The top-rated disability insurance agent in Merrick, New York is Brandon Schlott: Allstate Insurance, rated 4.9 stars across 148 reviews. Other highly rated options include Ricardo Mercado: Allstate Insurance, Concorde Brokerage of L.I. Ltd., MICHAEL PADGETT: Allstate Insurance. This directory lists 12 disability insurance agents serving Merrick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Schlott: Allstate Insurance | 31 Merrick Ave Unit 40 | (516) 378-5600 |
| 2 | Ricardo Mercado: Allstate Insurance | 1393 Jerusalem Ave | (516) 385-5900 |
| 3 | Concorde Brokerage of L.I. Ltd. | 1745 Merrick Ave Suite 21A | (516) 764-9100 |
| 4 | MICHAEL PADGETT: Allstate Insurance | 1821 Merrick Ave | (516) 781-1600 |
| 5 | Selective Associates Inc - SAI Insurance | 1687 Merrick Ave | (516) 546-5500 |
| 6 | Brad Rosenberg: Allstate Insurance | 174 Merrick Rd | (516) 868-2100 |
| 7 | On Point Land Services Corporation | 2163 Merrick Ave Second Floor | (516) 600-9750 |
| 8 | John Romero - State Farm Insurance Agent | 10 Merrick Ave | (516) 379-3700 |
| 9 | Apple Insurance Brokerage, Inc. | 8 Merrick Ave | (516) 307-9186 |
| 10 | DAVID J JACOBS CO., INC. | 1 Broadcast Plaza #318 | (516) 295-3600 |
Brandon Schlott: Allstate Insurance serves the Merrick, New York area and surrounding Nassau County, offering disability insurance agent services. This agency helps individuals and local professionals find coverage to replace income if they become unable to work due to illness or injury. Policies are selected to fit varied budgets and employment situations, ensuring financial stability during recovery. The office handles both short-term and long-term disability plans tailored to client needs.
Ricardo Mercado: Allstate Insurance provides disability insurance agent services to clients in the Merrick, New York area. The agency helps individuals understand policy options that offer income protection when they are unable to work due to illness or injury. Assistance with plan selection and policy maintenance is available to ensure coverage remains aligned with changing needs. The firm serves clients including those who own single-family homes, apartments, retail spaces, and restaurants.
Homeowners, business owners, and property managers in Merrick, NY turn to Concorde Brokerage of L.I. Ltd. for disability insurance agent services. They help individuals and companies secure coverage that protects income when illness or injury prevents work. Their guidance includes explaining policy options and comparing plans from various carriers to meet specific financial needs. This agency also serves clients throughout Nassau County, including nearby communities like Bellmore, Wantagh, and Massapequa.
Michael Padgett Agency, operating as an Allstate Insurance location in Merrick, NY, specializes in providing disability insurance policies for individuals and professionals in the local area. Its general services include offering coverage options, helping clients understand policy terms, and assisting with application processes. The agency regularly assists residents in Nassau County with protecting their income during recovery periods, especially after unexpected injuries or illnesses that occur during the winter months.
Selective Associates Inc - SAI Insurance serves Merrick, New York, and the surrounding Long Island communities as a disability insurance agent. The company handles applications for individual and group disability policies that help replace lost income during illness or injury. To manage a typical case, it reviews the client’s occupation and health history, then submits applications to multiple carriers to find appropriate coverage options at competitive rates.
Brad Rosenberg: Allstate Insurance assists clients in Merrick, NY, with their protection planning through general insurance services. The agency specializes in disability insurance coverage that replaces lost income when illness or injury prevents work. Policies are designed to address individual financial risks with tailored options. The company serves commercial sectors, including local offices, warehouses, and food service operations.
On Point Land Services Corporation of Merrick, NY provides disability insurance agent services, which differ between one-time policy consultations and recurring coverage management. These professionals help individuals secure income protection plans that replace lost wages during illness or injury. By assessing local employment landscapes, they guide clients through the complex selection of short-term or long-term benefits. Service runs on an as-needed basis, with appointments arranged directly according to each client’s application timeline and policy renewal schedule.
The transition from warmer months often brings New Yorkers in Merrick to review their financial safeguards against unexpected illness or injury. John Romero - State Farm Insurance Agent provides disability insurance solutions tailored to protect local incomes. With a focus on replacing lost earnings during recovery, the agency helps residents plan for long-term medical leaves that could impact household stability. Policies are designed for various professions and pre-existing conditions. The initial step involves an in-person or virtual consultation to evaluate current coverage needs and financial goals.
Apple Insurance Brokerage, Inc. serves residential clients in Merrick, New York, helping them navigate disability income protection for their households. The firm also advises commercial clients by structuring coverage to safeguard business continuity during a partner’s or key employee’s extended illness. Their service area includes Merrick and the surrounding Long Island communities. When a client’s coverage needs change due to shifting income or family circumstances, the agency provides follow-up adjustments to keep each plan aligned, ensuring reliable service between regular visits.
DAVID J JACOBS CO., INC., based in Merrick, NY, is known for helping individuals and businesses secure disability income protection. The agency assesses clients’ income, occupation, and lifestyle risks to match them with suitable insurance policies. It serves local professionals, self-employed workers, and small business owners seeking coverage for lost wages due to illness or injury. A specialty service the firm can provide is a review of existing group disability plans to identify gaps in long-term coverage.
What Does a a Disability Insurance Agent in Merrick Cost?
Disability insurance agent services in New York typically cost between $200 and $500 per hour for consultations. Some agents charge a flat fee of $1,000 to $3,000 for handling a claim or appeal. Costs vary based on case complexity and the agent's experience. This is general information, not insurance advice.
About disability insurance agents in Merrick
A disability insurance agent in Merrick, New York can help you navigate the claims process for private or state benefits. New York law provides short-term disability benefits through the Disability Benefits Law, which covers most private sector employees. An agent can explain how these state benefits interact with your private policy.
Frequently Asked Questions
What does a disability insurance agent in Merrick do?
A disability insurance agent helps you file claims, gather medical evidence, and appeal denials. They understand New York specific rules, such as the 7 day waiting period for state benefits. They do not provide legal advice but can guide you through the process.
How long do I have to file a disability claim in New York?
For New York state disability benefits, you must file a claim within 30 days of becoming disabled. For private policies, the time limit varies by contract. An agent can help you meet these deadlines.
Can I work part time and still get disability benefits in New York?
Yes, partial disability benefits may be available if your earnings are reduced due to your condition. New York state law allows for partial benefits under certain conditions. An agent can explain how this applies to your policy.
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