The top-rated disability insurance agent in Staten Island, New York is Christine Relyea - State Farm Insurance Agent, rated 5.0 stars across 1,423 reviews. Other highly rated options include Larissa Buerano - State Farm Insurance Agent, NYC Business Group, Alpha Omega Coverage Corp. This directory lists 20 disability insurance agents serving Staten Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christine Relyea - State Farm Insurance Agent | 2391 Richmond Ave | (718) 698-5803 |
| 2 | Larissa Buerano - State Farm Insurance Agent | 1228 Forest Ave | (718) 727-1000 |
| 3 | NYC Business Group | 3971 Victory Blvd | (718) 554-3425 |
| 4 | Alpha Omega Coverage Corp | 1253 Richmond Ave | (718) 494-4440 |
| 5 | 5Boroughs Insurance Agency | 1110 South Ave | (718) 766-8121 |
| 6 | DMAS Insurance | 1132 Forest Ave | (718) 981-0700 |
| 7 | Alberto Daniels - Driven Insurance Group | 1110 South Ave #100 | (718) 540-4110 |
| 8 | Smart Choice Insurance of NY | 1931 Richmond Ave | (315) 239-1293 |
| 9 | Kraus & Kraus Insurance Agency, Inc. | 1562 Richmond Rd #202 | (315) 889-3203 |
| 10 | Public Insurance Agency Co | 3457 Richmond Rd | (516) 421-6764 |
Christine Relyea - State Farm Insurance Agent serves the Staten Island, New York, metropolitan area as a disability insurance agent. The company helps local residents and professionals find coverage that replaces a portion of income if an illness or injury prevents them from working. Individual policies are explained in detail so clients understand benefit periods and elimination periods. Short-term and long-term disability plans represent key offerings this agency handles in the Staten Island community.
Larissa Buerano - State Farm Insurance Agent in Staten Island, New York, offers services as a disability insurance agent. The company helps clients understand and select disability coverage that provides income protection if an illness or injury prevents them from working. Service plans include policy reviews to adjust benefits as needs change and assistance with filing claims. The agency works with individuals, single-family homeowners, apartment tenants, and owners of local retail shops and restaurants.
NYC Business Group serves homeowners, business owners, and property managers in Staten Island, New York, who require disability insurance to guard their income against unforeseen illness or injury. The agency assists clients in evaluating policy options that align with their specific financial needs and employment circumstances. It also offers guidance on filing claims and navigating benefit structures. The same personalized brokerage services are available for individuals and commercial clients throughout the neighboring communities of Brooklyn and the greater New York City metro area.
Alpha Omega Coverage Corp serves Staten Island, New York, and its surrounding communities, handling disability insurance for local residents and workers. This agency assists clients in obtaining policies that replace a portion of lost income if an illness or injury prevents them from working. It typically begins each engagement by assessing an individual’s occupation, current income level, and existing coverage to determine the most suitable policy options available in the regional market.
5Boroughs Insurance Agency in Staten Island, NY, helps clients distinguish between short-term disability policies, which provide temporary income replacement, and long-term plans that protect against prolonged inability to work. Their coverage options are built to safeguard a portion of earnings when an illness or injury prevents regular employment. As a local disability insurance agent, the firm guides individuals through policy selection based on their specific occupation and income needs. Service is offered on both a one-time consultation and an as-needed basis for ongoing policy reviews.
DMAS Insurance in Staten Island, New York, specializes in disability income protection, helping local professionals and business owners secure policies that replace lost earnings due to illness or injury. The agency provides personalized consultations to assess individual coverage needs, guiding clients through available short-term and long-term disability options. Through attentive service, it assists with filing claims and navigating paperwork. The agency is particularly helpful for Staten Island residents concerned about losing income during the post-holiday winter months or when seasonal layoffs risk financial stability.
Alberto Daniels - Driven Insurance Group works in the Staten Island, NY area, providing guidance on disability coverage as a local insurance agent. The company can assist individuals and businesses with tailored plans that help protect income if an injury or illness prevents work. They focus on helping professionals understand policy options that fit their specific needs and budgets. Commercial sectors including offices, warehouses, and food service operations may benefit from the disability insurance options this agent offers.
As Staten Islanders navigate changing health needs through the year, securing income protection becomes essential. Smart Choice Insurance of NY addresses this requirement as a disability insurance agent, helping local professionals and small-business owners understand how disability coverage can shield earnings if illness or injury prevents work. The agency guides clients through plan options that align with typical household budgets and employment situations within the borough. An initial consultation involves reviewing current coverage and estimating necessary benefit levels.
Kraus & Kraus Insurance Agency, Inc. provides disability insurance services to residents in Staten Island, helping individuals protect their income against unexpected illness or injury. The agency also offers commercial disability coverage for local Staten Island businesses seeking to safeguard their operations. Serving the greater Staten Island area, the firm assists clients through each application and policy review. After an initial plan is in place, Kraus & Kraus maintains ongoing contact, returning for regular check-ins to update coverage as personal or business circumstances evolve.
Public Insurance Agency Co in Staten Island, NY, is known for helping individuals secure disability income protection. The company guides clients through the process of evaluating policies that replace a portion of earnings if illness or injury prevents them from working. It serves local professionals, small business owners, and employees seeking coverage tailored to their occupation and lifestyle. A specialty service the firm provides includes assisting with the application for policies that incorporate cost-of-living adjustments to keep benefits aligned with inflation.
What Does a a Disability Insurance Agent in Staten Island Cost?
Typical costs for disability insurance in New York range from 1% to 3% of your annual income for a policy covering 60% of your salary. For a 40 year old earning 100,000 dollars, this could mean annual premiums of 1,000 to 3,000 dollars. Costs vary by occupation, health, and policy features. This is general information, not insurance advice.
About disability insurance agents in Staten Island
A disability insurance agent in Staten Island can help you find a policy to replace a portion of your income if you become unable to work. New York state law requires certain employers to provide short-term disability benefits through the Disability Benefits Law. An agent can guide you through private plans that supplement or replace this coverage.
Frequently Asked Questions
What does a disability insurance agent in Staten Island do?
A disability insurance agent helps you compare and purchase individual or group disability policies. They explain policy terms, waiting periods, and benefit amounts. They also help you understand how New York state disability benefits interact with private insurance.
How is New York disability insurance different from other states?
New York has a mandatory Disability Benefits Law that requires most employers to provide short-term disability coverage. This law does not cover long-term disability. An agent can help you find a private long-term policy to fill that gap.
What factors affect the cost of disability insurance in New York?
Costs depend on your age, occupation, health, and the benefit amount you choose. Policies in high-risk jobs or with shorter waiting periods cost more. New York regulations also affect pricing and policy terms.
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