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Find Disability Insurance Agents in Amherst, NY

Browse disability insurance agents serving Amherst, New York. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Amherst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 disability insurance agents in Amherst, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elmwood Agency
90 Bryant Woods S #100, Amherst, NY 14228
(716) 206-3706 elmwoodagency.com
Butterson Agency, Inc
586 N French Rd # 4, Amherst, NY 14228
(716) 636-8815 buttersonagency.com
Frank M Ventry LLC
2153 Niagara Falls Blvd Suite 3, Amherst, NY 14228
(716) 957-3520 erieinsurance.com
Gallagher Insurance, Risk Management & Consulting
90A John Muir Dr, Amherst, NY 14228
(716) 688-5600 assuredpartners.com
Arrow Insurance LLC
3622-3636 Sheridan Dr, Amherst, NY 14226
(716) 351-4481
Lifecare Insurance NY
4330 Maple Rd, Amherst, NY 14226
(716) 217-5142
Starlight Insurance NY
656 Millersport Hwy, Amherst, NY 14226
(716) 344-8529
Gimeli Hanna Insurance Agency
215 Kings Hwy, Amherst, NY 14226
(716) 998-8479 gimelihannainsuranceagency.com
Youngers Insurance Agency
501 John James Audubon Pkwy Ste. 102, Amherst, NY 14228
(716) 838-4480
NAC Insurance Agency
2277 Niagara Falls Blvd, Amherst, NY 14228
(716) 235-5910 nacinsuranceagency.com

A disability insurance agent in Amherst New York can help you find a policy that protects your income if you become unable to work. New York State requires employers to provide short-term disability coverage through the Disability Benefits Law. An agent can explain how this state-mandated plan works and help you find additional private coverage for long-term needs.

What Does a Disability Insurance Agent in Amherst Cost?

Costs for disability insurance in New York vary based on age, health, occupation, and benefit level. A typical individual policy might cost 1% to 3% of your annual income. For example, a 40-year-old earning $60,000 per year might pay $50 to $150 per month. Group plans through employers are often cheaper. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Amherst do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They do not process claims but can guide you on how to file one.
Does New York require employers to offer disability insurance?
Yes, New York State requires most employers to provide short-term disability insurance under the Disability Benefits Law. This covers off-the-job injuries and illnesses. An agent can help you understand if your employer plan is adequate.
How long do New York disability benefits last under state law?
New York State short-term disability benefits last up to 26 weeks in a 52-week period. The weekly benefit is a percentage of your average weekly wage. Private policies can extend coverage for years.