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Browse disability insurance agents serving Smithtown, New York. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Smithtown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 disability insurance agents in Smithtown, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Aguirre - State Farm Insurance Agent
61 W Main St, Smithtown, NY 11787
(631) 265-3880
smithtownagent.com
Lynne Barnhardt - State Farm Insurance Agent
58 N Country Rd, Smithtown, NY 11787
(631) 265-5030
lynnebarnhardt.com
Philip Forte: Allstate Insurance
310 Maple Ave, Smithtown, NY 11787
(631) 346-6400
agents.allstate.com
Platinum Insurance Group
111 E Main St, Smithtown, NY 11787
(516) 621-2436
platinuminsgroupny.com
Jeff Troiano: Allstate Insurance
25 Manor Rd, Smithtown, NY 11787
(631) 724-2100
agents.allstate.com
Zachary Millian: Allstate Insurance
360 E Jericho Tpke, Smithtown, NY 11787
(631) 656-7856
agents.allstate.com
Takach & Associates, Inc
112 Terry Rd, Smithtown, NY 11787
(631) 366-2774
takachinsurance.com
Cafaro Insurance Agency Inc.
738 Smithtown Bypass #110, Smithtown, NY 11787
(631) 321-6165
cafaroins.com
Antos Agency Inc
158 Terry Rd, Smithtown, NY 11787
(631) 360-3737
antosagencyinc.com
Navigators Insurance
550 Smithtown Bypass STE 202, Smithtown, NY 11787
(631) 724-4989
insnavigator.com
Schaefer Agency Inc. (The)
201 E Main St, Smithtown, NY 11787
(631) 979-7474
Nationwide Insurance: Bagatta Associates Inc.
823 W Jericho Turnpike Suite 1A, Smithtown, NY 11787
(631) 864-1111
bagatta.com
BGR Insurance Services
22 Lawrence Ave Suite 308, Smithtown, NY 11787
(631) 647-8488
Marluca Insurance
50 Karl Ave #103, Smithtown, NY 11787
(631) 543-2232
International Benefits Group
133 Paddington Cir, Smithtown, NY 11787
(631) 807-8148
internationalbenefitsgroup.com
A disability insurance agent in Smithtown, New York can help you understand policy options and file claims. New York law requires insurers to respond to disability claims within 45 days. Agents familiar with local regulations can guide you through the process and help protect your income.
What Does a Disability Insurance Agent in Smithtown Cost?
Disability insurance agent services in New York typically cost nothing upfront as agents earn commissions from insurers. Policy premiums range from 1% to 3% of your annual income, or about $50 to $200 per month for a $3,000 monthly benefit. Costs vary by age, health, and occupation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Smithtown do?
A disability insurance agent helps you choose a policy and file claims for income replacement. They explain New York state disability benefits and private options. Agents do not provide legal advice but can assist with paperwork.
How long do I have to file a disability claim in New York?
New York law generally allows up to 30 days to notify your insurer after a disability begins. You must submit proof of loss within 90 days. Check your policy for specific time limits.
Are disability insurance benefits taxable in New York?
If you pay premiums with after-tax dollars, benefits are usually tax-free. If your employer pays premiums, benefits may be taxable. New York follows federal tax rules for disability income.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.