The top-rated disability insurance agent in Bethpage, New York is Anthony Sposito - State Farm Insurance Agent, rated 4.9 stars across 187 reviews. Other highly rated options include James V Funaro Agency, Kathy Miraval - State Farm Insurance Agent, Scott Nachman: Allstate Insurance. This directory lists 10 disability insurance agents serving Bethpage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anthony Sposito - State Farm Insurance Agent | 4250 Hempstead Tpke Ste 23 | (516) 796-7900 |
| 2 | James V Funaro Agency | 4230 Hempstead Tpke #104 | (516) 204-7223 |
| 3 | Kathy Miraval - State Farm Insurance Agent | 326 Broadway | (516) 433-2929 |
| 4 | Scott Nachman: Allstate Insurance | 503A Stewart Ave | (516) 932-1000 |
| 5 | Stephen DeMaio: Allstate Insurance | 195 Park Ave | (516) 932-6262 |
| 6 | Jet Insurance Agency | 297 Broadway | (516) 893-1644 |
| 7 | Associated Insurance | 2 Carson St | (516) 822-3319 |
| 8 | Primus Insurance Agency Inc | 47 William St | (516) 225-2343 |
| 9 | EASTERN CLASSIC COVERAGE Insurance | 1055 Stewart Ave | (516) 320-8120 |
| 10 | The Koch-Glacken Agency A Division of Marshall & Sterling Insurance | 1211 Stewart Ave #201 | (516) 378-8000 |
Anthony Sposito - State Farm Insurance Agent serves the Bethpage, New York, area and the broader Nassau County region. This agency provides disability insurance agent services to local residents and small business owners. Policies are designed to protect a portion of earned income if an illness or injury prevents the policyholder from working. The agency also addresses individual disability coverage for professionals who need to secure their personal income streams. Services additionally include group disability plans for local businesses seeking employee benefits.
James V Funaro Agency, based in Bethpage, NY, provides individual disability insurance consultations and policy placement services, helping clients secure income protection. Its offerings include initial needs assessments and ongoing policy reviews to adapt coverage as circumstances change. The agency serves professionals and business owners throughout the local area, assisting with both short-term and long-term disability options. It works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Kathy Miraval - State Farm Insurance Agent serves homeowners, renters, and local business owners in the Bethpage area by offering disability insurance designed to replace a portion of lost income if an illness or injury prevents them from working. Policies are tailored to individual occupations and income levels, providing financial protection during recovery. The agency also helps farmers secure coverage for their operations. In addition to clients in Bethpage, the agent works with residents and small businesses in nearby Levittown.
Scott Nachman: Allstate Insurance in Bethpage, NY, provides specialized disability insurance agency services, focusing on helping individuals secure coverage to replace lost income during illness or injury. The agency serves local professionals, small business owners, and residents by guiding them through policy options for long-term or short-term needs. This includes evaluating how existing employer benefits might supplement an individual disability plan. As winter approaches, the agency is particularly helpful for addressing coverage concerns related to seasonal risks or recovery from common cold-weather incidents that may disrupt work.
Stephen DeMaio: Allstate Insurance serves the Bethpage, New York area and its surrounding Long Island communities, providing disability insurance agent services. The company handles disability insurance policies designed to help protect clients’ income if they become unable to work due to illness or injury. Based in the local market, this agency works to assess each individual’s coverage needs and financial situation. To complete a typical policy placement, it follows a process of reviewing existing income sources and comparing plan options to match client requirements.
Jet Insurance Agency in Bethpage, NY often works with clients who need a single, short-term disability policy for one procedure, and also assists those seeking recurring coverage for ongoing income protection. The agency helps individuals and small businesses understand how personal disability insurance can replace lost wages during illness or injury, ensuring financial stability. Unlike a one-time consultation, service typically runs on an as-needed basis, allowing clients to adjust their plans as their circumstances change.
As the seasons change and residents of Bethpage review their financial safeguards, many seek coverage for income loss due to illness or injury. Associated Insurance in Bethpage, NY serves this need by offering disability insurance agent services. Their work involves explaining policy features and comparing options to protect earnings. They guide clients through the selection process for suitable coverage. The initial step in their process is a personal consultation to review current circumstances and explore assessment needs.
Primus Insurance Agency Inc works with individuals in Bethpage to secure financial protection through specialized disability coverage. This local firm helps clients understand how policy options can replace a portion of income if injury or illness prevents regular work. The agency focuses specifically on disability insurance, guiding applicants through underwriting and plan selection. It serves a range of business environments, including office settings, warehouses, and food service operations.
EASTERN CLASSIC COVERAGE Insurance, based in Bethpage, NY, is known for helping local professionals and small business owners secure disability income protection. The agency works closely with clients to explain policy options that replace a portion of lost earnings if illness or injury prevents work. Its service range includes evaluating individual occupation risks and recommending plans suited to specific career demands. The company can also add on a future increase option, allowing clients to raise coverage later without new medical underwriting.
The Koch-Glacken Agency A Division of Marshall & Sterling Insurance in Bethpage, NY provides disability insurance for area residents, ensuring individuals maintain income during illness or injury. The agency also structures commercial disability coverage for local businesses, serving clients throughout the immediate metropolitan region. Agents evaluate each policyholder’s specific occupational risks to tailor protection adequate for their circumstances. After policies are in force, representatives follow up between regular claims intervals to review changing needs and make adjustments where necessary.
What Does a a Disability Insurance Agent in Bethpage Cost?
Disability insurance agent services in New York are typically paid through commissions from the insurance carrier, so there is often no direct fee to the client. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old in a professional role might pay between 1 percent and 3 percent of their annual income for a policy. Costs are estimates only. This is general information, not insurance advice.
About disability insurance agents in Bethpage
Disability insurance agents in Bethpage, New York help individuals and businesses find coverage that meets their needs. New York law requires certain employers to provide short-term disability benefits through the Disability Benefits Law. A local agent can explain how state-mandated plans and private policies work together for full protection.
Frequently Asked Questions
What does a disability insurance agent in Bethpage do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and how New York state disability benefits interact with private plans. They do not provide legal advice but can guide your coverage choices.
How is New York disability insurance different from other states?
New York has a mandatory Disability Benefits Law that requires most employers to provide short-term disability coverage. This state plan pays up to 170 per week for up to 26 weeks. A Bethpage agent can help you supplement this with a private policy for higher benefits.
Can a disability insurance agent help with a claim denial?
An agent can review your policy and explain the claims process under New York law. They may help you gather documents and submit appeals. For legal disputes, you may need to consult an attorney who specializes in disability insurance.
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