The top-rated disability insurance agent in Yonkers, New York is Consuelo Santiago-Martinez - State Farm Insurance Agent, rated 4.9 stars across 633 reviews. Other highly rated options include Victoria Anderson - State Farm Insurance Agent, Gladys Quinones - State Farm Insurance Agent, Christian Frias: Allstate Insurance. This directory lists 19 disability insurance agents serving Yonkers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Consuelo Santiago-Martinez - State Farm Insurance Agent | 777 Central Park Ave | (914) 327-2954 |
| 2 | Victoria Anderson - State Farm Insurance Agent | 733 Yonkers Ave Suite 304 | (914) 349-9600 |
| 3 | Gladys Quinones - State Farm Insurance Agent | 54 Warburton Ave | (914) 207-8818 |
| 4 | Christian Frias: Allstate Insurance | 635 McLean Ave | (718) 879-8551 |
| 5 | David H. Cohen: Allstate Insurance | 2042 Central Park Ave | (914) 961-8844 |
| 6 | Farmers Insurance - Richard Arana Agency | 215 Nepperhan Ave | (914) 613-9200 |
| 7 | JWI Group, Inc | 125 Corporate Blvd Ste 304 | (914) 968-1344 |
| 8 | DC Ranieri Insurance Agency | 457 Palmer Rd | (914) 376-2560 |
| 9 | A. Ivette Ledesma: Allstate Insurance | 641 Yonkers Ave | (914) 423-3100 |
| 10 | Multi Line Insurance Agency | 800 Yonkers Ave | (914) 961-6666 |
Consuelo Santiago-Martinez - State Farm Insurance Agent serves the Yonkers, New York metro area, offering disability insurance coverage to local residents. As a local disability insurance agent, the business helps individuals understand policy options that provide income protection during illness or injury. This involves assessing clients' needs to recommend plans that cover a portion of lost wages. The agency particularly handles short-term disability insurance for recovery periods and long-term disability insurance for extended time away from work.
Victoria Anderson - State Farm Insurance Agent in Yonkers, NY, provides disability insurance agent services to local residents and businesses. The agency offers guidance on individual disability income policies that can help replace lost wages due to illness or injury, along with regular policy reviews and claim support. Their maintenance plans include annual assessments to adjust coverage for changing needs and life events. The company serves single-family homes, apartments, retail stores, and restaurants throughout the Yonkers area.
Gladys Quinones, a disability insurance agent in Yonkers, New York, serves local homeowners, renters, and small business owners. Her work focuses on helping clients understand the financial protection disability insurance can provide if an illness or injury prevents them from working. She assists individuals and families in Yonkers with selecting appropriate coverage options tailored to their needs, emphasizing income replacement and long-term security. Her services also extend to clients in neighboring communities throughout Westchester County, including nearby towns such as Mount Vernon and New Rochelle.
Christian Frias: Allstate Insurance serves the Yonkers, New York area and surrounding Westchester County communities as a local disability insurance agent. The agency assists individuals in securing income protection for unexpected injuries or illnesses that prevent them from working. Coverage options are thoroughly explained to ensure clients understand benefit terms and eligibility requirements. The typical process involves an initial consultation to assess personal financial needs and employment circumstances, followed by a comparison of suitable policy structures designed for long-term security.
Clients seeking disability insurance through David H. Cohen’s Allstate Insurance agency in Yonkers, NY may choose between a one-time policy purchase or a recurring service plan for ongoing policy reviews and updates. Coverage options help protect a portion of earned income if illness or injury prevents work, supporting financial stability during recovery. The agency provides guidance on policy features and eligibility requirements. Service runs on an as-needed basis, allowing clients to request consultations and policy adjustments when their personal circumstances or financial situations change.
As a disability insurance agent in Yonkers, New York, Farmers Insurance - Richard Arana Agency helps clients secure coverage that replaces a portion of income if illness or injury prevents work. The agency guides individuals through policy options designed to protect earnings and meet long-term financial needs. These services assist employees and self-employed residents in maintaining stability during recovery. It is especially useful to review coverage before flu season or during physical job changes that may increase accident risk.
As the seasons change and local employment patterns shift in Yonkers, many workers begin to consider how a sudden illness or injury might affect their income. JWI Group, Inc responds to this need by guiding clients through the process of securing disability insurance that helps replace lost wages during recovery. The agent evaluates each individual's occupation and household budget to recommend appropriate coverage. The initial step involves a straightforward interview to review current earnings and any existing employer benefits before proceeding with an application.
DC Ranieri Insurance Agency operates in Yonkers, New York, as a disability insurance agent, helping residents explore coverage options to protect income during illness or injury. Its work focuses on evaluating individual policy choices that offset a portion of lost earnings when a medical condition prevents employment. The agency serves a range of commercial environments in the local area, including professional offices that rely on salaried staff, warehouses with physically demanding roles, and food service establishments where turn operations depend on employee presence.
A. Ivette Ledesma: Allstate Insurance is a disability insurance agent serving clients throughout the Yonkers, NY area. The agency helps individuals and business owners select policies that replace a portion of lost income due to illness or injury. Coverage options include short-term and long-term disability plans designed to protect personal finances during recovery. As a local advisor, the agency provides guidance on navigating the policy application process. It can also offer add-on riders for cost-of-living adjustments to keep benefit amounts in step with inflation.
Multi Line Insurance Agency serves residential clients in Yonkers, NY, by helping them secure disability insurance that provides income protection when illness or injury prevents work. The agency also assists commercial policyholders in the area with business-specific disability coverage options. Their services help local professionals and families find policies suited to individual needs. They remain available for follow-up consultations and policy adjustments between regular visits, ensuring ongoing support as circumstances change.
What Does a a Disability Insurance Agent in Yonkers Cost?
Disability insurance premiums in New York typically range from 1% to 3% of your annual income for individual policies. For group plans costs may be lower often between 0.5% and 2% of payroll. Factors like age health occupation and benefit amount affect the price. This is general information not insurance advice.
About disability insurance agents in Yonkers
Disability insurance agents in Yonkers New York help individuals and businesses secure income protection policies. New York state law requires certain employers to provide statutory short-term disability benefits through the New York Disability Benefits Law. An agent can guide you through policy options including individual coverage or group plans that comply with state requirements.
Frequently Asked Questions
What does a disability insurance agent in Yonkers do?
A disability insurance agent helps you compare policies from different insurers. They explain coverage limits waiting periods and benefit durations. Agents also assist with filing claims and understanding New York specific rules like the 26 week maximum for statutory benefits.
Is disability insurance required in New York?
New York law does not require individuals to have disability insurance. However employers with at least one employee must provide statutory short-term disability benefits under the New York Disability Benefits Law. An agent can help you understand if you need additional private coverage.
How do I choose a disability insurance agent in Yonkers?
Look for an agent licensed in New York with experience in disability policies. Ask about their familiarity with New York state regulations and the local insurance market. Check their reputation with the New York State Department of Financial Services.
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