The top-rated disability insurance agent in Media, Pennsylvania is Jim Little - State Farm Insurance Agent, rated 4.9 stars across 198 reviews. Other highly rated options include Risk Averse Insurance, Montgomery Insurance Services, Comparion Insurance Agency. This directory lists 10 disability insurance agents serving Media.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Little - State Farm Insurance Agent | 4 N Pennell Rd | (484) 800-8977 |
| 2 | Risk Averse Insurance | 594 S New Middletown Rd | (610) 335-1139 |
| 3 | Montgomery Insurance Services | 330 W State St | (610) 565-8280 |
| 4 | Comparion Insurance Agency | 2 W Baltimore Ave #300 | (610) 548-7150 |
| 5 | Monica Perkins: Allstate Insurance | 941 N Providence Rd | (610) 494-2288 |
| 6 | Benner Insurance Solutions | 15 E Front St 1st Floor | (610) 424-3001 |
| 7 | Gilchrist Insurance Group | 32 E Front St Floor #1 | (610) 566-9229 |
| 8 | James P. Ward Jr.: Allstate Insurance | 941 N Providence Rd | (610) 325-5800 |
| 9 | Paragon Insurance Group | 1 W 3rd St | (610) 914-2577 |
| 10 | Disability Gurus | 200 E State St | (855) 200-9550 |
Jim Little - State Farm Insurance Agent serves Delaware County and the surrounding areas of Media, Pennsylvania. This local agency provides disability insurance agent services, helping individuals protect their income in the event of an injury or illness. Policies offered can replace a significant portion of lost earnings during recovery. The agency assists clients in understanding coverage options that fit personal or business needs. It handles short-term and long-term disability insurance, planning for income protection from unexpected medical situations.
Risk Averse Insurance in Media, Pennsylvania provides coverage evaluation and claims assistance for disability insurance policies. Its team helps individuals understand policy terms, review existing coverage gaps, and file necessary paperwork when claims arise. Ongoing service includes updating beneficiaries and explaining changes in policy provisions over time. The agency also offers initial consultations to assess a client’s need for short- or long-term disability protection. This assistance is available to professionals working from single-family homes, occupants of apartments, operators of retail shops, and owners of local restaurants.
Montgomery Insurance Services serves homeowners, businesses, and property managers in Media, Pennsylvania. The agency provides disability insurance agent services, helping clients secure income protection plans that replace a portion of earnings if an injury or illness prevents them from working. Such policies can be tailored to cover short-term or long-term needs, allowing individuals and firms to maintain financial stability during recovery. The office also assists residents and commercial clients in the greater Philadelphia metropolitan area, including nearby Swarthmore.
Comparion Insurance Agency in Media, Pennsylvania offers specialized disability insurance agent services, helping clients select coverage that protects income in case of injury or illness. The agency provides tailored guidance on policy options, ensuring individuals understand benefit terms and waiting periods. Disability insurance is particularly important during seasonal employment shifts or for those entering physically demanding summer work, when the risk of incapacitating accidents may be higher.
Serving Media, Pennsylvania, and the surrounding Delaware County communities, Monica Perkins: Allstate Insurance handles disability insurance for local residents. This type of coverage helps replace a portion of income if an illness or injury prevents a person from working. Working with individuals, the agency reviews each client’s employment situation and income needs to determine a suitable policy. To manage a typical case, it first evaluates the customer’s current financial obligations and occupation risks before selecting a coverage plan that fits their budget and provides needed protection.
Benner Insurance Solutions in Media, PA offers both one-time policy evaluations and recurring service options to address ongoing coverage adjustments. Their work focuses on helping local professionals secure disability insurance that replaces income during illness or injury. They assess individual needs to recommend suitable plans from various carriers. Policyholders may return for periodic plan reviews as life circumstances change. Service runs on an as-needed basis, allowing clients to schedule appointments only when reassessment of their current coverage becomes necessary.
Gilchrist Insurance Group in Media, PA specializes in disability insurance policies that replace income if illness or injury prevents work. The agency assists clients throughout the selection and application process, matching coverage to individual occupations and financial needs. In this region, it helps people understand policy details such as elimination periods and benefit durations. The company is particularly useful to consult during open enrollment periods, when workers review employer benefits and often need to bridge gaps with supplemental private coverage.
With spring often bringing career changes and new business ventures across the Delaware Valley, James P. Ward Jr.: Allstate Insurance in Media helps individuals explore their disability income protection needs. A disability insurance agent guides clients through understanding how a sudden illness or injury could affect their earnings and financial responsibilities. The process typically begins with reviewing a client’s current employment benefits to identify coverage gaps. An initial consultation then assesses each person’s occupation and budget to project potential monthly benefits.
As a local disability insurance agent, Paragon Insurance Group works with individuals and businesses in Media, PA to secure income protection in case of illness or injury. The company evaluates standard plans and also arranges specialty add-ons such as own-occupation coverage to match a client’s specific job duties. Paragon Insurance Group serves numerous commercial sectors, including professional offices, warehouses, and food service operations.
Disability Gurus serves residents of Media, Pennsylvania, guiding them through individual disability insurance policies to protect their income. Commercial coverage for local businesses is also available, helping employers secure benefits for their teams. The agents assist clients throughout the greater Media area and surrounding Delaware County communities. They ensure policies are reviewed and updated as needed during each scheduled visit, following up promptly to address any changes in coverage requirements before the next regular appointment.
What Does a a Disability Insurance Agent in Media Cost?
The cost of disability insurance in Pennsylvania varies based on age, occupation, health, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40 year old office worker might pay $100 to $300 per month for a policy that covers 60% of income. Costs are higher for high risk occupations or longer benefit periods. This is general information, not insurance advice.
About disability insurance agents in Media
Disability insurance agents in Media, Pennsylvania help individuals and businesses find coverage that meets their needs. Pennsylvania law requires certain disability policies to include specific provisions, such as a grace period and reinstatement rights. A local agent can explain how these rules apply to your situation and help you compare policies from different carriers.
Frequently Asked Questions
What does a disability insurance agent in Media do?
A disability insurance agent helps you find a policy that fits your budget and occupation. They explain policy terms, compare quotes from multiple insurers, and assist with the application process. In Pennsylvania, agents must be licensed by the state Insurance Department.
How do I choose a disability insurance agent in Media?
Look for an agent with experience in disability coverage and knowledge of Pennsylvania insurance laws. Ask about the insurers they represent and how they handle claims. You can verify an agents license through the Pennsylvania Insurance Department website.
What Pennsylvania laws affect disability insurance policies?
Pennsylvania law requires disability policies to include a 30 day grace period and a clause allowing the policyholder to reinstate lapsed coverage under certain conditions. The law also prohibits unfair claims practices and sets time limits for claim decisions. An agent can explain how these rules apply to your policy.
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