The top-rated disability insurance agent in Somerville, Massachusetts is Bassel Mannoun at Comparion Insurance Agency, rated 5.0 stars across 239 reviews. Other highly rated options include Amazonia Insurance, Kristen Gryglik at Comparion Insurance Agency, Christopher Kokoras Insurance Agency, Inc. This directory lists 13 disability insurance agents serving Somerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bassel Mannoun at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (857) 221-4968 |
| 2 | Amazonia Insurance | 66 Bow St | (617) 625-1900 |
| 3 | Kristen Gryglik at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (617) 476-6016 |
| 4 | Christopher Kokoras Insurance Agency, Inc | 272 Broadway | (617) 738-8188 |
| 5 | Garrett-Lynch Insurance Agency, Inc | 411 Highland Ave | (617) 625-1914 |
| 6 | New Insurance MA | 10 Inner Belt Rd | (413) 853-0059 |
| 7 | Brasil Insurance | 53 Union Square | (617) 628-0094 |
| 8 | Somerville Summit Insurance Agency | 5 Middlesex Ave | (351) 212-2303 |
| 9 | Elite Insurance LLC | 285 Washington St | (617) 221-6520 |
| 10 | Loyalty Insurance LLC | 43 Holland St | (617) 313-2134 |
Bassel Mannoun at Comparion Insurance Agency serves the Somerville, Massachusetts area with disability insurance agent services. The company helps clients navigate the process of securing income protection in case of illness or injury. It works with individuals to assess their specific coverage needs. Services include evaluating existing policies for gaps and offering new disability plans that align with local employment and lifestyle circumstances. The agency assists with both short-term and long-term disability insurance options.
Amazonia Insurance serves Somerville, Massachusetts, as a Disability Insurance Agent, helping individuals and businesses understand and secure income protection policies. It provides initial consultation to assess client needs and ongoing support for policy management and claims assistance. Regular service includes reviewing coverage options and adjusting plans as circumstances change. The company assists a range of properties, including single-family homes, apartments, retail establishments, and restaurants.
Kristen Gryglik at Comparion Insurance Agency offers a range of disability insurance services, helping clients protect their income against the risk of illness or injury. Service and maintenance plans include periodic policy reviews to adjust coverage as financial circumstances change. The agency also assists with claims support and updates to beneficiaries. It serves individual professionals, single-family homeowners, apartment dwellers, retail businesses, and local restaurants in Somerville, MA.
Christopher Kokoras Insurance Agency, Inc serves homeowners, business owners, and professionals in Somerville, Massachusetts who need coverage against lost income due to illness or injury. The agency provides disability insurance policies designed to protect an individual’s earnings when they are unable to work. These plans replace a portion of salary during recovery periods, offering a financial safety net for policyholders. The agency also covers clients in surrounding parts of the Greater Boston metro area, including Cambridge.
Garrett-Lynch Insurance Agency, Inc in Somerville, MA advises clients on the critical distinction between individual disability policies that replace income for a single claim and group plans that recur with each new employer’s benefits package. They guide individuals and businesses through selecting coverage that fits specific income protection needs, including short-term and long-term options. Their service operates on a one-time consultation or as-needed scheduling basis.
Serving the Somerville area, New Insurance MA specializes in disability insurance agent services, helping clients secure income protection policies. It offers guidance on short-term and long-term disability coverage, informing residents about policies that replace a portion of earnings if an injury or illness prevents work. The company assists individuals and families in comparing various plans designed for different occupations and budgets. As winter approaches, it helps local workers prepare for the financial impact of potential seasonal injuries that could cause extended time away from their jobs.
Brasil Insurance serves Somerville, Massachusetts, and the surrounding communities with disability insurance agent services. The company assists clients in securing coverage that replaces a portion of income if an illness or injury prevents them from working normally. It helps individuals understand policy features such as benefit periods, elimination periods, and own-occupation definitions. To handle a typical job, the agency begins with a careful review of the client’s occupation and financial situation, then compares multiple policy options to find a suitable match.
As the changing seasons in Somerville bring new demands on physical stamina for active residents and commuters, a sudden injury or illness can quickly strain household finances. Somerville Summit Insurance Agency serves as a disability insurance agent, helping clients secure income-protection policies that cover this unpredictable gap in earnings. Their process begins with a personalized consultation to assess an individual’s current employment situation and monthly expenses, translating those details into a suitable coverage proposal. The first concrete step toward protection is a no-obligation review of your existing workplace benefits.
Elite Insurance LLC provides disability insurance services to residents and businesses throughout the Somerville, Massachusetts area, serving individuals with personal policy needs alongside commercial coverage options for local employers. The agency focuses on helping clients understand income protection plans tailored to their specific circumstances. Clients can return for annual policy reviews or contact the agency between regular visits to update coverage as their employment or health situations change.
What Does a a Disability Insurance Agent in Somerville Cost?
Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income, depending on age, health, and coverage amount. For a 40-year-old earning 75,000 dollars, a policy might cost 75 to 150 dollars per month. Costs vary by case and insurer. This is general information, not insurance advice.
About disability insurance agents in Somerville
Disability insurance agents in Somerville help residents and small business owners secure income protection. Massachusetts law requires certain employers to provide short-term disability coverage through the Paid Family and Medical Leave program. A local agent can guide you through private policies and state benefits to fit your needs.
Frequently Asked Questions
What does a disability insurance agent in Somerville do?
A Somerville disability insurance agent helps you compare and purchase private disability policies. They also assist with understanding Massachusetts Paid Family and Medical Leave benefits and can advise on policy terms.
Do I need disability insurance if I already have MA PFML coverage?
Massachusetts PFML provides partial wage replacement for up to 26 weeks, but it may not cover your full income. A private disability insurance policy can supplement PFML benefits to protect more of your earnings.
How long do I have to file a disability claim in Massachusetts?
For private policies, claim deadlines vary by contract often 30 to 90 days after disability starts. For MA PFML, you must apply within 60 days of your need for leave. An agent can clarify your policy time limits.