The top-rated disability insurance agent in Horsham, Pennsylvania is Grundy Insurance, rated 4.5 stars across 464 reviews. Other highly rated options include Ryan Whitehead: Allstate Insurance, State insurance Horsham, Amica Mutual Insurance Company. This directory lists 12 disability insurance agents serving Horsham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grundy Insurance | 410 Horsham Rd | (866) 338-4006 |
| 2 | Ryan Whitehead: Allstate Insurance | 1250 Easton Rd #190 | (215) 390-1802 |
| 3 | State insurance Horsham | 400 Dresher Rd | (267) 365-2983 |
| 4 | Amica Mutual Insurance Company | 2 Walnut Grove Dr Suite 230 | (877) 672-6422 |
| 5 | Capitol Insurance Co | 955 Horsham Rd | (215) 956-9399 |
| 6 | Nationwide Insurance: The Barton Insurance Group Inc. | 406 Norristown Rd Ste A | (215) 675-3030 |
| 7 | Tri County Assurance Co | 284 Horsham Rd | (215) 443-7800 |
| 8 | Roberts Financial Group | 406 Norristown Rd # C | (267) 592-9686 |
| 9 | Nationwide Insurance: Joel David Teets Agency | 415 Horsham Rd | (215) 910-4594 |
| 10 | Summit Risk Services | 2 Walnut Grove Dr # 210 | (215) 443-3596 |
Grundy Insurance serves Horsham and the greater Montgomery County area, specializing in disability insurance agent services. The company helps local professionals and self-employed individuals evaluate coverage options designed to replace income if an illness or injury prevents work. Understanding the specific needs of clients in this region allows for tailored policy recommendations. Grundy Insurance handles both short-term disability insurance policies and long-term disability insurance policies.
Ryan Whitehead: Allstate Insurance in Horsham, PA, provides a range of disability insurance agent services, offering policies that replace a portion of income if a client becomes unable to work due to illness or injury. The company helps individuals and business owners evaluate their coverage needs, explaining policy terms and assisting with the application process. It provides ongoing support for policy maintenance, including updates to coverage as circumstances change. The agency serves clients with single-family homes, apartments, retail businesses, and restaurants.
Serving residents and businesses in the Horsham, PA area, State insurance Horsham provides disability insurance agent services. They help clients understand the difference between short-term policies, which offer one-time payments for temporary disabilities, and long-term plans that provide recurring income replacement for extended absences. Coverage options typically address loss of income due to injury or illness. This agency operates on both a one-time consultation and scheduled review basis to adjust plans as needs change.
Homeowners, businesses, and property managers in Horsham, PA, rely on this disability insurance agent company to help secure income protection plans that replace lost wages during illness or injury. These offerings are designed to assist local professionals and self-employed individuals in maintaining financial stability when they cannot work. The company specializes in guiding clients through policy options to match diverse budgets and occupations. It also provides its services to the broader Montgomery County metro area.
Capitol Insurance Co serves clients in Horsham, Pennsylvania, and the surrounding communities of Montgomery County. The agency handles individual and group disability income policies for local professionals and small business owners. It guides applicants through the medical underwriting process, comparing policy terms across multiple carriers to find suitable coverage. The business uses a consultative approach, first reviewing each client’s occupation and income needs before recommending specific benefit structures and elimination periods to match their financial situation.
Specializing in disability insurance solutions, Nationwide Insurance The Barton Insurance Group Inc. in Horsham, PA helps residents protect their income from unexpected illness or injury. It assists clients in evaluating policy options to maintain financial stability during recovery or long-term absence from work. Supporting both individual and employer-sponsored plans, the agency focuses on matching coverage to specific occupational needs. As colder months approach, it assists with claims and policy adjustments related to seasonal injuries or flu-related work absences.
As the Philadelphia suburbs see more professionals seeking income protection during flu season, Tri County Assurance Co in Horsham, PA provides thorough disability insurance agent services. The agency helps local workers understand policy options that replace lost wages if injury or illness prevents them from working. Their process begins with a review of each client’s occupation, income, and existing coverage, then explains waiting periods and benefit durations relevant to individual needs. An initial consultation appointment sets the stage for a full coverage evaluation.
Roberts Financial Group operates as a disability insurance agent in Horsham, PA, helping clients secure income protection against illness or injury. The firm focuses on tailoring policies to meet individual needs while navigating the complexities of long-term and short-term coverage options. These plans are suitable for a wide range of businesses, including professional offices, busy warehouses, and food service operations.
Nationwide Insurance: Joel David Teets Agency in Horsham, PA is known for providing disability insurance solutions to local residents and professionals. The agency helps clients understand their options for protecting income against unexpected illness or injury. Its service range includes guidance on both short-term and long-term disability policies tailored to individual employment situations. In addition, this agency offers specialized consultations for self-employed individuals and small business owners seeking customized coverage.
What Does a a Disability Insurance Agent in Horsham Cost?
Costs for disability insurance in Pennsylvania vary based on age health occupation and benefit amount. A typical policy for a 40-year-old office worker might cost 1% to 3% of annual income per year. For example a $3000 monthly benefit could cost $30 to $90 per month. More hazardous jobs or pre-existing conditions may increase premiums. This is general information not insurance advice.
About disability insurance agents in Horsham
Disability insurance agents in Horsham Pennsylvania help individuals and businesses find coverage that protects income if injury or illness prevents work. Pennsylvania law requires certain policies to include specific provisions like a 30-day grace period and waiver of premium during disability. Local agents can explain how state regulations affect your policy options.
Frequently Asked Questions
What does a disability insurance agent in Horsham do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms like elimination periods and benefit durations. Agents do not provide legal advice but can guide you on plan features.
Are there Pennsylvania laws that affect disability insurance?
Yes Pennsylvania has specific insurance regulations. For example policies must include a 30-day grace period and cannot have a pre-existing condition exclusion longer than 12 months. Agents must be licensed by the Pennsylvania Insurance Department.
How do I choose a disability insurance agent in Horsham?
Look for an agent licensed in Pennsylvania with experience in disability coverage. Ask about the carriers they represent and how they handle claims support. You can verify a license through the Pennsylvania Insurance Department website.
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