The top-rated disability insurance agent in Needham, Massachusetts is Amparo Insurance LLC, rated 4.5 stars across 173 reviews. Other highly rated options include Acrisure Needham, MA (Aronson Insurance), AMD Insurance Group, LLC, Cohen-Miles Insurance Inc. This directory lists 17 disability insurance agents serving Needham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amparo Insurance LLC | 160 Gould St | (866) 746-0004 |
| 2 | Acrisure Needham, MA (Aronson Insurance) | 950 Highland Ave | (781) 444-3050 |
| 3 | AMD Insurance Group, LLC | 20 Chestnut St #1 | (617) 340-3151 |
| 4 | Cohen-Miles Insurance Inc | 105 Chestnut St STE 31 | (617) 489-1213 |
| 5 | Safety Northeast Insurance Agency | 648 Highland Ave | (781) 444-6790 |
| 6 | Kaplansky Insurance - Needham Branch | 10 Kearney Rd Suite 200 | (781) 453-2552 |
| 7 | Haskell Insurance Agency | 199 Chestnut St | (781) 449-2200 |
| 8 | Barry and Farrell Insurance Agency, Inc. | 61 Highland Ave | (781) 449-2400 |
| 9 | Ensured Insurance | 317 Chestnut St | (774) 340-2021 |
| 10 | First American Insurance Underwriters: FAIU | 460 Hillside Ave | (781) 449-6800 |
Amparo Insurance LLC serves the Needham, Massachusetts area as a disability insurance agent. The company assists individuals and businesses in securing financial protection against income loss due to illness or injury. Their work involves evaluating client needs to recommend appropriate coverage options from insurers. Services include guiding professionals through the process of obtaining short-term disability policies that replace a portion of lost wages during recovery from temporary medical conditions. The company also helps clients navigate applications for long-term disability coverage, which provides ongoing income support for extended periods of severe disability.
Acrisure Needham, MA (Aronson Insurance) provides disability insurance agent services, helping clients navigate options for income protection and long-term coverage plans in the region. Their service approach includes policy reviews, claims assistance, and plan adjustments to meet individual needs over time. As a local agency, it is familiar with Massachusetts disability requirements and common workplace scenarios. The company Services single-family homes, apartments, retail businesses, and restaurants in the Needham area, addressing their diverse insurance needs.
AMD Insurance Group, LLC serves the Needham, Massachusetts area and surrounding communities, handling all aspects of disability insurance coverage for local residents and businesses. It works with clients to secure protection against income loss resulting from injury or illness. For a typical job, the agent begins by assessing an individual’s occupational duties and financial needs, then matches them with suitable policy options from various insurers, ensuring a tailored fit.
Cohen-Miles Insurance Inc in Needham, MA provides disability insurance agent services, specializing in helping clients secure coverage that replaces income during an illness or injury that prevents them from working. The company also assists residents in evaluating policy options from various providers to match individual financial circumstances and healthcare needs. As winter weather increases slip-and-fall risks, the agency helps local workers adjust their existing disability policies to ensure adequate protection during the season.
Safety Northeast Insurance Agency in Needham, MA provides disability coverage, distinguishing between one-time policy purchases and recurring service options for ongoing protection. As a disability insurance agent, the company helps clients evaluate short-term and long-term benefits suited to their professional and personal needs. Policies address income replacement in case of illness or injury. Services are available on an as-needed basis, tailored for individuals or groups seeking specialized advice and plan adjustments over time.
Kaplansky Insurance - Needham Branch serves homeowners, business owners, and professionals seeking financial protection against income loss due to illness or injury. They guide local clients through disability insurance options, helping individuals maintain financial stability when they cannot work. Residents and workers in Needham rely on this agency for straightforward advice on benefits like short-term and long-term income replacement plans. The branch also assists customers living in surrounding communities such as Newton, Westwood, and the greater Boston metro area.
As winter approaches in Needham, many professionals begin reviewing their income protection plans against seasonal hazards. Haskell Insurance Agency addresses this need by offering guidance on disability insurance policies tailored to local employment risks and income structures. The agency evaluates each client’s current coverage and potential gaps due to illness or injury. An initial consultation typically involves a review of policy terms, waiting periods, and benefit amounts. This begins with a straightforward fact-finding meeting to outline the client’s personal risk profile and financial objectives.
Barry and Farrell Insurance Agency, Inc., based in Needham, Massachusetts, helps clients secure disability insurance policies that replace a portion of income if they are unable to work due to illness or injury. The firm focuses on disability coverage as its primary specialty, assisting individuals with tailored plans. It serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Ensured Insurance serves residents of Needham, Massachusetts, by helping individuals select disability coverage for personal income protection. The agency also advises local small businesses on commercial disability policies designed to safeguard their operations. Their service area focuses on Needham and the surrounding communities within the Greater Boston region. Clients receive straightforward guidance on policy terms and claims procedures during initial consultations. A typical engagement often involves a review of existing coverage and a plan for scheduled follow-up between regular annual renewals.
First American Insurance Underwriters, known as FAIU, serves the disability insurance needs of residents in Needham, Massachusetts. The firm assists clients by evaluating individual and group coverage options to protect income against unexpected medical events. They work with various insurers to find policies that match each client’s occupation and benefit requirements. Their services include guidance on policy terms and the claims process. For additional protection, the agency can help add a future purchase option rider to a base policy.
What Does a a Disability Insurance Agent in Needham Cost?
Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income for individual policies. Group plans through employers often cost less per month. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Needham
Disability insurance agents in Needham Massachusetts help residents and local businesses secure income protection policies. Massachusetts law requires certain employers to provide short-term disability coverage through the state program. An agent can guide you through private plans and the state system to find suitable coverage.
Frequently Asked Questions
What does a disability insurance agent in Needham do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with application paperwork and can advise on how state disability benefits interact with private plans.
Is disability insurance required in Massachusetts?
Massachusetts law requires most employers to offer a state-run short-term disability program. Private disability insurance is optional but can provide additional income protection. An agent can explain how private plans supplement state benefits.
How do I choose a disability insurance agent in Needham?
Look for an agent licensed in Massachusetts with experience in disability coverage. Ask about their familiarity with local employers and state regulations. Check their credentials through the Massachusetts Division of Insurance.