The top-rated disability insurance agent in Bensalem, Pennsylvania is Gannon Insurance Agency Inc, rated 5.0 stars across 1,171 reviews. Other highly rated options include Michael Pigott Agency - Insurance Agency, Ann J Haviland - State Farm Insurance Agent, Martin Mabrey: Allstate Insurance. This directory lists 16 disability insurance agents serving Bensalem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gannon Insurance Agency Inc | Two Greenwood Square, 3331 Street Rd Suite 325 | (215) 891-9990 |
| 2 | Michael Pigott Agency - Insurance Agency | 2008 State Rd. | (215) 245-7900 |
| 3 | Ann J Haviland - State Farm Insurance Agent | 2760 Knights Rd | (215) 245-7700 |
| 4 | Martin Mabrey: Allstate Insurance | 1340 Street Rd | (215) 245-7997 |
| 5 | Jeff Sawyer - State Farm Insurance Agent | 4030 Hulmeville Rd | — |
| 6 | Chet Turner - State Farm Insurance Agent | 2658 Street Rd | (215) 639-7700 |
| 7 | Sas Insurance Services, LLC | 2788 Knights Rd #3 | (267) 522-8680 |
| 8 | Street Road Insurance & Tags | 2432 Street Rd | (215) 604-1300 |
| 9 | Farmers Insurance - Jason Logue | 3675 Hulmeville Rd | (215) 392-6868 |
| 10 | Goosehead Insurance - Ali Abdelaziz | 2856 Bristol Pike Unit B | (215) 454-7653 |
Gannon Insurance Agency Inc serves clients throughout Bucks County from its base in Bensalem, Pennsylvania, providing disability insurance agent services to local residents and businesses. The agency helps individuals secure income protection policies that replace a portion of their earnings if illness or injury prevents them from working. Business owners in the area can also explore group disability coverage options for their employees. The firm specializes in short-term disability insurance for temporary recovery periods and long-term disability insurance for extended or permanent conditions.
Located in Bensalem, Pennsylvania, the Michael Pigott Agency provides comprehensive disability insurance agent services to individuals and businesses. Its offerings include evaluating policy options and guiding clients through the application and claims process. The agency helps clients understand coverage details while offering routine policy reviews. It also assists in updating existing plans to match changing needs. This agency serves single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Bensalem, PA, seeking coverage against lost income due to illness or injury turn to Ann J Haviland’s agency. The office provides disability insurance agent services, helping clients secure policies that replace a portion of earnings when they cannot work. Policies are tailored to personal needs, offering financial stability during recovery periods. The agency also serves the surrounding metro area, including neighboring Trevose and Feasterville.
Serving Bensalem, Pennsylvania, and the surrounding communities of Bucks and Philadelphia counties, Martin Mabrey Allstate Insurance handles disability insurance needs for local residents and workers. The agency specializes in policies that replace a portion of income if a client cannot work due to illness or injury. It assists individuals, self-employed professionals, and small business owners in evaluating options that align with their financial situations. To handle a typical job, the agent reviews a client’s current coverage and occupational risks before recommending a suitable plan from available Allstate offerings.
Located in Bensalem, PA, Chet Turner - State Farm Insurance Agent provides specialized disability insurance agent services, helping clients secure income protection for unexpected health issues. The agency also offers general insurance guidance to local individuals and families, addressing their broader financial coverage needs. During seasonal employment changes or health events that lead to temporary or permanent work absence, the agent assists clients in navigating policy options to maintain financial stability.
As the seasons change and work-life demands in Bensalem fluctuate, many residents consider how to protect their income against unexpected illness or injury. Sas Insurance Services, LLC, provides disability insurance agent services focused on helping local professionals and self-employed individuals identify coverage that aligns with their financial obligations. The agency reviews each client's current earnings, occupation, and long-term expenses to recommend suitable policy options. An initial assessment begins with a confidential consultation to evaluate personal risk factors and income-replacement needs.
Serving the Bensalem area, Street Road Insurance & Tags provides local disability insurance agent services, focusing on securing income protection for individuals. They specialize in policies designed to replace a portion of wages if a client cannot work due to illness or injury. Their offerings extend to businesses seeking to cover key personnel in operational sectors. This insurance agent can serve commercial clients running offices, warehouses, and food service establishments, helping these entities manage employee risk and financial stability.
Farmers Insurance - Jason Logue is a disability insurance agent in Bensalem, PA, known for helping local residents secure income protection plans. This agency serves clients by explaining policy terms and benefit structures that replace lost wages during illness or injury. Coverage options are tailored to fit individual occupations and income levels, ensuring appropriate short-term and long-term solutions. A specialty service this agent can add on is a rider for partial disability benefits, providing coverage for reduced working capacity.
Goosehead Insurance - Ali Abdelaziz offers disability insurance agent services in Bensalem, Pennsylvania, including consultation on income protection and claims assistance. Routine policy reviews are available to help clients adjust coverage as their needs change. These services ensure individuals can safeguard their earnings against unexpected illness or injury. The agent serves those with single-family homes, apartments, retail establishments, and restaurants.
What Does a a Disability Insurance Agent in Bensalem Cost?
The cost of disability insurance in Pennsylvania typically ranges from 1% to 3% of your annual income. For a 35-year-old non-smoker in Bensalem, a policy with a 90-day waiting period and a benefit of $3,000 per month may cost between $75 and $150 per month. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Bensalem
A disability insurance agent in Bensalem, Pennsylvania helps individuals and business owners protect their income if they cannot work due to illness or injury. Pennsylvania does not require private disability insurance, but many employers offer group plans through state-regulated carriers. Agents can also help you compare individual policies that comply with Pennsylvania insurance laws.
Frequently Asked Questions
What does a disability insurance agent in Bensalem do?
A disability insurance agent helps you find a policy that replaces a portion of your income if you become disabled. They explain policy terms, waiting periods, benefit amounts, and exclusions. Agents licensed in Pennsylvania must follow state insurance regulations.
Is disability insurance required by law in Pennsylvania?
No, Pennsylvania does not require individuals to carry private disability insurance. However, employers with a certain number of employees may offer group disability coverage. The Pennsylvania Insurance Department oversees all disability policies sold in the state.
How long do I have to file a disability claim in Pennsylvania?
The time limit to file a claim depends on your specific policy. Most private policies require you to notify the insurer within 30 to 90 days of the disability. For group plans, Pennsylvania law generally allows up to one year to file a claim, but you should check your policy for exact deadlines.
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