The top-rated disability insurance agent in King of Prussia, Pennsylvania is Eastern PA Health Advisors, rated 5.0 stars across 41 reviews. Other highly rated options include Caruso Insurance, PenEx Insurance, Bankers Life. This directory lists 15 disability insurance agents serving King of Prussia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eastern PA Health Advisors | 780 5th Ave suite 150 | (603) 396-3631 |
| 2 | Caruso Insurance | 700 American Ave Suite 302 | (610) 768-9390 |
| 3 | PenEx Insurance | 1016 W 8th Ave Suite A | (484) 580-6661 |
| 4 | Bankers Life | Parkview Tower, 1150 1st Ave Ste 1020 | (610) 337-9810 |
| 5 | David Hashagen: Allstate Insurance | 580 Shoemaker Rd Ste 120 | (610) 265-6221 |
| 6 | Goosehead Insurance | Joshua Short | 630 Freedom Business Center Dr Third Floor Office 40 | (610) 425-8080 |
| 7 | Wills Insurance Management, Inc. | 130 N Henderson Rd | (610) 265-2490 |
| 8 | Best insurance LLC | 1012 W Valley Forge Rd | (610) 314-0177 |
| 9 | Ayres Insurance Agency, Inc. | 112 Shaffer Rd | (610) 992-1690 |
| 10 | The Biddle Insurance Group & Consultants, LLC | 1150 1st Ave | (267) 427-5163 |
Eastern PA Health Advisors operates as a disability insurance agent in King of Prussia, PA, helping clients review and apply for disability coverage. Services include evaluating existing policies and comparing options for income protection. The company also provides guidance on filing claims and understanding policy terms. Its service approach focuses on matching clients with appropriate plans based on individual coverage needs. Eastern PA Health Advisors services single-family homes, apartments, retail businesses, and restaurants in the local area.
Caruso Insurance serves homeowners, renters, and business owners in the King of Prussia area who require disability income protection. The agency helps clients evaluate their occupational risks and personal coverage needs to secure policies that replace lost wages due to illness or injury. Each case is reviewed individually to align benefits with a client’s current financial situation and long-term stability. They also extend their advisory services to residents and small business operators in nearby Conshohocken.
PenEx Insurance serves the King of Prussia area and surrounding communities of southeastern Pennsylvania, handling individual and group disability insurance policies for local professionals and small businesses. The agency assists clients with understanding coverage options for short-term and long-term income protection needs, including policy features that replace a portion of earnings during illness or injury. For each client, the agency begins by assessing current income sources and employment benefits, then identifies suitable policy structures to match specific financial obligations and recovery scenarios.
Bankers Life serves the King of Prussia, Pennsylvania area as a disability insurance agent. The company helps individuals explore coverage options designed to replace a portion of lost income if an injury or illness prevents them from working. Its agents work with clients to understand how disability policies can fit within a broader financial plan, addressing both short-term and long-term needs. Specific services provided include assisting with policy comparisons and guiding applicants through the underwriting process.
David Hashagen: Allstate Insurance in King of Prussia, PA, helps clients distinguish between short-term disability policies offering a one-time benefit payment and long-term plans that provide recurring monthly income during an extended absence from work. Coverage is available to replace a portion of lost earnings if illness or injury prevents employment. Service appointments can be arranged on either a one-time consultation basis or scheduled at regular intervals for periodic policy reviews.
Goosehead Insurance, represented in King of Prussia by Joshua Short, provides specialized disability insurance agent services to local professionals and residents. The company assists individuals and families in selecting income protection policies designed to cover lost wages due to injury or illness. It guides clients through plan options to match their specific employment situations and budget needs. In spring and summer, when construction and outdoor work increase in the Philadelphia suburbs, the agency helps workers secure coverage for accident-related downtime.
As winter weather increases the risk of slips and falls in King of Prussia, many residents consider the importance of protecting their income against unexpected injury or illness. Wills Insurance Management, Inc. assists clients in this area by offering guidance on disability insurance policies tailored to individual professional needs. They help evaluate coverage gaps and explain policy terms without pressure. The process begins with a straightforward initial assessment of a client’s current occupation and financial obligations.
Based in King of Prussia, PA, Best Insurance LLC provides residential disability insurance services to area homeowners seeking to protect their income. The agency also structures commercial coverage for small and medium-sized businesses throughout the region, ensuring that local professionals have a safety net against potential lost wages. Claimants can expect straightforward guidance during the initial application process, with the agency offering follow-up support to adjust coverage as circumstances change between regular policy reviews.
Ayres Insurance Agency, Inc. serves the King of Prussia area by helping individuals secure income protection against illness or injury. As a disability insurance agent, the company specializes in policies that replace lost wages when a client cannot work due to a medical condition. Its work addresses the specific gaps left by standard health coverage. The agency can advise professionals across many commercial sectors, including offices, warehouses, and food service.
The Biddle Insurance Group & Consultants, LLC of King of Prussia, PA is known for helping local professionals choose disability income protection policies that match their specific financial needs. The agency’s service range includes guidance on group long-term disability plans and individual coverage options, working with high-income earners who need additional replacement income. Personal finance specialists often rely on these agents to explain policy features during benefits enrollment. A specialty service the company can add on is residual disability protection for partial loss of earnings.
What Does a a Disability Insurance Agent in King of Prussia Cost?
Disability insurance agent services in Pennsylvania typically cost no upfront fee because agents earn commissions from insurers. Policy premiums range from 1% to 3% of your annual income, or about $50 to $200 per month for a 35 year old earning $60,000 per year. Costs vary based on age, health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in King of Prussia
Disability insurance agents in King of Prussia, Pennsylvania help individuals and businesses secure income protection. Pennsylvania law requires certain employer-provided disability benefits under the Pennsylvania Workers Compensation Act. Local agents can guide you through policy options and state-specific requirements.
Frequently Asked Questions
What does a disability insurance agent in King of Prussia do?
A disability insurance agent helps you compare policies, understand coverage limits, and file claims. They work with multiple carriers to find a plan that fits your needs and budget.
How do Pennsylvania disability insurance laws affect my policy?
Pennsylvania does not mandate private disability insurance, but employers with 50 or more workers must provide temporary disability benefits under state law. An agent can explain how these rules interact with your private policy.
What is the typical claims process for disability insurance in Pennsylvania?
You must submit proof of disability and medical records to your insurer. Pennsylvania law gives insurers 45 days to make a decision on your claim. If denied, you have the right to appeal within 180 days.
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