The top-rated disability insurance agent in Walpole, Massachusetts is Henderson Insurance Group, rated 4.9 stars across 132 reviews. Other highly rated options include Ramo Abouzeid Kaltsunas Insurance Agency, Farmers Insurance - Richard Hurwitz, Hajjar Insurance Agency. This directory lists 13 disability insurance agents serving Walpole.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Henderson Insurance Group | 1600 Providence Hwy | (617) 842-3170 |
| 2 | Ramo Abouzeid Kaltsunas Insurance Agency | 1600 Providence Hwy Suite #286 | (617) 325-7070 |
| 3 | Farmers Insurance - Richard Hurwitz | 555 Providence Hwy | (508) 635-5354 |
| 4 | Hajjar Insurance Agency | 7 West St 2nd fl | (508) 505-9063 |
| 5 | Fitzgerald Insurance Agency | THE ALLEN BUILDING, 713 East St | (508) 668-4100 |
| 6 | Norwell & Norwell Insurance Agency | 961 Main St | (508) 668-7984 |
| 7 | Herb W Lewis Insurance | 19 West St | (508) 668-2270 |
| 8 | Turco & Turco Insurance | 23 Stone St. | (508) 668-1700 |
| 9 | Winslow Warren Insurance Inc | 896 Main St | (508) 668-1612 |
| 10 | Statera Financial LLC | 713 East St | (774) 777-6646 |
Henderson Insurance Group serves Walpole and all of Norfolk County as a dedicated disability insurance agency. It helps local professionals and small business owners secure income protection policies that pay benefits if illness or injury prevents them from working. The firm guides clients through the policy selection process, explaining elimination periods and benefit durations to match financial needs. Henderson Insurance Group handles short-term and long-term disability coverage for individual and group plans.
Ramo Abouzeid Kaltsunas Insurance Agency provides a complete range of disability insurance solutions designed to protect local individuals and families against income loss from injury or illness. Its service and maintenance plans include policy reviews to adjust coverage as financial circumstances evolve, assistance with claim documentation and filing, and annual benefit re-evaluations for long-term policyholders. The agency serves Walpole, MA, and the surrounding area, consulting with clients from single-family homes, apartments, retail storefronts, and local restaurants.
Homeowners, businesses, and property managers in Walpole, Massachusetts, can obtain disability insurance coverage from Farmers Insurance - Richard Hurwitz. This agency helps individuals and local companies secure policies that replace a portion of lost income if an illness or injury prevents them from working. The representative works to explain coverage options tailored to a client’s specific professional needs and income level. Service also extends to residents and employers in the neighboring community of Norfolk in the greater Boston metro.
Serving Walpole, Massachusetts, and the surrounding communities, Hajjar Insurance Agency handles disability insurance needs for local residents and professionals. It assists clients in selecting coverage that can replace a portion of income if an illness or injury prevents them from working. The agency focuses on explaining policy details, such as benefit periods and elimination periods, so clients understand their coverage clearly. To handle a typical job, it gathers individual income and occupation information before recommending a suitable plan from available carriers.
Fitzgerald Insurance Agency specializes in offering disability insurance policies to protect income, serving clients throughout Walpole, MA, and the surrounding area. The agency works with individuals and local businesses by explaining coverage options for short-term and long-term needs. It guides clients through plan selection and the application process. During the changing seasons, when outdoor activities or workplace hazards increase, it assists policyholders in reviewing their current coverage for potential gaps.
Norwell & Norwell Insurance Agency distinguishes between one-time consultation services for immediate coverage evaluation and recurring service options for ongoing policy management and adjustments. The agency in Walpole, MA, assists clients in understanding disability insurance coverage that protects income against illness or injury. Services address replacement of lost earnings and policy updates as personal circumstances change. Coverage guidance may include short-term versus long-term benefit structures. Service runs on a one-time, scheduled, or as-needed basis depending on client needs.
As the need for income protection grows among professionals in Walpole and the surrounding communities, Herb W Lewis Insurance helps clients evaluate disability insurance options. This agency arranges coverage that can replace a portion of lost wages during periods when injury or illness prevents an individual from working. Services focus on matching available policies to the specific risks and financial circumstances of each person. An initial review of existing coverage and income requirements begins the process, establishing a baseline for customized recommendations.
Serving the Walpole area, Turco & Turco Insurance works as a disability insurance agent, focusing on helping individuals protect their income if illness or injury prevents them from working. The company specializes in matching policy features to a client’s specific occupation, ensuring coverage aligns with job duties. Disability insurance agents in this area commonly analyze a client’s existing benefits and income needs to recommend appropriate plans. The company can serve workers in office environments, warehouse operations, and food service establishments.
Winslow Warren Insurance Inc provides residential disability insurance services in the Walpole, Massachusetts area, helping local homeowners protect their incomes against unexpected illness or injury. The agency also writes commercial disability coverage for small business owners and self-employed professionals throughout the region. By focusing on individual policy needs during initial consultations and renewals, the office ensures active clients receive timely updates on coverage changes. The agency schedules follow-up reviews between regular visits to adjust benefits as financial situations evolve.
Statera Financial LLC in Walpole, MA, is known for guiding professionals through the process of selecting disability insurance coverage. The agency serves local individuals and business owners by evaluating income protection needs and policy options. It assists with both short-term and long-term disability plans to safeguard financial stability during unforeseen health events. Common client situations include securing coverage for self-employed practitioners and addressing gaps in employer-provided benefits. A specialty service the firm can provide is helping medical professionals set up own-occupation disability policies.
What Does a a Disability Insurance Agent in Walpole Cost?
Disability insurance costs in Massachusetts typically range from 1% to 3% of your annual income for individual policies. For example, a 40 year old earning $80,000 may pay $800 to $2,400 per year. Employer sponsored group plans often cost less. Costs vary by age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Walpole
Disability insurance agents in Walpole Massachusetts help residents and small business owners secure income protection. Massachusetts law requires employers to provide short-term disability benefits through the state PFML program. A local agent can guide you through both private policies and state-mandated coverage options.
Frequently Asked Questions
What does a disability insurance agent in Walpole do?
A disability insurance agent in Walpole helps you compare and purchase private disability policies. They also assist with understanding Massachusetts Paid Family and Medical Leave benefits. Agents do not provide legal advice but can explain policy terms and claim procedures.
How does Massachusetts PFML affect private disability insurance?
Massachusetts PFML provides up to 26 weeks of partial wage replacement for medical leave. Private disability insurance can supplement PFML benefits. An agent can help you coordinate coverage to avoid gaps.
Are disability insurance premiums tax deductible in Massachusetts?
If you pay premiums with after-tax dollars, benefits are generally tax free. If an employer pays premiums, benefits are taxable. Massachusetts follows federal tax rules for disability insurance. Consult a tax professional for your situation.