The top-rated disability insurance agent in Fairport, New York is Ryan Bush - State Farm Insurance Agent, rated 5.0 stars across 536 reviews. Other highly rated options include Alliance Group Insurance, Empire One Insurance Consultants, Fujimura Insurance Agency. This directory lists 13 disability insurance agents serving Fairport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Bush - State Farm Insurance Agent | 6605 Pittsford Palmyra Rd # E1 | (585) 485-0079 |
| 2 | Alliance Group Insurance | 1341 Fairport Rd | (585) 388-8001 |
| 3 | Empire One Insurance Consultants | 6605 Pittsford Palmyra Rd W1 | (585) 433-0000 |
| 4 | Fujimura Insurance Agency | 255 Fairport Village Landing | (585) 690-6983 |
| 5 | Kloss Agency- Insurance Solutions | 111 Parce Ave #19 | (585) 633-8792 |
| 6 | AG / Gaesser Agency, Inc. | 1220 Fairport Rd | (585) 381-0394 |
| 7 | JAC Insurance Agency LLC Formerly Gleichauf Agency/Nationwide Ins | 7700 Pittsford Palmyra Rd | (585) 465-1726 |
| 8 | Prime Business Solutions | 6 N Main St #150 | (585) 750-7462 |
| 9 | Slocum-Lauder Agency Inc | 6800 Pittsford Palmyra Rd #200 | (585) 223-0022 |
| 10 | Coyle & Associates / Coyle-Merz Agency,Inc. | 1341 Fairport Rd | (585) 727-2490 |
Ryan Bush - State Farm Insurance Agent serves the Fairport, New York area and offers disability insurance services to local residents and businesses. The agency helps clients secure coverage that provides income protection in the event of an injury or illness preventing them from working. Policies are designed to replace a portion of lost earnings during recovery periods. The office also assists with planning for both short-term and long-term disability needs.
Alliance Group Insurance provides disability insurance agent services to clients in Fairport, NY, focusing on helping individuals secure income protection policies. Its service plans include evaluating existing coverage, guiding clients through application processes, and assisting with claims management as needed. Maintenance plans involve periodic policy reviews to adjust benefits for changing health or career circumstances. The agency services single-family homes, apartments, retail businesses, and restaurants in the local area.
Empire One Insurance Consultants serves local homeowners, business owners, and self-employed professionals seeking protection against income loss due to injury or illness. The agency works with clients in Fairport to select disability policies tailored to individual occupational risks and financial needs. It assists with policy comparisons and the application process, helping ensure adequate coverage for long-term financial stability. The firm also serves clients throughout Monroe County, including the nearby community of Pittsford.
Serving Fairport, New York, and the surrounding Monroe County communities, Fujimura Insurance Agency handles applications for disability income protection. It works with both individual clients and local small businesses to evaluate their specific income security needs. The agency explains policy terms, such as elimination periods and benefit durations, in straightforward language. For a typical case, it gathers the client's occupation details and financial records, then surveys multiple carriers to present suitable plan options for comparison.
Kloss Agency- Insurance Solutions in Fairport, NY helps clients choose between a single disability policy for a specific need and ongoing coverage that adapts as circumstances change. They assist individuals in understanding how disability insurance protects income during illness or injury. This agency explains the differences between short-term and long-term plans available in the area. Their service runs on an as-needed basis, adapting to each client’s unique situation without requiring a fixed schedule.
Serving clients in the Fairport area, AG / Gaesser Agency, Inc. specializes in providing disability insurance solutions tailored to individual needs. It generally assists professionals and business owners in reviewing and securing income protection policies. The agency works to help clients understand policy terms, exclusions, and waiting periods to match their financial obligations. It can be especially helpful when a career transition, such as starting a new job or becoming self-employed, creates a need to reassess coverage.
In Fairport, NY, where seasonal work and local small businesses create fluctuating income streams, securing disability coverage becomes a practical concern. JAC Insurance Agency LLC responds by helping area residents understand their policy options and protect their earnings against unforeseen illness or injury. Formerly Gleichauf Agency/Nationwide Ins, this firm focuses on matching clients with suitable disability insurance plans. An initial consultation typically begins with a review of the individual’s current occupation and income level to assess coverage needs.
Prime Business Solutions provides financial protection strategies for individuals and families in Fairport, NY. The firm specializes in disability insurance agent services, helping clients secure income replacement policies for unexpected health issues or injury. They guide customers through policy options for partial or total disability coverage tailored to specific occupation risks. Their clientele includes professionals in local offices, workers in warehouse and distribution centers, and employees in food service establishments.
Slocum-Lauder Agency Inc in Fairport, NY is known for helping individuals and businesses protect their income against unexpected illnesses or injuries. The agency works with local professionals to identify policies that replace lost wages during recovery periods, offering personalized guidance through the often-complex application and underwriting process. A specialist can discuss how disability insurance can be integrated with existing employer benefits to fill crucial coverage gaps and ensure comprehensive financial protection for policyholders in the Fairport area.
What Does a a Disability Insurance Agent in Fairport Cost?
Disability insurance agent services in New York typically involve either a commission from the insurer or a flat fee. Commissions can range from 5% to 10% of the annual premium. For individual policies premiums often cost between $200 and $800 per month depending on age health and coverage amount. Costs vary by case. This is general information not insurance advice.
About disability insurance agents in Fairport
A disability insurance agent in Fairport New York can help you understand your policy options and file claims. New York requires insurers to provide clear policy summaries under Insurance Law Section 3216. Working with a local agent ensures you get guidance tailored to your needs and the Fairport community.
Frequently Asked Questions
What does a disability insurance agent in Fairport do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options and assist with claims. In New York agents must be licensed by the Department of Financial Services.
How do I choose a disability insurance agent in Fairport New York?
Look for an agent licensed in New York with experience in disability insurance. Check their reputation with local clients. You can verify a license through the New York Department of Financial Services website.
What New York laws affect disability insurance claims?
New York Insurance Law sets standards for claim handling and timelines. Insurers must respond to claims within 15 business days. If a claim is denied you have the right to appeal and request a written explanation.
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