The top-rated disability insurance agent in Valley Stream, New York is Grober Imbey Insurance Agency, rated 4.9 stars across 792 reviews. Other highly rated options include Herb Albernas - State Farm Insurance Agent, Nicole Eliopoulos - State Farm Insurance Agent, BLS Nielsen Inc. This directory lists 21 disability insurance agents serving Valley Stream.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grober Imbey Insurance Agency | 1 Sunrise Plaza | (516) 872-9500 |
| 2 | Herb Albernas - State Farm Insurance Agent | 1575 Dutch Broadway | (516) 825-6556 |
| 3 | Nicole Eliopoulos - State Farm Insurance Agent | 157 Dubois Ave | (631) 689-7120 |
| 4 | BLS Nielsen Inc | 232 Rockaway Ave | (516) 704-9111 |
| 5 | INTELLIVISION INSURANCE BROKERAGE INC | 465 Rockaway Ave | (516) 305-2574 |
| 6 | Chavelt Saint Charles: Allstate Insurance | 135 E Merrick Rd | (516) 405-6002 |
| 7 | Srs Insurance Brokerage | 59 Rockaway Ave | (888) 265-4002 |
| 8 | Farmers Insurance - Artur Sionov | 396 Rockaway Ave Ste C | (516) 231-1940 |
| 9 | NY Insurance Agency | 133 E Merrick Rd | (646) 736-4235 |
| 10 | Golden Life Group LLC | 70 Sunrise Hwy | (516) 315-3197 |
Grober Imbey Insurance Agency, serving Valley Stream and the broader Nassau County area, specializes in disability insurance agent services. The company helps clients protect their income by guiding them through the process of securing disability coverage. Policies are selected based on individual occupation and earnings, ensuring appropriate financial protection. Policyholders are assisted with claims documentation and coordination with insurers. The agency handles both short-term disability policies and long-term disability income protection planning for local professionals.
Herb Albernas - State Farm Insurance Agent in Valley Stream, NY, provides disability insurance services to protect clients against income loss from illness or injury. The office offers initial policy consultations and ongoing coverage reviews. Service options include benefit amount adjustments and plan modifications as needs change. Protection goals center on replacing a portion of earned income during a disability period. The agency extends these disability plans to individuals in single-family homes, apartments, retail businesses, and restaurants throughout the local area.
Serving Valley Stream, New York, and the surrounding Nassau County communities, Nicole Eliopoulos - State Farm Insurance Agent handles disability insurance for local residents and business owners. The agency works with clients to understand coverage options that protect income if an injury or illness prevents them from working. To handle a typical job, the agent reviews the client’s occupation, income, and existing coverage before presenting a tailored disability plan that fits their specific financial situation.
Serving homeowners, local business owners, and self-employed professionals in Valley Stream, New York, BLS Nielsen Inc assists clients in securing individual disability insurance policies to protect their income from unexpected illness or injury. The agency helps navigate policy options that replace a portion of lost earnings during recovery, offering guidance based on each customer’s occupation and financial needs. This disability insurance agent also covers nearby communities in western Nassau County, including Lynbrook and the broader Long Island metro area.
INTELLIVISION INSURANCE BROKERAGE INC serves clients in Valley Stream, NY as a disability insurance agent. The company helps individuals understand the difference between short-term coverage for immediate, temporary needs and long-term policies that replace income over extended periods. Assistants guide customers through policy options tailored to protect earnings during illness or injury. Service arrangements are flexible, with appointments and consultations offered on an as-needed basis to accommodate changing personal circumstances.
Serving Valley Stream and the surrounding area, Chavelt Saint Charles: Allstate Insurance specializes in disability insurance agent services, helping clients protect their income through tailored policy options. The agency also assists with general insurance needs to ensure comprehensive coverage for local residents and workers. This support is particularly valuable during life transitions such as a new job or a major surgery, when protecting earned income becomes an urgent priority.
As the seasons change in Valley Stream, individuals often find themselves reviewing their financial safeguards against unexpected injuries or illnesses. Srs Insurance Brokerage provides guidance tailored to the specific needs of local residents seeking disability insurance. They help clients navigate policies designed to replace a portion of lost income during a period of disability. The first step in this process typically involves a no-obligation initial consultation to assess current coverage gaps and personal occupational risks.
Farmers Insurance - Artur Sionov arranges disability coverage for individuals in Valley Stream, NY, and the surrounding area. The agency assists clients in finding policies that replace a portion of income when illness or injury prevents them from working. As a disability insurance agent, the company helps protect workers from financial hardship during recovery periods. Common policies supplement state benefits or provide stand-alone protection. The firm can serve professionals in various commercial sectors, including offices, warehouses, and food service operations.
NY Insurance Agency serves residents of Valley Stream and the surrounding areas with disability insurance coverage tailored to individual needs. The agency also provides commercial disability policies for local businesses seeking to protect their operations and employees. Serving clients throughout Nassau County and nearby Long Island communities, the agency helps secure income protection through straightforward policy guidance. Clients often return for policy reviews and adjustments to their plans during regular in-person or phone consultations between annual renewal periods.
Golden Life Group LLC, based in Valley Stream, NY, is known as a dedicated disability insurance agent serving individuals and businesses throughout the local community. The company helps clients secure income protection policies designed to replace lost earnings due to illness or injury. It works with multiple carriers to compare short‑ and long‑term disability options, tailoring coverage to different professions and budgets. For added security, the agency can arrange a future purchase option that allows clients to increase benefits as their income grows.
What Does a a Disability Insurance Agent in Valley Stream Cost?
Typical costs for a disability insurance agent in New York are paid through commissions from the insurance company. You do not usually pay the agent directly. Premiums for individual disability policies in New York range from 1% to 3% of your annual income per year. Costs vary by age health and occupation. This is general information not insurance advice.
About disability insurance agents in Valley Stream
A disability insurance agent in Valley Stream, New York can help you understand policy options and file claims. New York state law requires insurers to respond to claims within 30 days. Local agents know the specific rules for New York disability benefits and can guide you through the process.
Frequently Asked Questions
What does a disability insurance agent in Valley Stream do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options and assist with claim forms. In New York, agents must be licensed by the state Department of Financial Services.
How long do I have to file a disability claim in New York?
New York law does not set a specific deadline for filing claims under private policies. However most policies require you to notify the insurer within 30 days of becoming disabled. Check your policy for exact time limits.
Can a disability insurance agent help with an existing claim denial?
Yes an agent can review your policy and help you understand the denial reasons. They may assist with filing an appeal. For complex cases you might also need to consult an attorney who specializes in disability insurance law.
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