The top-rated disability insurance agent in Brockton, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 1,012 reviews. Other highly rated options include Sean Rafferty: Allstate Insurance, Cushman Insurance Group, J.M. Sullivan Insurance. This directory lists 20 disability insurance agents serving Brockton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 480 Forest Ave | (508) 588-4333 |
| 2 | Sean Rafferty: Allstate Insurance | 731 Belmont St | (508) 638-6112 |
| 3 | Cushman Insurance Group | 1776 Main St | (508) 586-5310 |
| 4 | J.M. Sullivan Insurance | 1081 N Main St | (508) 559-6100 |
| 5 | Johnson Insurance | 555 Centre St | (508) 587-9900 |
| 6 | D'Agostino Insurance | 111 Torrey St Ste 3 | (508) 586-0414 |
| 7 | Diamond Insurance Agency, Inc. | 1619 Main St | (508) 580-4848 |
| 8 | Fernandes Insurance | 758 Belmont St | (508) 580-4145 |
| 9 | Ace Insurance | 675 Warren Ave | (508) 584-5900 |
| 10 | Roger Keith & Sons Insurance | 1575 Main St | (508) 583-1106 |
A-Affordable Insurance Agency, Inc. in Brockton, Massachusetts assists clients with disability insurance, distinguishing between one-time and recurring policy options. A one-time plan may be suitable for a single need, while a recurring service often involves ongoing management to adjust coverage as income situations change. Both approaches aim to secure income protection against illness or injury for local professionals and small business owners. Service runs on either a one-time or as-needed basis depending on the policyholder's request.
Sean Rafferty: Allstate Insurance serves the Brockton, Massachusetts, metro area as a disability insurance agent. The company helps local residents evaluate income protection options designed to cover a portion of earnings if illness or injury prevents work. It guides clients through policy selection, addressing benefit periods and elimination periods. The business handles both short-term and long-term disability insurance planning for individuals and families in the region.
Cushman Insurance Group provides a range of services as a disability insurance agent in Brockton, MA, helping clients understand and select coverage to protect their income. The company offers ongoing service and guidance to maintain disability insurance plans as needs evolve over time. It assists individuals and business owners in navigating policy options for short-term and long-term income protection. The firm services single-family homes, apartments, retail, and restaurants.
Serving homeowners, business owners, and property managers in Brockton, MA, J.M. Sullivan Insurance provides disability insurance agent services to protect income against unforeseen medical issues. This company assists clients in evaluating coverage gaps and selecting suitable short-term or long-term disability policies tailored to their financial needs. It works with local individuals and firms to ensure adequate wage replacement plans are in place. The agency also serves clients in the nearby Taunton metro area.
Johnson Insurance serves Brockton, Massachusetts, and the surrounding communities, handling disability insurance agent work for local residents. It assists clients in evaluating short-term and long-term disability coverage options to protect income during illness or injury. The company addresses individual and group policy needs, explaining key terms such as elimination periods and benefit durations. To handle a typical job, it reviews a client’s employment situation and existing coverage, then presents appropriate policy choices from available carriers for informed decision-making.
Winter in the Brockton area brings icy sidewalks and sudden storms, increasing the risk of disabling slips for local workers and families. D'Agostino Insurance addresses these predictable seasonal hazards by helping clients secure income protection against injuries that halt employment. As a disability insurance agent, this agency guides residents through policy options designed to cover lost wages during recovery periods. Beginning the process requires a straightforward initial assessment of a client’s current occupation and monthly expenses to determine appropriate coverage levels.
Diamond Insurance Agency, Inc. specializes in disability insurance to protect income against illness or injury. It offers guidance in evaluating local policy options and long-term coverage strategies. The agency serves Brockton, MA and nearby communities, helping clients understand policy terms and benefit calculations. It assists with claims coordination during difficult recovery periods and addresses concerns about routine protections eroding or changing. It also helps individuals adjust financial plans before planned surgical procedures or upcoming seasonal shutdowns.
Fernandes Insurance in Brockton, MA offers clients a choice between one-time consultations for a specific claim review or scheduled, recurring sessions to reassess changing conditions. Coverage guidance focuses on policies that replace income if a medical condition prevents work, helping local professionals and business owners protect their financial stability. All services are provided on a scheduled basis, with appointments arranged either quarterly or as yearly check-ins depending on individual policy needs.
Ace Insurance serves residents in Brockton, Massachusetts by offering disability insurance policies designed to protect individual income. The company also handles commercial disability coverage for local businesses seeking to safeguard their operations. Their service area includes Brockton and the surrounding region. Claims are managed with a focus on clear communication between the agent and the client. Customers often schedule follow-up visits to review policy changes or update coverage before returning for regular check-ins on their long-term financial plans.
Roger Keith & Sons Insurance works with clients in Brockton, Massachusetts to secure financial protections for income disruption. As a disability insurance agent, the company focuses on policies that replace lost wages when illness or injury prevents work. This specialized coverage safeguards personal earnings and household stability. The firm tailors each policy to the client’s specific occupational risks and income structure. It advises on both short-term and long-term benefit plans. Commercial sectors served include professional offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Brockton Cost?
Typical costs for disability insurance in Massachusetts range from 1% to 3% of your annual income for long-term coverage. A 40-year-old earning $60,000 might pay $600 to $1,800 per year. Short-term policies cost less but have lower benefit caps. Costs vary by age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Brockton
Disability insurance agents in Brockton Massachusetts help residents and workers find income protection policies. Massachusetts requires employers to provide short-term disability coverage through the Paid Family and Medical Leave program. An agent can explain how private policies supplement state benefits.
Frequently Asked Questions
What does a disability insurance agent in Brockton do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, exclusions, and waiting periods. They do not provide legal advice or represent you in claims disputes.
How is Massachusetts PFML different from private disability insurance?
Massachusetts PFML provides partial wage replacement for up to 26 weeks per year. Private disability insurance can offer higher benefits and shorter elimination periods. An agent can help you decide if a private policy is needed.
Can a Brockton agent help if my disability claim is denied?
An agent can review your policy language and suggest next steps. However, they cannot file appeals or represent you in court. For denied claims, you may need to consult a disability insurance lawyer.