The top-rated disability insurance agent in Oceanside, New York is Andrew Mallor: Allstate Insurance, rated 4.9 stars across 258 reviews. Other highly rated options include William Van Wickler: Allstate Insurance, Relation Insurance Services, Medical Solutions NY. This directory lists 10 disability insurance agents serving Oceanside.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Mallor: Allstate Insurance | 427 Merrick Rd | (516) 594-3400 |
| 2 | William Van Wickler: Allstate Insurance | 61 Foxhurst Rd | (516) 536-4100 |
| 3 | Relation Insurance Services | 222 Atlantic Ave | (516) 766-4025 |
| 4 | Medical Solutions NY | 3678 W Oceanside Rd | (347) 309-4426 |
| 5 | Garber Atlas Fries & Associates Inc: Fries Justin | 3070 Lawson Blvd | (516) 837-1100 |
| 6 | Evergreen North Insurance Agency, Inc | 3332 Long Beach Rd | (516) 442-4811 |
| 7 | James Montiglio: Allstate Insurance | 3251 Long Beach Rd | (516) 678-2277 |
| 8 | MALLOR AGENCY | 427 Merrick Rd | (516) 594-3400 |
| 9 | Garber Atlas Associates Inc | 3070 Lawson Blvd | (718) 437-4400 |
| 10 | Allstate Personal Financial Representative: Joseph Capone | 61 Foxhurst Rd | (516) 536-4100 |
Andrew Mallor: Allstate Insurance serves the Oceanside, New York area and surrounding Nassau County communities. The agency focuses on helping individuals and families secure disability insurance coverage, a key component of comprehensive financial planning. This type of insurance replaces a portion of lost income if a person becomes unable to work due to illness or injury. The agency assists clients with both short-term and long-term disability insurance policy options found within their product listings.
William Van Wickler: Allstate Insurance provides disability insurance agent services in the Oceanside, New York area. The company assists clients in understanding their coverage options for income protection with dedicated service and plan management. Initial consultations evaluate individual needs, and ongoing support is available for policy questions or claims assistance. Regular policy reviews help ensure the plan remains appropriate as circumstances change. The agency services single-family homes, apartments, retail establishments, and restaurants.
Relation Insurance Services serves clients in Oceanside, New York, and the surrounding Nassau County communities, handling applications for individual and group disability income protection. The agency works with individuals and small businesses to explain coverage options for replacing lost wages during illness or injury. Its approach typically involves assessing a client’s occupation and income level, then matching them with policies from multiple carriers to secure suitable terms.
At Medical Solutions NY, based in Oceanside, NY, disability insurance agents assist clients with both short-term income replacement and long-term recurring benefit plans, covering partial or total disability events. They evaluate individual employment risks and policy exclusions to align coverage with local wage replacement needs. Service appointments at this disability insurance agent run on a scheduled as-needed basis, arranged upon client request without a recurring calendar commitment.
Serving local homeowners, renters, and small business owners, Garber Atlas Fries & Associates Inc: Fries Justin provides disability insurance agent services in Oceanside, New York. The agency helps clients secure income protection policies that replace earned wages during an illness or injury. It guides individuals and business owners through plan options suited to their financial needs. The firm also serves the broader Nassau County area, including neighboring communities such as Long Beach on the South Shore.
As a specialist in disability insurance, Evergreen North Insurance Agency, Inc. in Oceanside, NY, provides essential income protection coverage for local professionals and business owners. The agency guides clients through policy selection that replaces lost wages if injury or illness prevents them from working. It serves individuals in Nassau County who need to safeguard their earnings against unexpected interruptions. This work becomes especially relevant during the winter season, when increased risks of slips and cold-weather ailments can disrupt careers and household finances.
For residents of Oceanside securing steady income during illness or injury, reliable protection is essential. James Montiglio Allstate Insurance specializes in guiding professionals and families through the local disability insurance market. An in-depth interview in the Oceanside office or by phone first explains policy types and waiting periods. This initial-assessment meeting then compares elimination periods and monthly benefit amounts tailored to individual coverage needs.
Mallor Agency works with individuals and businesses in Oceanside to help arrange disability income protection. As a dedicated disability insurance agent, the company focuses on policies that replace a portion of lost earnings if injury or illness prevents work. It assists clients by explaining policy terms, benefit periods, and elimination periods to match specific needs. This agent serves commercial sectors including offices, warehouses, and food service operations.
Garber Atlas Associates Inc provides residential disability insurance services to clients in Oceanside, New York. The agency also handles commercial coverage for local small businesses and professionals across the surrounding area. Individual benefits are tailored to protect income in case of illness or injury, and business policies help ensure continuity during an owner’s recovery. The firm arranges follow-up consultations between each regular policy review to adjust coverage when clients’ needs change, offering continued service until the next scheduled annual visit.
Allstate Personal Financial Representative Joseph Capone in Oceanside, NY, is known for helping clients secure income replacement through disability insurance policies. The service range includes evaluating individual coverage needs and explaining policy terms that protect against lost earnings due to injury or illness. Working within the local area, the agency provides ongoing support through the claims process to ensure beneficiaries understand their benefits. A specialty service available is long-term disability policy review to coordinate with employer-provided plans.
What Does a a Disability Insurance Agent in Oceanside Cost?
Typical costs for disability insurance in New York range from 1% to 3% of your annual income per year. For a $50,000 annual income, this means $500 to $1,500 per year. Some agents charge a one-time fee of $200 to $500 for policy review. Costs vary by age, occupation, and health. This is general information, not insurance advice.
About disability insurance agents in Oceanside
A disability insurance agent in Oceanside, New York can help you understand your policy options and file claims. New York law requires insurers to respond to disability claims within 45 days. Local agents know the specific requirements for Oceanside residents and can guide you through the process.
Frequently Asked Questions
What does a disability insurance agent in Oceanside do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain different plan types and assist with claim forms. They do not provide legal advice but can connect you with resources.
How does New York law affect disability insurance claims?
New York Insurance Law Section 3216 requires insurers to pay disability benefits promptly. Claims must be decided within 45 days of receipt. If denied, you have 180 days to appeal under state regulations.
What is the cost of hiring a disability insurance agent in Oceanside?
Most disability insurance agents earn commissions from the insurance company, not from you. Some may charge a flat fee for consulting. Costs vary by policy type and your health history.
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