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Find Disability Insurance Agents Near You in Worcester, MA

Browse disability insurance agents serving Worcester, Massachusetts. Updated 2026-07-14.

The top-rated disability insurance agent in Worcester, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.8 stars across 2,433 reviews. Other highly rated options include Mainstream Insurance Agency, Inc., Zawada Insurance Agency, Universal Insurance Agency Inc. This directory lists 30 disability insurance agents serving Worcester.

Showing 30 disability insurance agents in Worcester, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1A-Affordable Insurance Agency, Inc.70 Southbridge St(508) 799-3900
2Mainstream Insurance Agency, Inc.704 Southbridge St(508) 797-4500
3Zawada Insurance Agency52 Highland St(508) 831-0133
4Universal Insurance Agency Inc374 Belmont St(508) 752-9333
5HUB International292 Park Ave(508) 755-3555
6Feingold Insurance Agency446 Main St Suite 1403(508) 831-9500
7Educators Insurance440 Lincoln St(888) 908-6822
8Point Insurance - Worcester424 Belmont St(508) 552-8066
9Insurance Marketing AgenciesDay Building, 306 Main St(508) 753-7233
10Deland, Gibson Insurance Associates190 Park Ave(508) 755-5200
AI
70 Southbridge St
A-Affordable Insurance Agency, Inc.
Disability Insurance Agent · Worcester, MA

A-Affordable Insurance Agency, Inc. provides disability insurance agent services for clients in Worcester, Massachusetts. It helps individuals and business owners assess their need for income protection in the event of illness or injury. The agency offers guidance on selecting appropriate policy terms and benefit periods. Service includes reviewing existing coverage to ensure it aligns with current financial obligations and employment circumstances. It assists with claims support as needed. A-Affordable Insurance Agency, Inc. serves professionals and workers in single-family homes, apartments, retail stores, and restaurants.

MI
704 Southbridge St
Mainstream Insurance Agency, Inc.
Disability Insurance Agent · Worcester, MA

Mainstream Insurance Agency, Inc. serves clients in Worcester, Massachusetts and the surrounding central New England communities, handling disability insurance needs for local professionals and business owners. The agency focuses on policies that provide income replacement when an individual cannot work due to illness or injury. For a typical case, the agent reviews the client's occupation and current coverage, then compares multiple insurer options to find a suitable policy that aligns with the client's financial situation.

ZI
52 Highland St
Zawada Insurance Agency
Disability Insurance Agent · Worcester, MA

Zawada Insurance Agency in Worcester, Massachusetts supports clients seeking disability coverage by first distinguishing between one-time benefit policies that provide a lump sum after a waiting period and recurring monthly income plans that replace lost wages during a prolonged inability to work. Both options help safeguard financial stability. Agents guide individuals through plan selection and application procedures to align with personal needs and employment circumstances. Service runs on a scheduled basis for enrollment and ongoing policy adjustments or as-needed for claim inquiries and benefit reviews.

UI
374 Belmont St
Universal Insurance Agency Inc
Disability Insurance Agent · Worcester, MA

Universal Insurance Agency Inc in Worcester, Massachusetts focuses on helping individuals obtain disability income protection. It work to secure policies that replace lost wages when an injury or illness prevents a client from working. Standard services include assessing current coverage needs, comparing available plans from multiple insurers, and guiding applicants through underwriting requirements. The agency also assists with filing claims and reviewing existing policies for gaps. It can address pressing financial concerns when a sudden illness or seasonal injury disrupts a client's ability to earn a steady paycheck.

HI
292 Park Ave
HUB International
Disability Insurance Agent · Worcester, MA

HUB International in Worcester, Massachusetts serves local businesses, homeowners, and property managers by providing disability insurance agent services designed to protect income and assets if an injury or illness prevents work. The company helps clients evaluate policy options that address short-term and long-term coverage needs. This work supports financial stability for property owners and small business operators across the metro. HUB International also extends its insurance agent services to residents and businesses in nearby Shrewsbury.

FI
446 Main St Suite 1403
Feingold Insurance Agency
Disability Insurance Agent · Worcester, MA

Feingold Insurance Agency provides professional guidance for individuals seeking income protection in Worcester, Massachusetts. Its work centers on helping clients evaluate disability insurance options to safeguard earnings against unexpected illness or injury. This independent office specializes in crafting supplemental coverage plans that address specific gaps in employer-sponsored benefits or individual policies. By understanding unique occupational risks and income requirements, the agency develops tailored strategies for long-term financial security. It serves a diverse commercial clientele, including workers in office environments, warehouse operations, and food service industries.

EI
440 Lincoln St
Educators Insurance
Disability Insurance Agent · Worcester, MA

Educators Insurance provides residential disability insurance guidance for individuals in Worcester, Massachusetts, helping them protect their income in the event of illness or injury. The company also offers commercial disability insurance solutions for local businesses seeking to cover key personnel or group plans. Service extends throughout Worcester and the surrounding communities. Clients appreciate the thorough policy reviews conducted during each appointment, and the agents encourage follow-up visits scheduled between regular check-ins to address any evolving coverage needs.

PI
424 Belmont St
Point Insurance - Worcester
Disability Insurance Agent · Worcester, MA

In a region where unexpected illness or injury can disrupt a family’s steady income, Point Insurance in Worcester helps residents evaluate their need for disability coverage. The agency provides guidance on policies that replace a portion of lost wages during a period of recovery. Their focus in Worcester, Massachusetts, is on matching local workers with plans that fit individual budgets and employment situations. A typical initial assessment begins with a review of the client’s current income and any existing employer-sponsored benefits.

IM
Day Building, 306 Main St
Insurance Marketing Agencies
Disability Insurance Agent · Worcester, MA

Insurance Marketing Agencies is a firm in Worcester, Massachusetts, known for helping clients navigate the complexities of disability income protection. The agency provides guidance on policies that replace a portion of lost earnings if illness or injury prevents work. In the local area, it serves professionals and small business owners seeking customized coverage options. Services commonly include evaluating existing plans and comparing carriers to align benefits with specific occupational risks. The company can also add on residual disability riders to offset partial income loss.

DG
190 Park Ave
Deland, Gibson Insurance Associates
Disability Insurance Agent · Worcester, MA
SM
51 Pullman St
Sharry & Monfette, LLP
Disability Insurance Agent · Worcester, MA
(508) 421-4610
sharrymonfette.com
HI
51 Pullman St
Herlihy Insurance Group
Disability Insurance Agent · Worcester, MA
(508) 756-5159
herlihygroup.com
CI
318 Plantation St
Cantiani Insurance
Disability Insurance Agent · Worcester, MA
(508) 791-2088
cantianiagency.com
SI
59 Green St
Safeside Insurance Agency
Disability Insurance Agent · Worcester, MA
(508) 753-8862
safesideagency.com
MC
218 Chandler St
Mill City Insurance
Disability Insurance Agent · Worcester, MA
(978) 655-4654
millcityinsurance.com
WI
78 Pleasant St
Wackell Insurance Agency
Disability Insurance Agent · Worcester, MA
(508) 756-3312
KD
Mercantile Center, 120 Front St
Knight-Dik Insurance
Disability Insurance Agent · Worcester, MA
(508) 753-6353
knightdik.com
TB
617 Mill St STE 1
Thomas B Carroll Insurance
Disability Insurance Agent · Worcester, MA
(508) 752-3300
thomascarrollinsurance.com
NI
305 Shrewsbury St
The Network Insurance Agency, Inc.
Disability Insurance Agent · Worcester, MA
(508) 752-3523
thenetworkinsurance.com
SA
27 Mechanic St #204
Sheppard Agency & Goosehead Insurance
Disability Insurance Agent · Worcester, MA
(508) 618-7128
goosehead.com/Kyle-Sheppard
BI
398 Belmont St
Buckley Insurance Agency, Inc
Disability Insurance Agent · Worcester, MA
(508) 791-2572
buckleyia.com
WI
18 John St Pl
Wolpert Insurance
Disability Insurance Agent · Worcester, MA
(508) 459-4700
wolpert.com
CI
260 Park Ave
Common Insurance Agency
Disability Insurance Agent · Worcester, MA
(508) 205-9502
BW
44 Park Ave
Braley & Wellington Insurance Agency
Disability Insurance Agent · Worcester, MA
(508) 754-7255
braleywellingtongroup.com
BP
10 Front St
Best Policy Insurance Co.
Disability Insurance Agent · Worcester, MA
(508) 209-5390
SB
38 Austin St
Small Business Insurance
Disability Insurance Agent · Worcester, MA
(508) 795-0635
sbiainc.com
MI
385 Grove St
Mind Insurance, MA
Disability Insurance Agent · Worcester, MA
(508) 213-8552
RP
10 Institute Rd
Robert P. Powers Insurance Agency Inc.
Disability Insurance Agent · Worcester, MA
(508) 752-3701
robertpowersins.com
SI
38 Austin St
SterlingBridge Insurance Agency, Inc.
Disability Insurance Agent · Worcester, MA
(800) 416-7764
sterlingbridge.com
RI
340 Sunderland Rd
Reeske Insurance
Disability Insurance Agent · Worcester, MA
(203) 302-9848
reeske.com

What Does a a Disability Insurance Agent in Worcester Cost?

Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income for individual policies. For a 40 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Group policies through employers are often cheaper. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.

About disability insurance agents in Worcester

Disability insurance agents in Worcester Massachusetts help individuals and businesses find coverage that protects income if you cannot work. Massachusetts law requires employers to provide short-term disability benefits through the Paid Family and Medical Leave program but private agents can fill gaps with supplemental plans. Local agents understand the Worcester job market and can guide you through policy options for both individual and group disability insurance.

Frequently Asked Questions

What does a disability insurance agent in Worcester do?

A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain benefit periods elimination periods and how Massachusetts state leave programs interact with private insurance. Agents also assist with filing claims and understanding policy terms.

Is disability insurance required in Massachusetts?

Massachusetts does not require individuals to buy private disability insurance. However employers must provide paid family and medical leave through the state PFML program which covers some disability needs. Many workers buy supplemental private policies to increase coverage beyond what the state provides.

How do I choose a disability insurance agent in Worcester?

Look for an agent who is licensed in Massachusetts and has experience with disability policies from multiple carriers. Ask about their familiarity with Worcester area employers and self employment scenarios. Check their reputation through the Massachusetts Division of Insurance website.

Disability Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.