The top-rated disability insurance agent in Wilbraham, Massachusetts is Val J Scatolini Insurance, rated 4.9 stars across 44 reviews. Other highly rated options include Rooney Insurance & Financial, Stonewall Insurance Group Inc., Brunelle Medicaid Consultants. This directory lists 11 disability insurance agents serving Wilbraham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Val J Scatolini Insurance | 85 Post Office Park | (413) 596-2593 |
| 2 | Rooney Insurance & Financial | at the corner of Boston & Brainard Roads, 2341 Boston Rd | (413) 887-8817 |
| 3 | Stonewall Insurance Group Inc. | 40 Post Office Park | (413) 566-0091 |
| 4 | Brunelle Medicaid Consultants | 2377 Boston Rd | (844) 526-2123 |
| 5 | MountainOne Insurance | 2361 Boston Rd | (413) 596-3753 |
| 6 | W F Logan Insurance Agency, Inc | 2133 Boston Rd | (413) 596-6161 |
| 7 | Karen L Madden Insurance | Wilbraham, MA 01095 | (413) 543-3565 |
| 8 | Cowles & Connell Insurance | 85 Post Office Park # 8517 | (413) 596-0174 |
| 9 | Northwestern Mutual | 2341 Boston Rd b200 | (413) 748-8740 |
| 10 | The Gaudreau Group, Inc. Insurance and Financial Services Agency | 2377 Boston Rd | (413) 543-3534 |
Val J Scatolini Insurance, serving Wilbraham and Hampden County, provides professional guidance on disability insurance for individuals and business owners. The agency helps clients navigate options for income protection should illness or injury prevent work. Disability policies are explained clearly to match coverage with financial needs. The agency works with area residents to find short-term disability policies and long-term plans that replace a portion of lost earnings during a recovery period.
Rooney Insurance & Financial provides disability insurance agent services to clients in Wilbraham, Massachusetts. It assists individuals in selecting policies that replace a portion of income if they are unable to work due to illness or injury. The company also helps clients review their existing coverage to ensure it remains aligned with their current financial needs. Regular consultations are offered to discuss policy adjustments as life circumstances change. The agent’s services address the income protection needs of professionals, single-family homeowners, apartment dwellers, and operators of local shops and restaurants.
Stonewall Insurance Group Inc. serves homeowners, businesses, and property managers in Wilbraham, Massachusetts, offering disability insurance agent services to protect income against unexpected illness or injury. The agency guides local clients through policy options that replace a portion of earnings during disability. Its focus is on matching coverage to each client’s occupation and financial needs. Stonewall Insurance Group Inc. also covers neighboring Springfield and the surrounding Greater Springfield metro area.
Brunelle Medicaid Consultants serves clients in Wilbraham, Massachusetts, and the surrounding communities of Hampden County with disability insurance agent services. Its work involves guiding individuals through the process of securing disability income protection policies suited to their specific needs and financial situations. The company handles policy comparisons, application assistance, and ongoing support for claims or coverage adjustments. To manage a typical engagement, the firm begins with a thorough assessment of the client's occupation and income requirements, then identifies appropriate policy options from available carriers.
MountainOne Insurance serves the greater Wilbraham, Massachusetts, area as a Disability Insurance Agent. The agency helps professionals and individuals secure income protection policies that replace lost wages during illness or injury. It guides clients in understanding policy terms, elimination periods, and benefit durations. This Disability Insurance Agent in Wilbraham also assists with group disability plans for local small businesses and individual long-term disability coverage for self-employed residents.
W F Logan Insurance Agency, Inc in Wilbraham, MA provides disability insurance agent services that help individuals choose between a one-time policy for a specific injury or a recurring plan that offers long-term income protection. The agency assists local professionals in securing coverage to replace lost wages if illness or accident prevents work. Services are delivered on either a one-time basis to set up an initial policy or as scheduled for annual policy reviews and adjustments.
Karen L Madden Insurance serves homeowners, businesses, and property managers in the Wilbraham, Massachusetts area by offering disability insurance agent services. The agency assists clients in securing coverage that provides income protection if they are unable to work due to illness or injury. Policies are designed to help policyholders maintain financial stability during recovery periods. The company understands the unique risks that local residents and commercial property owners face. Its services also cover individuals and businesses in nearby Springfield and the surrounding Pioneer Valley communities.
Cowles & Connell Insurance specializes in helping individuals secure disability income protection, ensuring a portion of their earnings is preserved if illness or injury prevents them from working. In the Wilbraham area, the agency guides clients through policy selection and the application process, addressing both short-term coverage needs and long-term financial security planning. The company assists residents facing seasonal risks such as winter weather-related injuries, which can suddenly disrupt a household’s primary income.
As local professionals in Wilbraham begin planning for the upcoming tax season, protecting their income against unexpected illness or injury becomes a pressing concern. Northwestern Mutual provides comprehensive disability insurance solutions tailored to the needs of area residents, ensuring financial stability during recovery. The agency evaluates each client’s occupation and income to recommend appropriate coverage terms. A thorough initial assessment of personal risk factors and benefit requirements is conducted to begin the consultation process.
The Gaudreau Group, Inc. Insurance and Financial Services Agency provides professional guidance for individuals navigating disability insurance options in the Wilbraham, Massachusetts area. This agency specializes in helping clients understand and select policies that offer income protection should an illness or injury prevent them from working. Such coverage is designed to replace a portion of lost earnings during recovery periods. Commercial sectors regularly served by this agency include professional offices, distribution warehouses, and food service establishments that require tailored disability plans for their employees or business owners.
What Does a a Disability Insurance Agent in Wilbraham Cost?
Disability insurance agent services in Massachusetts are typically free when you purchase a policy, as agents earn commissions from insurers. Policy premiums vary widely, often ranging from 1 percent to 3 percent of your annual income. For example, a 40 year old earning 60000 per year might pay between 600 and 1800 annually for coverage. Costs depend on your health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Wilbraham
Disability insurance agents in Wilbraham Massachusetts help residents protect their income with private disability policies. Massachusetts law requires insurers to provide clear policy terms and timely claim decisions under Massachusetts General Laws Chapter 175. A local agent can guide you through policy options and claim procedures specific to the state.
Frequently Asked Questions
What does a disability insurance agent in Wilbraham do?
A disability insurance agent helps you find and purchase a disability policy that fits your needs. They also assist with claim filing and understanding policy terms under Massachusetts insurance regulations.
How long do I have to file a disability claim in Massachusetts?
Massachusetts law does not set a specific deadline for filing a disability claim, but policies usually require prompt notice. Check your policy for time limits, as delays can affect benefits.
Can a Wilbraham agent help with an existing disability claim?
Yes, many agents assist with claim questions and appeals. If you have a denied claim, an agent can explain your options under Massachusetts law, including the right to request a review.