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Directory of disability insurance agents in Utica, New York. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 disability insurance agents in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Grates - State Farm Insurance Agent
430 Trenton Rd, Utica, NY 13502
(315) 797-7763
insuranceforutica.com
AAA Utica
430 Court St, Utica, NY 13502
(315) 797-5452
branches.northeast.aaa.com
Dan Meehan - State Farm Insurance Agent
2023 Sunset Ave, Utica, NY 13502
(315) 735-4494
danmeehaninsurance.com
BEACH AGENCY INC
1111 Oriskany St W, Utica, NY 13502
(315) 793-7626
beachagencyinsurance.com
Michael Garcia: Allstate Insurance
2046 Genesee St, Utica, NY 13502
(315) 793-3322
agents.allstate.com
Scalzo Zogby & Wittig Inc
120 Lomond Ct, Utica, NY 13502
(315) 792-0000
szwinsurance.com
Arrow Health Insurance NY
185 Genesee St, Utica, NY 13501
(315) 257-7352
Farmers Insurance - Michelle Santillo-Romano
2400 Genesee St, Utica, NY 13502
(315) 765-6531
agents.farmers.com
Good Move Insurance Co
409 Court St, Utica, NY 13502
(332) 208-9821
Success Insurance Utica
106 Genesee St, Utica, NY 13502
(315) 230-0287
monitorlife.com
Statutory Insurers Inc
1500 Genesee St, Utica, NY 13502
(315) 202-1592
premium plan Insurance NY
266 Genesee St, Utica, NY 13502
(332) 334-6798
Cool Insurance LLC
1307 Genesee St, Utica, NY 13501
(315) 216-7685
Diversity Insurance Agency
1021 Mohawk St, Utica, NY 13501
(315) 678-0000
A disability insurance agent in Utica New York helps individuals and businesses find coverage that protects income if you cannot work. New York has a state disability insurance program that provides partial wage replacement for off-the-job injuries or illnesses. A local agent can explain how private policies work alongside New York Paid Family Leave and statutory disability benefits.
What Does a Disability Insurance Agent in Utica Cost?
The cost of a disability insurance policy in New York typically ranges from 1% to 3% of your annual income. For a 40 year old earning 60000 per year a policy might cost 600 to 1800 annually. Premiums vary based on age occupation health status and benefit amount. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Utica do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts elimination periods and policy exclusions. They do not provide legal advice but can guide you on coverage options under New York law.
Does New York require employers to provide disability insurance?
Yes most New York employers must provide statutory short term disability benefits under the New York Disability Benefits Law. These benefits cover off the job injuries and illnesses. A private disability insurance agent can help you add supplemental coverage beyond the state minimum.
How long do New York disability benefits last under a private policy?
Private disability policies in New York can pay benefits for a set number of years or until age 65 or 67. The specific duration depends on the policy terms you choose. An agent can explain the trade offs between short term and long term coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.