The top-rated disability insurance agent in Plainview, New York is Aon Affinity Travel Practice, rated 4.5 stars across 1,640 reviews. Other highly rated options include Ned Marzigliano - State Farm Insurance Agent, Lehmann Insurance, ARORA INSURANCE AGENCY INC. This directory lists 15 disability insurance agents serving Plainview.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aon Affinity Travel Practice | 45 Executive Dr Suite 100 | (800) 453-4027 |
| 2 | Ned Marzigliano - State Farm Insurance Agent | 158A Manetto Hill Rd | (516) 597-5650 |
| 3 | Lehmann Insurance | 54 Sunnyside Blvd | (516) 985-0265 |
| 4 | ARORA INSURANCE AGENCY INC | 475 S Oyster Bay Rd | (347) 748-1121 |
| 5 | Daniel LaLima: Allstate Insurance | 10 Washington Ave Ste 4 | (516) 597-5577 |
| 6 | Safety Insurance New york | 27 Adams Ct | (516) 421-6818 |
| 7 | NFP, an Aon company | 45 Executive Dr | (516) 327-6300 |
| 8 | Farmers Insurance - Eric Cloutier | 1120 Old Country Rd | (516) 636-5333 |
| 9 | Cornerstone Coverage Group | 529 S Oyster Bay Rd | (516) 605-1800 |
| 10 | NICRIS Insurance Agency | 10 Washington Ave | (516) 544-0006 |
Aon Affinity Travel Practice serves the greater Plainview area and the Nassau County region as a disability insurance agent. The company helps clients evaluate policies that replace a portion of income if an illness or injury prevents them from working. Its representatives guide individuals and groups through coverage options designed for various professional needs. Understanding local employment patterns is a key part of its service approach. It handles both short-term and long-term disability insurance plans for area residents and businesses.
Ned Marzigliano - State Farm Insurance Agent in Plainview, NY, provides disability insurance coverage to protect local residents’ income in the event of illness or injury. The office helps clients select individual or group policies tailored to their financial needs and offers ongoing support for policy adjustments and claims management. They also assist in reviewing existing plans to ensure adequate long-term protection. The agency serves single-family homeowners, apartment dwellers, retail businesses, and area restaurants seeking reliable disability income solutions.
Lehmann Insurance serves local homeowners, business owners, and self-employed professionals in Plainview, New York, seeking disability income protection. It provides guidance on policies that replace a portion of lost earnings if illness or injury prevents work. The agency helps clients understand policy terms, benefit periods, and waiting periods to match individual coverage needs and budgets. It also assists small businesses in obtaining group disability plans for employees. Its coverage area extends to nearby communities throughout Nassau County and the broader Long Island region.
ARORA INSURANCE AGENCY INC serves disability insurance clients throughout Plainview, New York, and the surrounding Long Island communities. It handles applications, policy renewals, and claims navigation for individual disability income protection plans. The agency guides residents through unique underwriting requirements specific to New York’s regulatory environment. It begins each case by reviewing a client’s occupation, income documentation, and existing coverage gaps, then gathers tailored quotes from multiple carriers to present comparative options for the client’s informed decision.
Disability insurance agents in the Plainview area can help with one-time policy purchases or recurring coverage reviews through a carrier like Daniel LaLima: Allstate Insurance. They focus on replacing a portion of income if an injury or illness prevents work. Evaluating individual needs and comparing plan structures is central to the process, as policies vary in benefit periods and elimination periods. Assistants and specialists work with clients to explain these details clearly. Service runs on an as-needed basis, whether for an initial enrollment or a future policy reassessment.
Safety Insurance New york assists individuals and families in Plainview, NY, with their disability insurance needs. As a dedicated agent, the company works to help clients understand coverage options that provide income protection in case of illness or injury. Its specialty centers on guiding applicants through the selection of appropriate policies tailored to varying professional situations. The company is equipped to serve commercial sectors such as offices, warehouses, and food service establishments located throughout the local area.
NFP, an Aon company in Plainview, NY, specializes in assisting professionals with disability insurance for income protection. The agency generally advises individuals on policy options that replace a portion of earnings during a medical leave. It regularly reviews existing coverage to ensure it aligns with current occupational income and lifestyle requirements. A key situational concern it helps clients address is the immediate financial gap caused by an unexpected injury or sudden illness that prevents them from returning to work.
As the start of a new year prompts many Long Island residents to reassess their financial safety nets, Farmers Insurance - Eric Cloutier in Plainview assists clients seeking income protection through disability insurance. They help local professionals evaluate coverage against medical or injury-related lost wages, tailoring policies to individual employment circumstances. The process begins with a thorough assessment of your current earnings and occupation-specific duties to determine necessary benefit levels and waiting periods.
Cornerstone Coverage Group in Plainview, New York, provides residential disability insurance solutions to individuals seeking income protection in the local area. It also assists commercial clients with coverage designed to safeguard their businesses against financial disruptions. The agency serves clients throughout Plainview and the surrounding Long Island communities, helping them navigate plan options and application requirements. After an initial policy is arranged, the agent offers ongoing follow-up assistance and can adjust coverage during regular scheduled check-ins or as client needs change.
NICRIS Insurance Agency is known for helping professionals in Plainview, New York secure disability coverage that protects their income against unexpected illness or injury. The agency works with individuals and small business owners to evaluate financial risks and select suitable policies, guiding clients through application requirements and benefit structures that fit their specific employment situations. It can also arrange supplemental rider options to increase monthly payouts during extended recovery periods.
What Does a a Disability Insurance Agent in Plainview Cost?
Disability insurance agent services in New York typically cost nothing upfront because agents earn commissions from insurers. Policy premiums range from 1% to 3% of your annual income, or about $50 to $200 per month for a $3,000 monthly benefit. Costs vary by age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Plainview
Disability insurance agents in Plainview, New York help individuals and businesses secure income protection policies. New York law requires insurers to provide clear policy terms and timely claim decisions. A local agent can guide you through state-specific regulations and policy options.
Frequently Asked Questions
What does a disability insurance agent in Plainview do?
A disability insurance agent helps you choose a policy that fits your needs and income. They explain policy terms, exclusions, and riders. They also assist with filing claims and understanding your rights under New York insurance law.
How long do I have to file a disability claim in New York?
New York does not set a specific statutory deadline for filing a disability claim, but most policies require prompt notice. Under ERISA for group plans, you must file within 180 days of the disability onset. Check your policy for exact time limits.
Can a disability insurance agent help with a denied claim in Plainview?
Yes, an agent can review your denial letter and explain the appeals process. For group plans under ERISA, you have 180 days to appeal. New York state law also requires insurers to provide a clear reason for denial.
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