The top-rated disability insurance agent in Lancaster, Pennsylvania is Bagnall Shaw Insurance, rated 4.7 stars across 383 reviews. Other highly rated options include Susquehanna Insurance, Red Rose Insurance, Gebhard Insurance LLC. This directory lists 31 disability insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bagnall Shaw Insurance | 401 W Orange St | (717) 431-8383 |
| 2 | Susquehanna Insurance | 650 Delp Rd | (717) 290-7780 |
| 3 | Red Rose Insurance | 100 S Queen St Ste 226 | (717) 690-0971 |
| 4 | Gebhard Insurance LLC | 90 Willow Valley Square | (717) 930-2085 |
| 5 | Eagle One Insurance Agency | 2173 Embassy Dr | — |
| 6 | Element | Insurance Agency - Lancaster | 617B N Prince St #200 | (717) 397-4729 |
| 7 | Hinkle Insurance Agency - Erie Insurance | 705 Olde Hickory Rd | (717) 560-9733 |
| 8 | EHD Insurance | 1857 William Penn Way | (717) 394-5681 |
| 9 | DeverCare Insurance Group | 2127 New Holland Pike | (717) 392-6888 |
| 10 | Senior Solutions of PA | 9 Meadow Ln | (717) 824-4719 |
Bagnall Shaw Insurance serves the Lancaster, Pennsylvania metro area as a disability insurance agent. It specializes in helping local professionals and business owners secure coverage that protects their income during illness or injury. The company assists clients in navigating both short-term and long-term disability policies. These plans are tailored to replace a portion of earnings when one cannot work. Key services include individual disability income policies and group disability plans for local employers.
Susquehanna Insurance provides disability insurance services to clients in the Lancaster, PA area, including policy evaluation and claims assistance. Its service plans involve helping individuals understand their coverage options for protecting income during illness or injury, ensuring consistent support through the application and review process. The company works with a variety of property owners and tenants, serving those with single-family homes, apartments, retail spaces, and restaurants.
Red Rose Insurance serves local homeowners, businesses, and property managers in the Lancaster, Pennsylvania area, helping them secure disability insurance coverage to protect income in the event of illness or injury. The agency works with clients to assess individual and commercial needs, guiding them through available policy options from a range of insurers. It also provides ongoing support for claims and policy adjustments as circumstances change. Its service area extends into nearby Ephrata to the north.
For local residents who may require a single policy consultation or ongoing support as their needs evolve, Gebhard Insurance LLC simplifies the decision between one-time advice and recurring service. The firm specializes in disability insurance agent work in Lancaster, PA, helping clients understand coverage options that replace lost income if illness or injury prevents work. All guidance focuses on tailoring protection to individual situations. Service is available on a one-time, scheduled, or as-needed basis to match each client’s preference.
Element Insurance Agency - Lancaster serves Lancaster, Pennsylvania, and the surrounding communities. It handles disability insurance coverage for local residents seeking to protect their income from unforeseen medical conditions or injuries. The agency works with individuals to explain the various types of disability policies available in the area. A typical job for the agent involves assessing a client’s current employment situation and income needs, then comparing policy options to find a suitable fit for their circumstances.
As Lancaster residents prepare for the changing seasons and the increased need for financial protection, Hinkle Insurance Agency - Erie Insurance offers tailored disability insurance coverage in Lancaster, PA. The agency helps clients understand how disability insurance can replace lost income during an illness or injury that prevents work. Each policy is explained clearly, focusing on the specific benefits and waiting periods that meet individual needs and budgets. The process begins with a thorough initial assessment of current coverage and potential gaps.
EHD Insurance operates as a disability insurance agent based in Lancaster, PA. The company guides individuals and businesses through the process of selecting income protection policies and plans for long-term coverage needs. Its specialty work involves customizing disability protection options to fit specific risk profiles and financial situations. EHD Insurance helps clients plan for coverage gaps that may arise from illness or injury. It serves commercial sectors including offices, warehouses, and food service operations.
DeverCare Insurance Group, based in Lancaster, PA, serves local residents seeking personal disability income protection to safeguard their ability to earn a living. The agency also assists businesses in Lancaster County with group disability insurance plans, ensuring employee coverage for injuries or illnesses that prevent work. Their professional team helps clients understand policy terms and options for both short-term and long-term needs. Clients often return for policy reviews between regular visits to adjust coverage as personal or business circumstances evolve.
Senior Solutions of PA is known for helping individuals in Lancaster navigate the complexities of disability insurance to protect their income. The agency works with local professionals and families to assess coverage needs and compare policy options from major carriers. Its service range includes support for short-term and long-term disability plans. As a specialty service, the agency can assist clients in reviewing existing employer-offered policies for potential gaps in coverage.
What Does a a Disability Insurance Agent in Lancaster Cost?
Typical costs for disability insurance in Pennsylvania range from 1% to 3% of your annual income for a policy. For a 40 year old earning 60,000 per year a policy might cost 600 to 1,800 annually. Premiums vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Lancaster
Disability insurance agents in Lancaster Pennsylvania help individuals and businesses secure income protection policies. Agents can guide you through Pennsylvania state regulations including the 90 day waiting period for state disability benefits. Working with a local agent ensures you understand policy terms and exclusions specific to your occupation.
Frequently Asked Questions
What does a disability insurance agent in Lancaster do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and own occupation definitions. Agents also assist with policy applications and can advise on riders like residual disability benefits.
Is disability insurance required by law in Pennsylvania?
No, Pennsylvania does not require private disability insurance. However, employers with a paid family and medical leave program may offer coverage. Some professionals like doctors or lawyers often purchase individual policies to protect their income.
How long do I have to file a disability claim in Pennsylvania?
Most private policies require you to file a claim within 30 to 90 days of becoming disabled. Pennsylvania law gives you up to 3 years to file a lawsuit for breach of contract if a claim is denied. Always check your specific policy for exact deadlines.
Disability Insurance Agents in Other Pennsylvania Cities
Allentown · Belle Vernon · Bensalem · Bethlehem · Blue Bell · Collegeville · Cranberry Twp · Easton · Erie · Exton · Harrisburg · Havertown · Hershey · Horsham · Huntingdon Valley