The top-rated disability insurance agent in Monroeville, Pennsylvania is American Select Insurance Brokers Inc., rated 4.9 stars across 83 reviews. Other highly rated options include Verrico Insurance LLC, Jo Snider: Allstate Insurance, Century Insurance Consultants. This directory lists 18 disability insurance agents serving Monroeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | American Select Insurance Brokers Inc. | 4099 William Penn Hwy #507 | (800) 528-6610 |
| 2 | Verrico Insurance LLC | 3824 Northern Pike #450 | (412) 856-5850 |
| 3 | Jo Snider: Allstate Insurance | 2651 Monroeville Blvd | (412) 372-2400 |
| 4 | Century Insurance Consultants | 111 Whitehead Ln #400 | (412) 373-5454 |
| 5 | Comprehensive Assurance | 2828 Broadway Blvd # 1 | (412) 825-6000 |
| 6 | Highmark Direct Health Insurance Store | 4008 William Penn Hwy | (412) 544-5420 |
| 7 | Remaley Insurance Inc | 4106 Monroeville Blvd | (412) 374-0900 |
| 8 | Farmers Insurance - Steven Gazda | 4035 William Penn Hwy | (724) 327-9000 |
| 9 | Waters Insurance LLC | 200 Mall Cir Dr Suite 200A | (412) 573-0079 |
| 10 | Contemporary Insurance Agency | 109 Windsor Ct | (412) 372-4300 |
American Select Insurance Brokers Inc., serving Monroeville and the surrounding Allegheny County area, functions as a disability insurance agent. The company works to connect local professionals and individuals with appropriate coverage plans. It focuses on explaining the distinct features of short-term and long-term disability policies to help clients understand benefit periods and elimination periods. The agency also assists self-employed residents in evaluating individual income protection policies that could replace lost wages during an illness or injury.
Verrico Insurance LLC serves homeowners, renters, and small business owners in Monroeville, Pennsylvania, by providing disability insurance agent services. The agency assists clients in evaluating their income protection needs and navigating policy options designed to replace a portion of earnings if an illness or injury prevents them from working. It also educates customers on the differences between short-term and long-term disability coverage, helping them select appropriate plans based on their personal or business circumstances. The agency additionally covers the greater Pittsburgh metro area, including nearby communities such as Plum.
Jo Snider: Allstate Insurance provides disability insurance agent services to individuals and businesses in the Monroeville area, offering guidance on policies that replace lost income due to injury or illness. The agency assists clients in understanding coverage options and maintaining their plans through regular policy reviews and claims support. It also helps adjust coverage as life circumstances change. Its services cover single-family homes, apartments, retail establishments, and restaurants.
Century Insurance Consultants serves Monroeville, Pennsylvania, and the surrounding communities in the greater Pittsburgh area. It handles disability insurance, a specialty that protects an individual’s income if an illness or injury prevents them from working. The agency focuses on understanding each client’s occupation and specific lifestyle needs to match them with appropriate coverage options. To carry out a typical job, it reviews policy details and potential benefit structures through a straightforward, consultation-based process.
Comprehensive Assurance, located in Monroeville, PA, offers both one-time consultations and recurring service plans for disability insurance needs. A one-time appointment helps clients evaluate a single policy, while ongoing support provides periodic reviews as circumstances change. Their coverage assessments focus on protecting income against potential illness or injury, tailored to local employment conditions. This agent serves clients in the Monroeville area on a scheduled basis, with the option to arrange as-needed visits for updated policy evaluations.
Highmark Direct Health Insurance Store in Monroeville, PA, offers disability insurance agent services specializing in policies that replace lost income after an injury or illness. It guides residents through application processes for both short-term and long-term disability coverage. Clients can expect help evaluating policy options to suit their employment situations and individual needs. In the region around Monroeville, where winter weather can cause debilitating slips and falls, the store assists workers concerned about potential recovery periods off the job.
Winter in southwestern Pennsylvania often brings a heightened awareness of financial security, as residents consider how an unexpected injury might affect their income. In Monroeville, Remaley Insurance Inc provides local guidance on disability insurance agent services, helping working individuals understand how a policy can replace a portion of lost wages during recovery from illness or accident. The process begins with an initial assessment of current earnings and job responsibilities to determine appropriate coverage options.
Farmers Insurance - Steven Gazda serves residential disability insurance clients in Monroeville, PA, also offering commercial coverage options for area businesses. The agency helps individuals and employers understand policy details and claim processes for income protection. Its local presence allows convenient consultations and straightforward service across the surrounding region. Agents return for follow-up assistance between regular visits to address any changes or questions about existing policies.
Waters Insurance LLC in Monroeville, PA, is known for connecting local professionals with disability insurance policies that protect their income. The agency serves individuals seeking personal coverage as well as businesses looking to safeguard their teams. Agents guide clients through the process of choosing policies that replace lost wages during illness or injury. A specialty service offered includes helping applicants navigate medical underwriting requirements to secure approval for tailored protection.
Contemporary Insurance Agency provides services related to disability insurance to individuals and businesses in the Monroeville, Pennsylvania area. The company focuses on helping clients secure coverage that can replace a portion of income if illness or injury prevents work, often adding specific policy features such as own-occupation or residual benefit riders. It serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Monroeville Cost?
The cost of disability insurance in Pennsylvania typically ranges from 1% to 3% of your annual income. For a 35-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Factors like age, health, occupation, and benefit amount affect the premium. This is general information and not insurance advice.
About disability insurance agents in Monroeville
Disability insurance agents in Monroeville, Pennsylvania help residents and workers find coverage that protects income if injury or illness prevents work. Pennsylvania law requires certain employers to provide group disability benefits, but individual policies are also available. Agents can explain how state regulations and policy terms affect your coverage options.
Frequently Asked Questions
What does a disability insurance agent in Monroeville do?
A disability insurance agent helps you compare policies from different carriers, explains benefit periods and elimination periods, and assists with filing claims. They can also clarify how Pennsylvania state laws affect your coverage, such as the requirement for employers with 50 or more employees to offer short-term disability under certain circumstances.
How long does it take to get disability benefits in Pennsylvania?
The time to receive benefits depends on the policy elimination period, which is often 30 to 90 days. After you file a claim, the insurance company has up to 45 days to make a decision under Pennsylvania insurance regulations. If more time is needed, they must notify you in writing.
Can I buy disability insurance on my own in Monroeville?
Yes, you can purchase individual disability insurance directly from an agent or through a private carrier. Pennsylvania does not require you to have employer coverage to buy a policy. An agent can help you choose a plan that fits your occupation and income needs.
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