The top-rated disability insurance agent in Somers, New York is The K Merritt Agency, rated 4.8 stars across 268 reviews. Other highly rated options include City Building Owners Insurance, Girolamo Insurance, Health Plans NY Group Health Insurance Experts New York. This directory lists 12 disability insurance agents serving Somers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The K Merritt Agency | 366 US-202 | (914) 276-3400 |
| 2 | City Building Owners Insurance | 293 NY-100 #109 | (877) 576-5200 |
| 3 | Girolamo Insurance | 253 US-202 | (914) 962-9777 |
| 4 | Health Plans NY Group Health Insurance Experts New York | 189 NY-100 | (914) 633-1717 |
| 5 | Richard Sweig Insurance | Max Broker Services LLC | 30 David Rd | (914) 248-6797 |
| 6 | State Farm Insurance | 1885 Commerce St | — |
| 7 | Growth Insurance New York | 100 W Hill Dr | (914) 477-3651 |
| 8 | Stuart E Cohen Ltd | 293 NY-100 | (877) 576-5200 |
| 9 | Acrisure Somers, NY (Hudson Sound Brokerage Corporation) | 101 The Ln | (914) 669-6000 |
| 10 | The Gerlitz Group | The Cottage House, 189 NY-100 | (914) 277-2227 |
The K Merritt Agency serves the Somers, New York area as a disability insurance agent. It assists local professionals and residents in securing income protection coverage tailored to individual needs. This agency guides clients through policy selection and the application process, ensuring they understand coverage terms. The K Merritt Agency handles both short-term and long-term disability insurance solutions for individuals and small business owners in the region.
City Building Owners Insurance provides disability insurance agent services for clients in Somers, New York. It assists individuals and businesses in securing policies that protect against income loss due to illness or injury. The company offers ongoing support and plan adjustments to ensure coverage remains aligned with changing needs. Its service extends to single-family homes, apartments, retail, and restaurants.
Homeowners, self-employed professionals, and small business owners in Somers, New York turn to Girolamo Insurance for disability insurance agent services designed to protect income. The agent helps local clients evaluate policy options and navigate applications to secure coverage against accident or illness. Guidance is offered with transparency and a focus on matching individual needs with suitable plans. The agency also serves the greater Westchester County area, including nearby communities such as Yorktown Heights and Mount Kisco.
Health Plans NY Group Health Insurance Experts New York serves Somers, New York, and the surrounding communities. It handles disability insurance for local residents. The company focuses on helping clients protect their income against potential losses from illness or injury. It works to explain policy options and coverage limits clearly to each person. Based on a client’s individual occupation and financial needs, the agent then compares available plans from different carriers to find a suitable fit, ensuring the policy matches the client’s specific situation.
Serving the Somers, NY area, Richard Sweig Insurance | Max Broker Services LLC works as a disability insurance agent, helping clients understand the difference between one-time policy purchases and recurring service options for ongoing coverage management. The agency assists individuals by connecting them with plans that provide income protection in case of illness or injury, typically within a coverage landscape that includes both short-term and long-term policies. This service operates on a scheduled basis, whether for initial enrollments or periodic policy reviews.
As the seasons change in northern Westchester County, many local workers begin reviewing their income protection needs through their employer benefits or private plans. Growth Insurance New York in Somers works with residents and small business owners seeking disability insurance for illness or injury. They help clients review existing policies from major carriers and explore options for individual coverage. The process typically begins with a free initial consultation that reviews current income sources and potential waiting periods before a claim begins.
Stuart E Cohen Ltd provides disability insurance services for individuals and businesses in the Somers, New York area. The firm specializes in crafting policies that replace lost income if a client becomes unable to work due to illness or injury. Agents assess each client’s occupation and income level to recommend appropriate coverage amounts and benefit periods. The company works with local employers and self-employed professionals across multiple commercial sectors, including offices, warehouses, and food service operations.
As a disability insurance agent serving residential clients in Somers, New York, Acrisure Somers (Hudson Sound Brokerage Corporation) helps individuals protect their income against unexpected illness or injury. The agency also offers similar commercial coverage for local small businesses and professionals throughout the Westchester County area. These policies are designed to replace a portion of lost earnings during recovery periods. Following an initial policy setup, the agent typically schedules follow‑up contacts to review coverage, ensuring it remains aligned with changing needs between regular office visits.
The Gerlitz Group in Somers, NY is known for guiding clients through the complexities of disability insurance as a dedicated agent. It offers services ranging from initial policy comparison and application to managing renewals and coverage adjustments. Disability insurance agents in this area assist professionals in protecting their income against unexpected illness or injury. Many clients appreciate planning for an integrated additional benefit like a catastrophic disability rider.
What Does a a Disability Insurance Agent in Somers Cost?
Disability insurance agent fees in New York typically range from 2% to 8% of the annual premium for new policies, or a flat fee of $200 to $500 for claims assistance. Costs vary based on policy type and case complexity. This is general information, not insurance advice.
About disability insurance agents in Somers
A disability insurance agent in Somers, New York can help you understand your policy options and file claims. New York law requires insurers to respond to disability claims within 45 days. Local agents know the specific regulations that apply to Somers residents.
Frequently Asked Questions
What does a disability insurance agent in Somers do?
A disability insurance agent helps you choose a policy, file claims, and appeal denials. They explain New York coverage requirements and guide you through the process.
How long do I have to file a disability claim in New York?
You generally have 30 days from the date of disability to notify your insurer in New York. Some policies allow up to 90 days. Check your specific policy for exact time limits.
Can a Somers agent help with an appeal in New York?
Yes. An agent can assist with gathering medical records and submitting a written appeal. New York law gives you 180 days to appeal a denied claim.
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