The top-rated disability insurance agent in Bridgewater, Massachusetts is C&S Insurance, rated 4.9 stars across 44 reviews. Other highly rated options include Morse Insurance Agency, Inc., Nelligan Richard J Insurance Agency, Arbella Insurance - Bridgewater Claim Office. This directory lists 10 disability insurance agents serving Bridgewater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | C&S Insurance | 45 Main St | (508) 682-5184 |
| 2 | Morse Insurance Agency, Inc. | 180 Winter St | (508) 238-0056 |
| 3 | Nelligan Richard J Insurance Agency | 750 Bedford St REAR | (508) 697-3179 |
| 4 | Arbella Insurance - Bridgewater Claim Office | 1 Lakeshore Center Suite 102 | (800) 272-3552 |
| 5 | Guardian Life Insurance Co-America | 1 Lakeshore Center | (888) 482-7342 |
| 6 | Semper Financial Group, LLC | 2 Lakeshore Center #202-204 | (617) 256-3004 |
| 7 | Michael Dawn | 45 Main St | (508) 697-6963 |
| 8 | New York Life | 2 Lakeshore Center STE. 200 | (508) 279-4456 |
| 9 | A Action Insurance Agency Inc | 173 Center St | (800) 977-7190 |
| 10 | New York Life Insurance | Two Lakeshore Center, Sor / Frat | (508) 279-4401 |
C&S Insurance advises individuals and businesses on securing financial protection against lost income due to injury or illness, with a specific specialty in disability insurance agent services from its Bridgewater, Massachusetts location. The agency helps clients evaluate coverage options that replace a portion of earnings when they cannot work. These tailored policies are designed to serve professionals across a variety of commercial sectors, including office environments, warehouses, and food service operations.
Morse Insurance Agency, Inc. serves individuals and businesses in the Bridgewater, MA area as a disability insurance agent. The firm helps clients navigate the complex process of selecting coverage that provides income protection if they become unable to work due to illness or injury. It assists with identifying appropriate policy terms, benefit amounts, and waiting periods tailored to each client’s occupation and financial situation. The agency handles both short-term and long-term disability insurance policy placements for this region.
Nelligan Richard J Insurance Agency serves homeowners, small business owners, and self-employed individuals in Bridgewater, Massachusetts, helping them secure disability insurance policies that replace lost income if injury or illness prevents them from working. The agency evaluates each client’s occupation and income needs to recommend appropriate coverage terms and benefit periods. It also assists with policy renewals and claims guidance. In addition to its Bridgewater base, the agency covers clients in Taunton and the surrounding Plymouth County area.
Arbella Insurance - Bridgewater Claim Office provides local disability insurance agent services for individual and group plans. It works with clients to understand coverage options that replace lost income due to illness or injury, offering both short-term and long-term disability insurance products. The office provides ongoing support for policy questions, claims filing, and plan adjustments to match changing employment or health circumstances. It services single-family homes, apartments, retail, and restaurants.
Guardian Life Insurance Co-America serves clients in Bridgewater, Massachusetts, and the surrounding communities. It handles disability insurance, helping individuals protect their income when illness or injury prevents them from working. The company assists clients in selecting from policies that may replace a portion of their earnings. When handling a typical case, the agent first reviews the client's occupation and current coverage needs, then presents plan options that align with the client's budget and long-term financial security.
Semper Financial Group, LLC in Bridgewater, MA, offers both one-time consultations and ongoing service arrangements for disability insurance. A one-time meeting helps clients evaluate their existing coverage or explore initial policy options, while scheduled, recurring service provides ongoing policy reviews and adjustments as needs change. Local residents rely on these disability insurance agents to explain benefit structures, elimination periods, and riders before recommending a plan. Service runs on either a one-time or an as-needed basis, depending on each client’s preference and current coverage requirements.
As a disability insurance agent in Bridgewater, MA, Michael Dawn offers specialized services for individuals seeking income protection and long-term coverage. The general work involves evaluating clients’ financial situations and helping them select appropriate disability policies to safeguard their earnings. This includes advising on both short-term and long-term plans tailored to different professions and health needs. Before winter weather creates hazards for outdoor workers and commuters, they help local residents review their policy terms for adequate coverage.
As winter approaches in Bridgewater, residents often review their financial safeguards against unexpected illnesses or injuries. New York Life serves this local need by offering disability insurance agent services tailored to protect income when a client cannot work. The agency explains how short-term and long-term policies can replace a portion of earnings during recovery. An initial assessment of the client's occupation and income is scheduled to identify appropriate coverage limits.
A Action Insurance Agency Inc in Bridgewater, MA works with individuals and businesses to evaluate disability income protection strategies. Its specialty includes coordinating coverage that replaces a portion of lost earnings due to illness or injury. The agency reviews plan options tailored to both short-term and long-term needs, helping clients understand policy terms and waiting periods. It serves a range of commercial sectors, including local offices, warehouses, and food service establishments, each requiring distinct benefit structures for their employees.
Serving residents in Bridgewater and the surrounding region, New York Life Insurance provides disability insurance agent services to local individuals and families. Commercial coverage options are also available for small businesses and self-employed professionals seeking income protection. The service area includes Bridgewater and nearby communities across southeastern Massachusetts. Clients receive ongoing support through policy reviews, claim assistance, and personalized plan adjustments between regular visits, ensuring continued coverage needs are addressed.
What Does a a Disability Insurance Agent in Bridgewater Cost?
Costs for disability insurance in Massachusetts vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income for a policy that replaces 60% of your income. For example, a 40 year old earning 60,000 per year might pay 50 to 150 per month. This is general information and not insurance advice.
About disability insurance agents in Bridgewater
Disability insurance agents in Bridgewater Massachusetts help individuals and businesses find the right coverage to protect income. Massachusetts requires employers to provide short-term disability coverage through the Paid Family and Medical Leave program. Local agents can explain how state law affects private disability policies and group plans.
Frequently Asked Questions
What does a disability insurance agent in Bridgewater do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and how Massachusetts PFML interacts with private plans. They do not provide legal advice but can guide you on coverage options.
How is Massachusetts PFML different from private disability insurance?
Massachusetts PFML provides paid leave for family and medical reasons through a state fund. Private disability insurance offers additional income replacement for illness or injury. An agent can help you coordinate both to avoid gaps in coverage.
What should I bring to a meeting with a disability insurance agent in Bridgewater?
Bring your current pay stubs, tax returns, and any existing disability policies. Also bring details about your employer's group benefits if you have them. This helps the agent give you accurate policy options.