness or injury prevents a person from working. As a dedicated disability insurance agent, the company specializes in tailoring plans that address specific income protection needs and waiting period preferences. Its services are available to professionals working in various commercial sectors, including offices, warehouses, and food service establishments across the region.
As winter weather in Scranton creates risks for slips and falls, A2Z Insurance Agency, LLC helps local workers protect their income with disability coverage. This agency guides clients through the often complex process of selecting a policy that fits a specific profession and income level. By evaluating individual employment situations and existing benefits, they clarify how short-term and long-term disability can fill coverage gaps. The initial step involves a straightforward consultation to review personal financial obligations and current protection.
Nationwide Insurance: Gary A Dibileo Agency Inc. serves residents in Scranton, PA, addressing their need for disability insurance to protect personal income against unexpected illness or injury. The agency also assists local businesses in Scranton with commercial disability coverage options for their employees. Service extends throughout the greater Scranton area, providing guidance on policy selection and application procedures. Clients can return for annual policy reviews or adjustments between regular visits to ensure their coverage continues to meet changing needs.
Care Insurance in Scranton, PA is known for helping residents navigate the complex process of securing disability income protection. The agency offers personalized consultations to evaluate individual coverage needs for both short-term and long-term policies. Its services extend to working with self-employed professionals and local small businesses to design group disability plans that safeguard employee earnings. An additional specialty its agents provide is coordinating disability insurance benefits with existing employer-sponsored health savings accounts.
What Does a a Disability Insurance Agent in Scranton Cost?
Disability insurance agent services in Pennsylvania are usually commission-based, meaning the agent is paid by the insurance carrier. Policy costs vary widely based on age, health, occupation, and coverage amount. Typical premiums for an individual policy range from 1% to 3% of your annual income. For example, a 40-year-old earning 60,000 per year might pay 50 to 150 per month for a policy. This is general information, not insurance advice.
About disability insurance agents in Scranton
Disability insurance agents in Scranton, Pennsylvania help individuals and businesses secure income protection policies. Pennsylvania law requires agents to be licensed by the state Insurance Department. Local agents understand the needs of workers in the region, including those in healthcare, education, and manufacturing.
Frequently Asked Questions
What does a disability insurance agent in Scranton do?
A disability insurance agent helps you find and apply for short-term or long-term disability policies. They explain policy terms, compare plans from different carriers, and assist with claims. In Pennsylvania, agents must follow state regulations on disclosure and suitability.
How long do I have to file a disability claim in Pennsylvania?
For private disability policies, the time limit to file a claim depends on your policy terms. Pennsylvania insurance law generally allows policyholders to file within 30 to 90 days of becoming disabled. For ERISA-governed group plans, federal deadlines apply.
Can a disability insurance agent help with an appeal?
Yes, many agents assist with the initial appeal process if a claim is denied. They can review the denial letter and gather supporting medical evidence. For ERISA plans, you have 180 days to appeal a denial under federal law.
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