The top-rated disability insurance agent in Stoughton, Massachusetts is Natalia Vargas Insurance Agency Inc, rated 4.8 stars across 77 reviews. Other highly rated options include Brockton Insurance Agency, Inc., Fernandes Insurance, Tempus Unlimited, Inc.. This directory lists 17 disability insurance agents serving Stoughton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Natalia Vargas Insurance Agency Inc | 4 Cabot Pl # 4 | (781) 374-4125 |
| 2 | Brockton Insurance Agency, Inc. | 2 Canton St B-223 | (508) 583-9090 |
| 3 | Fernandes Insurance | 11 Pearl St | (781) 341-0220 |
| 4 | Tempus Unlimited, Inc. | 600 Technology Center Dr | (877) 479-7577 |
| 5 | Laurmark Insurance | 1778 Washington St | (781) 341-0910 |
| 6 | Cardullo & Duffy Insurance Agency, Inc. | 331 Page St SUITE 3C | (508) 580-2686 |
| 7 | Gilcoine & Burke Insurance | 2 Cabot Pl # 2 | (617) 328-7744 |
| 8 | Malcolm & Parsons Insurance Agency Inc | 713 Washington St | (781) 344-3200 |
| 9 | Amaral & Gallagher Insurance | 1193 Washington St | (781) 341-5116 |
| 10 | Loyalty Insurance Service MA | 489 Page St | (781) 819-3853 |
Natalia Vargas Insurance Agency Inc provides disability insurance agent services, offering guidance on long-term and short-term disability coverage for individuals. The company advises on plans that help replace income if clients face illness or injury. In the Stoughton, MA area, it assists with policy selection and manages routine file maintenance for ongoing coverage verification. The agency services property-related clients requiring protection for single-family homes, apartments, retail spaces, and restaurants.
From homeowners and businesses to property managers, Brockton Insurance Agency, Inc. serves clients in Stoughton, Massachusetts, by providing tailored disability insurance coverage. Their agents assist individuals in protecting their income against unexpected injuries or illnesses that prevent work. The agency works with local residents to evaluate policy options for short-term and long-term disability plans. Brockton Insurance Agency also covers nearby communities within the greater Boston metro area, including Canton and Sharon.
Fernandes Insurance provides disability insurance services to individuals in Stoughton, Massachusetts, helping clients obtain coverage that replaces income if illness or injury prevents them from working. The company works with local residents to evaluate policy options, including short-term and long-term plans, tailored to their specific professional and financial needs. Their support includes guiding clients through applications and policy terms. Each year, as tax season approaches, the company assists self-employed professionals and small business owners in Stoughton with understanding how disability premiums may factor into their filing situation.
Tempus Unlimited, Inc. serves greater Stoughton and Norfolk County as a disability insurance agent. The company assists individuals and local businesses in navigating disability coverage options, helping clients understand policy details and potential benefits. Insurance agents in this area typically guide applicants through medical underwriting and policy selection for both short-term and long-term disability plans. The firm handles individualized policy comparisons and filings for both individual and group disability plans.
Located in Stoughton, Massachusetts, Laurmark Insurance serves clients throughout the South Shore and greater Boston area. The company handles disability insurance policies for local professionals and small business owners. Its agents work to recommend income protection plans that help replace earnings during illness or injury. For each client, Laurmark Insurance begins by reviewing that person’s individual occupation and financial situation before selecting and comparing suitable coverage options from several carriers.
Cardullo & Duffy Insurance Agency, Inc. in Stoughton, Massachusetts is a disability insurance agent that provides specialized coverage for income protection. It assists clients in the area with both short-term and long-term disability policies, helping to secure financial stability when illness or injury prevents work. General services include policy comparison, application guidance, and claims support for individuals and small businesses. During cold and flu season, this agency helps workers evaluate sick-leave gaps and prepare for unexpected health-related income loss.
Gilcoine & Burke Insurance in Stoughton, MA, distinguishes between one-time consultations, which address a single policy need, and ongoing services that provide periodic reviews of coverage as a client’s circumstances evolve. As disability insurance agents, they focus on policies that replace a portion of income if illness or injury prevents work, helping local residents protect their financial stability. Their service is available on an as-needed basis, with clients able to schedule appointments whenever advice or policy adjustments are required.
As the seasons change in Stoughton, many residents begin to review their financial plans and consider how a sudden illness or injury might affect their income. Malcolm & Parsons Insurance Agency Inc responds by serving as a disability insurance agent, helping local workers understand and select policies that provide income replacement during periods of disability. Their guidance focuses on matching coverage to personal employment circumstances and budget. The process typically begins with an initial assessment of the client’s current earnings and specific occupational risks.
Amaral & Gallagher Insurance guides individuals through the process of securing income protection plans. As a dedicated disability insurance agent in Stoughton, MA, the company helps clients select coverage tailored to replace a portion of their earnings during illness or injury. This specialty bridges personal financial stability with occupational risk management. They assist workers in the specific contexts of local offices, warehouses, and food service environments, each requiring distinct policy considerations.
Loyalty Insurance Service MA, located in Stoughton, provides residential disability insurance to local clients, helping them protect their income against unexpected illness or injury. The agency also offers commercial disability coverage for small business owners in the surrounding area. Agents guide applicants through policy options and medical underwriting to ensure appropriate coverage for individual needs. Between regular visits, clients frequently follow up with the agency for policy updates or to file disability claims when health events arise.
What Does a a Disability Insurance Agent in Stoughton Cost?
Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income. For a 35-year-old earning $60,000 per year, a policy might cost between $30 and $100 per month. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Stoughton
Disability insurance agents in Stoughton, Massachusetts help individuals and businesses find the right coverage. Massachusetts has specific state laws that affect disability benefits, including the requirement that employers provide short-term disability through the Paid Family and Medical Leave program. A local agent can guide you through policy options and state requirements.
Frequently Asked Questions
What does a disability insurance agent in Stoughton do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage details, exclusions, and state-specific rules. They do not provide legal advice or handle claims.
Does Massachusetts require employers to offer disability insurance?
Yes, Massachusetts requires most employers to provide paid family and medical leave through the state program. This includes partial wage replacement for disability. Private disability insurance is optional but can supplement state benefits.
How do I choose a disability insurance agent in Stoughton?
Look for an agent licensed in Massachusetts with experience in disability policies. Ask about their knowledge of state laws like the Paid Family and Medical Leave Act. Check reviews and confirm they offer policies from multiple carriers.