The top-rated disability insurance agent in Peabody, Massachusetts is Asset Insurance Agency, rated 4.9 stars across 535 reviews. Other highly rated options include Duffy Insurance, Davila and DeFusco Insurance Agency, NewFed Insurance. This directory lists 19 disability insurance agents serving Peabody.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Asset Insurance Agency | 2 Bourbon St Suite 201 | (781) 210-2227 |
| 2 | Duffy Insurance | 49 Margin St | (978) 854-0014 |
| 3 | Davila and DeFusco Insurance Agency | 160 Main St Ste 104 | (978) 909-1929 |
| 4 | NewFed Insurance | 45 Central St | (781) 241-1224 |
| 5 | Consoles Insurance Agency | 200 Lake St #201b | (978) 223-4037 |
| 6 | Zannino Insurance Agency, Inc. | 16 Foster St First Floor | (978) 531-5757 |
| 7 | Wood & Associates Insurance Agency, Inc. | 141 Summit St | (781) 581-5900 |
| 8 | North Shore Travel & Insurance Inc | 111 Foster St # 1 | (978) 531-2755 |
| 9 | P J Woods Insurance Inc | 40 Main St | (978) 531-2777 |
| 10 | Today's Insurance Agency, Inc. | 64 Main St | (978) 532-3555 |
Asset Insurance Agency serves the Peabody, Massachusetts area, connecting local residents with disability insurance coverage. This independent agency works with clients to understand the income protection needs that arise from illness or injury. They help individuals and self-employed professionals navigate policy options designed to replace wages during a period of disability. The team also coordinates with employers seeking group disability benefits for their workforce. Specific services handled here include short-term disability insurance policies and long-term disability income protection solutions.
Duffy Insurance provides disability insurance services to clients throughout Peabody, Massachusetts, helping them secure financial protection against income loss. The agency assists with policy selections and offers ongoing support to address evolving coverage needs as clients’ circumstances change. Each service plan focuses on tailoring benefits to individual occupations and lifestyles within the region. Duffy Insurance services a range of local properties, including single-family homes, apartments, retail establishments, and restaurants.
Serving homeowners, renters, and small business owners in Peabody, Massachusetts, Davila and DeFusco Insurance Agency provides disability insurance agent services to help clients protect their income in the event of illness or injury. This agency works with individuals and employers to review coverage options suited to local financial needs. Policy guidance focuses on replacing lost wages during recovery periods. The agency also serves residents and businesses in the neighboring communities of Salem and Lynn.
NewFed Insurance serves Peabody, Massachusetts, and the surrounding North Shore communities as a disability insurance agent. It handles applications for individual and group disability income policies, helping clients protect their earnings against illness or injury. The company guides policyholders through the coverage options available in the local market, addressing both short-term and long-term protection needs. To handle a typical job, it begins with a review of the client’s occupation and income to match suitable policy features.
As the winter months in Peabody bring increased risk of slips and icy accidents, residents often seek ways to protect their income against a sudden disability. Consoles Insurance Agency serves as a local disability insurance agent helping individuals understand policy options that provide financial support during a recovery period. Their representatives discuss coverage types suited to different professions and income levels found throughout Essex County. The process begins by scheduling a no-obligation initial assessment to review personal circumstances and evaluate appropriate benefit structures.
Zannino Insurance Agency, Inc. serves local residents by helping them select disability insurance policies that provide income protection against the unexpected. The agency also assists businesses in Peabody with commercial disability coverage to safeguard their operations and employees. Their service area extends throughout the Peabody community and surrounding areas of Essex County. Clients can expect thorough policy reviews and follow-up service between regular visits to ensure their coverage continues to meet their evolving needs.
Wood & Associates Insurance Agency, Inc., located in Peabody, MA, helps clients understand the key difference between one-time disability income policies, which provide a lump sum for a specific injury, and recurring coverage, which replaces a portion of lost monthly earnings over an extended period. This distinction is crucial when selecting the appropriate benefit structure for individual financial protection. The agency serves local professionals and business owners by guiding them through policy options that safeguard against income loss due to illness or accident. Service is available on an as-needed basis.
North Shore Travel & Insurance Inc offers dedicated disability insurance agent services in Peabody, Massachusetts. It helps individuals secure income protection coverage designed to replace a portion of earnings if an illness or injury prevents them from working. The company counsels clients through policy options and benefit periods. It also assists with claim coordination and policy updates as circumstances change. This includes guiding local residents ahead of the busy New England winter season, when slippery conditions frequently lead to workplace or at-home injuries requiring time away from employment.
P J Woods Insurance Inc in Peabody, MA, is known for providing disability insurance agent services to local residents and businesses. The company assists clients with evaluating their income protection needs, helping them choose policies that replace a portion of their earnings if they become unable to work due to illness or injury. A specialty service this firm can add on is coordinating short-term disability coverage to bridge gaps before long-term benefits begin.
Today's Insurance Agency, Inc. focuses on helping individuals secure income protection through disability coverage. Based in Peabody, MA, it specializes in plans that replace a portion of earnings if illness or injury prevents work. The agency addresses the specific risks tied to various local work environments. Its services support employees in commercial sectors such as offices, warehouses, and food service.
What Does a a Disability Insurance Agent in Peabody Cost?
Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income. For a 40-year-old non-smoker earning $60,000 per year, a policy with a 90-day elimination period and a benefit period to age 65 might cost between $600 and $1,800 annually. Costs vary based on age, health, occupation, and policy features. This is general information and not insurance advice.
About disability insurance agents in Peabody
Disability insurance agents in Peabody Massachusetts assist residents in choosing and managing disability income protection policies. Massachusetts employers with six or more employees must provide up to 26 weeks of paid family and medical leave under the state PFML law. A local agent can help you understand how private disability insurance works alongside state benefits.
Frequently Asked Questions
What does a disability insurance agent in Peabody do?
A disability insurance agent helps you compare policies from different carriers and find coverage that fits your needs. They can explain policy terms like elimination periods and benefit amounts. Agents do not provide legal advice but can guide you on plan options.
How does Massachusetts PFML affect private disability insurance?
Massachusetts Paid Family and Medical Leave provides partial wage replacement for qualifying events. Private disability insurance can supplement PFML benefits to cover more of your income. An agent can help coordinate these benefits to avoid gaps in coverage.
Do I need disability insurance if I have employer coverage in Peabody?
Employer-sponsored disability insurance may have limits on benefit amounts and duration. A private policy can provide additional protection if your employer plan does not cover long-term needs. An agent can review your current coverage and suggest options.