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Find Disability Insurance Agents Near You in Amherst, NY

Browse disability insurance agents serving Amherst, New York. Updated 2026-07-14.

The top-rated disability insurance agent in Amherst, New York is Elmwood Agency, rated 5.0 stars across 395 reviews. Other highly rated options include Butterson Agency, Inc, Frank M Ventry LLC, Gallagher Insurance, Risk Management & Consulting. This directory lists 10 disability insurance agents serving Amherst.

Showing 10 disability insurance agents in Amherst, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Elmwood Agency90 Bryant Woods S #100(716) 206-3706
2Butterson Agency, Inc586 N French Rd # 4(716) 636-8815
3Frank M Ventry LLC2153 Niagara Falls Blvd Suite 3(716) 957-3520
4Gallagher Insurance, Risk Management & Consulting90A John Muir Dr(716) 688-5600
5Arrow Insurance LLC3622-3636 Sheridan Dr(716) 351-4481
6Lifecare Insurance NY4330 Maple Rd(716) 217-5142
7Starlight Insurance NY656 Millersport Hwy(716) 344-8529
8Gimeli Hanna Insurance Agency215 Kings Hwy(716) 998-8479
9Youngers Insurance Agency501 John James Audubon Pkwy Ste. 102(716) 838-4480
10NAC Insurance Agency2277 Niagara Falls Blvd(716) 235-5910
EA
90 Bryant Woods S #100
Elmwood Agency
Disability Insurance Agent · Amherst, NY

Elmwood Agency serves the Amherst, New York area as a disability insurance agent. The company assists local professionals in securing policies that replace a portion of income if an illness or injury prevents them from working. These plans are structured to provide financial protection during recovery periods. The agency works with individuals to evaluate policy options and coverage limits suited to their occupations. Elmwood Agency specifically handles short-term disability insurance and long-term disability insurance for residents of Erie County.

BA
586 N French Rd # 4
Butterson Agency, Inc
Disability Insurance Agent · Amherst, NY

Butterson Agency, Inc. provides disability insurance services to individuals and businesses throughout the Amherst, NY area. Its agents work with clients to develop plans that protect income against unexpected illness or injury. The agency offers ongoing support to review policy benefits, adjust coverage as needs change, and assist with claims filing. It also provides educational consultations to help professionals understand their options under employer-based or individual plans. The agency serves a range of properties and client types, including single-family homes, apartments, retail, and restaurants.

FM
2153 Niagara Falls Blvd Suite 3
Frank M Ventry LLC
Disability Insurance Agent · Amherst, NY

Serving homeowners, business owners, and professionals in Amherst, New York, Frank M Ventry LLC provides disability insurance agent services. These services help clients protect their income by arranging coverage policies that pay benefits if a person becomes unable to work due to illness or injury. The company assists with policy selection, enrollment, and claims support, working to match individual coverage needs with suitable plans. It also serves clients in the surrounding Buffalo-Niagara Falls metropolitan area.

GI
90A John Muir Dr
Gallagher Insurance, Risk Management & Consulting
Disability Insurance Agent · Amherst, NY

Serving the Amherst area and surrounding communities in Erie County, Gallagher Insurance, Risk Management & Consulting handles disability insurance for local clients. It helps individuals and businesses assess needs for income protection in the event of illness or injury. The company works to simplify policy options and coordinate coverage details. It generally approaches each job by first reviewing a client’s current situation and then comparing plan features to identify a suitable match. It then guides the client through the application process to secure the appropriate policy.

AI
3622-3636 Sheridan Dr
Arrow Insurance LLC
Disability Insurance Agent · Amherst, NY

For clients who require a single consultation to adjust their policy mix, Arrow Insurance LLC in Amherst, NY provides one-time service, while those needing ongoing management of changing health or income can opt for recurring support. The agency guides individuals through long-term and short-term disability coverage, explaining how each plan protects income if illness or injury prevents work. Service runs on a one-time, scheduled, or as-needed basis, depending on the complexity of each client’s employment situation and policy needs.

LI
4330 Maple Rd
Lifecare Insurance NY
Disability Insurance Agent · Amherst, NY

Lifecare Insurance NY specializes in disability income protection policies, guiding clients through the complexities of short-term and long-term coverage. Serving the Amherst, NY area, the agency works to explain how these plans replace a portion of lost wages due to illness or injury. A key concern it addresses is preparing for the financial impact of a sudden accident during winter sports or holiday travel, ensuring local residents have a safety net before the season begins.

SI
656 Millersport Hwy
Starlight Insurance NY
Disability Insurance Agent · Amherst, NY

Amherst residents facing an unexpected illness or injury often worry about protecting their income, and Starlight Insurance NY helps navigate this concern as a local disability insurance agent. The company assists individuals in exploring policy options that provide financial support during recovery periods, working from its Amherst base to serve the surrounding area. They begin by discussing personal coverage needs and guiding clients through an initial assessment of their potential eligibility and benefit structures.

GH
215 Kings Hwy
Gimeli Hanna Insurance Agency
Disability Insurance Agent · Amherst, NY

Gimeli Hanna Insurance Agency works with individuals and businesses in Amherst, NY, to provide income protection solutions. It specializes in disability insurance, helping clients safeguard their earnings against illness or injury. Policies are designed to replace a portion of lost salary during recovery periods. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service establishments.

YI
501 John James Audubon Pkwy Ste. 102
Youngers Insurance Agency
Disability Insurance Agent · Amherst, NY

Youngers Insurance Agency provides disability insurance services to residents in Amherst, New York. The agency also handles commercial disability coverage for local businesses throughout the surrounding area. Their work focuses on protecting clients’ income by offering policies that replace lost wages during illness or injury. Regular follow-up visits allow agents to review existing plans and adjust them as needs change, helping to ensure continued protection between annual meetings.

NI
2277 Niagara Falls Blvd
NAC Insurance Agency
Disability Insurance Agent · Amherst, NY

NAC Insurance Agency, located in Amherst, NY, is known for guiding individuals through the complexities of obtaining disability income protection. Its service range includes helping local workers secure financial safeguards for illnesses or injuries that prevent them from performing their jobs. The agency works with clients to customize coverage based on specific income needs and occupational hazards. As a specialty service, it can also assist with structuring policies that include an optional cost-of-living adjustment rider to help benefits keep pace with inflation over time.

What Does a a Disability Insurance Agent in Amherst Cost?

Costs for disability insurance in New York vary based on age, health, occupation, and benefit level. A typical individual policy might cost 1% to 3% of your annual income. For example, a 40-year-old earning $60,000 per year might pay $50 to $150 per month. Group plans through employers are often cheaper. This is general information and not insurance advice.

About disability insurance agents in Amherst

A disability insurance agent in Amherst New York can help you find a policy that protects your income if you become unable to work. New York State requires employers to provide short-term disability coverage through the Disability Benefits Law. An agent can explain how this state-mandated plan works and help you find additional private coverage for long-term needs.

Frequently Asked Questions

What does a disability insurance agent in Amherst do?

A disability insurance agent helps you compare policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They do not process claims but can guide you on how to file one.

Does New York require employers to offer disability insurance?

Yes, New York State requires most employers to provide short-term disability insurance under the Disability Benefits Law. This covers off-the-job injuries and illnesses. An agent can help you understand if your employer plan is adequate.

How long do New York disability benefits last under state law?

New York State short-term disability benefits last up to 26 weeks in a 52-week period. The weekly benefit is a percentage of your average weekly wage. Private policies can extend coverage for years.

Disability Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.